First-time buyer programs
MassHousing sets its own income and price limits for Franklin County. We check them with you before you shop.
MassHousing home loansWhately is a farming town in Franklin County along the west bank of the Connecticut River in the Pioneer Valley. It was set off from Hatfield and incorporated in 1771, named for British Member of Parliament Thomas Whately. Interstate 91 crosses the town north-south with an exit onto Routes 5 and 10, and the Mill River runs through town on its way to the Connecticut River.
Whately Center uses ZIP code 01093; the town offices and southern part of town use the South Deerfield ZIP code, 01373.
| Area | Zip code | Where it is |
|---|---|---|
| Whately Center | 01093 | The town center, home to the historic Whately Center Historic District, town offices and the library. |
| Whately Glen / South Whately | 01373 | A section of town along Routes 5 and 10 near the South Deerfield line. |
Start with Quonquont Farm and Bardwell's Ferry Bridge.
A pick-your-own farm with apples, blueberries and peaches, plus a farm stand selling produce and flower bouquets.
Whately, MA
Plan a visitA steel arch bridge listed on the National Register of Historic Places, rising about 198 feet above the Deerfield River near the Whately-Conway-Shelburne line.
Bardwell's Ferry Road
Whately was first settled in 1672 as part of Hatfield and was set off and incorporated as its own town in 1771, taking its name from British Member of Parliament Thomas Whately.
The town's 19th-century economy included tobacco cultivation, wool and furniture mills, and what is described as one of the state's early gin distilleries.
Whately's farmland, the Mill River, and the nearby Deerfield and Connecticut Rivers give the town a mix of orchards, farm stands and river scenery.
Whately is a rural, farming town without a dense village core; most residents drive for daily errands, and Interstate 91 and Routes 5 and 10 carry most through traffic.
Approximate, without traffic.
Whately has no train station; the nearest Amtrak Valley Flyer station is in Greenfield, about 15-20 minutes away by car. The Franklin Regional Transit Authority operates area bus routes nearby.
Whately's FY2026 residential tax rate is $13.07 per $1,000 of assessed value. Massachusetts assesses homes at full value, so each $100,000 of assessed value costs about $1,307 a year. The average single-family tax bill was $5,850, on an average assessed value of $447,609.
$13.07per $1,000, residential
Whately shares public health services with neighboring towns through the regional Foothills Health District rather than a standalone town health department.
Source: Massachusetts Division of Local Services, Tax Rates by Class and Average Single Family Tax Bill.
| Fiscal year | Residential rate |
|---|---|
| FY2022 | $13.71 |
| FY2023 | $14.20 |
| FY2024 | $13.69 |
| FY2025 | $13.34 |
| FY2026 | $13.07 |
What we check on a Whately purchase: MassHousing limits, the flood map, the smoke certificate, well & septic.
MassHousing sets its own income and price limits for Franklin County. We check them with you before you shop.
MassHousing home loansThe Mill River and nearby Connecticut and Deerfield Rivers put some low-lying farmland and river-adjacent parcels in FEMA-mapped flood zones. We check FEMA's map before you offer.
FEMA's flood map for WhatelyMassachusetts requires the seller to get a smoke and carbon monoxide certificate from the Whately Fire Department before the sale closes.
Outside Whately Center's water district, most properties rely on private wells and septic systems. Buyers should budget for a Title 5 septic inspection before closing.
All loans are subject to credit approval, underwriting, and property and program requirements. MassHousing limits and eligibility are set by MassHousing and change from time to time.
We're licensed in Massachusetts. Send us a Whately address and we'll run the numbers, taxes included.
Who to call in Whately: Eversource for power.
Whately Town Offices is at 4 Sandy Lane, Whately, MA 01373. Main line: 413-665-4400.
Whately's FY2026 residential tax rate is $13.07 per $1,000 of assessed value. Massachusetts fiscal years run July 1 to June 30.
Massachusetts taxes homes on their full assessed value. If a home is assessed at $400,000, that's about $5,228 a year at $13.07 per $1,000. The bill uses the assessor's value, not the sale price.
No. Whately uses a single rate of $13.07 per $1,000 for all property classes.
The average single-family tax bill in Whately was $5,850 for FY2026, on an average assessed value of $447,609.
Whately is in Franklin County.
Whately Center uses 01093; the town offices and southern section use the South Deerfield ZIP, 01373.
Eversource serves the Whately area.
Whately is about 11 miles from Greenfield, roughly a 15-20 minute drive.
No. The nearest Amtrak Valley Flyer station is in Greenfield.
Whately's Board of Health participates in the regional Foothills Health District.
Neighbors of Whately, including across the Connecticut line where it applies. All Massachusetts town guides.