First-time buyer programs
MassHousing sets its own income and price limits for Franklin County. We check them with you before you shop.
MassHousing home loans
Deerfield is a town in Franklin County along the Connecticut River, made up of the commercial village of South Deerfield and the museum village of Old Deerfield. It was settled by English colonists in 1673 and incorporated in 1677, and Old Deerfield's mile-long historic district of colonial and Federal-era houses is a National Historic Landmark.
Deerfield uses two ZIP codes: 01373 for South Deerfield and 01342 for Old Deerfield.
| Area | Zip code | Where it is |
|---|---|---|
| South Deerfield | 01373 | The town's commercial center along Routes 5/10 and 116, with Town Hall, the library, shops and restaurants. |
| Old Deerfield | 01342 | A National Historic Landmark village along The Street, home to the Historic Deerfield museum houses and Deerfield Academy. |
Start with Historic Deerfield and Magic Wings Butterfly Conservatory, then 2 more below.
A mile-long museum district of preserved colonial and Federal-era houses, galleries and libraries along The Street in Old Deerfield, open Wednesday through Sunday.
84B Old Main Street, Deerfield, MA 01342
Plan a visitAn indoor conservatory with more than 4,000 free-flying butterflies and other wildlife, open Wednesday through Sunday.
281 Greenfield Rd, South Deerfield, MA 01373
Plan a visitA state reservation with a seasonal auto road to an observation tower on South Sugarloaf and a foot trail to North Sugarloaf, overlooking the Connecticut River valley.
Sugarloaf Street, Deerfield, MA
A handmade-chocolate and candy shop in South Deerfield selling truffles, caramels, penny candy and seasonal confections.
South Deerfield, MA 01373
Plan a visitDeerfield was settled by English colonists in 1673 and incorporated in 1677; the Raid on Deerfield in February 1704 during Queen Anne's War killed dozens of colonists and took more than 100 captive, including minister John Williams's daughter Eunice, who remained with the Mohawk.
Old Deerfield's collection of colonial and Federal-era houses was preserved through a Colonial Revival restoration effort beginning in the late 19th century, led in part by Charlotte Alice Baker, and now forms the Historic Deerfield museum district.
The Connecticut and Deerfield rivers and the twin summits of Mount Sugarloaf give Deerfield a mix of river access and ridge-top views.
2 places in Deerfield to try, including candy shop and restaurant and tavern. No one paid to be listed.
Candy shop
Handmade chocolates and specialty candies in South Deerfield.
South Deerfield, MA 01373 · richardsonscandy.com
Restaurant and tavern
The restaurant and tavern inside the Deerfield Inn, a hotel on Old Main Street that has welcomed guests since 1884.
81 Old Main Street, Deerfield, MA 01342 · deerfieldinn.com
South Deerfield's center has sidewalks along Routes 5/10 and 116 near shops and Town Hall, and Old Deerfield's Street is walkable among the museum houses, but most of the town outside these two centers is rural and built for driving.
Approximate, without traffic.
FRTA's Route 23 (Sunderland/Greenfield) serves South Deerfield; the nearest Amtrak Valley Flyer station is the John W. Olver Transit Center in Greenfield.
Deerfield's FY2026 residential tax rate is $13.45 per $1,000 of assessed value. Massachusetts assesses homes at full value, so each $100,000 of assessed value costs about $1,345 a year. The average single-family tax bill was $6,283, on an average assessed value of $467,172.
$13.45per $1,000, residential
Source: Massachusetts Division of Local Services, Tax Rates by Class and Average Single Family Tax Bill.
| Fiscal year | Residential rate |
|---|---|
| FY2022 | $15.17 |
| FY2023 | $14.97 |
| FY2024 | $13.85 |
| FY2025 | $13.25 |
| FY2026 | $13.45 |
What we check on a Deerfield purchase: MassHousing limits, the flood map, the smoke certificate, transfer station, two zip codes.
MassHousing sets its own income and price limits for Franklin County. We check them with you before you shop.
MassHousing home loansThe Connecticut River forms Deerfield's eastern border and the Deerfield River crosses its northwestern corner, putting low-lying parcels near both rivers in FEMA-mapped flood zones. We check FEMA's map before you offer.
FEMA's flood map for DeerfieldMassachusetts requires the seller to get a smoke and carbon monoxide certificate from the Deerfield Fire Department before the sale closes.
Deerfield does not offer curbside trash collection; residents bring waste and recycling to the town transfer station.
South Deerfield uses 01373 and Old Deerfield uses 01342, which is worth checking when you're looking at listings or mail forwarding.
All loans are subject to credit approval, underwriting, and property and program requirements. MassHousing limits and eligibility are set by MassHousing and change from time to time.
We're licensed in Massachusetts. Send us a Deerfield address and we'll run the numbers, taxes included.
Who to call in Deerfield: Eversource for power.
Deerfield Town Hall is at 8 Conway Street, South Deerfield, MA 01373. Hours: Monday-Friday, 9:00am-4:00pm. Main line: 413-665-1400.
Deerfield's FY2026 residential tax rate is $13.45 per $1,000 of assessed value. Massachusetts fiscal years run July 1 to June 30.
Massachusetts taxes homes on their full assessed value. If a home is assessed at $400,000, that's about $5,380 a year at $13.45 per $1,000. The bill uses the assessor's value, not the sale price.
No. Deerfield uses a single rate of $13.45 per $1,000 for all property classes.
The average single-family tax bill in Deerfield was $6,283 for FY2026, on an average assessed value of $467,172.
Deerfield is in Franklin County.
No. Deerfield residents use the town transfer station rather than curbside collection.
Eversource serves the Deerfield area.
South Deerfield uses 01373 and Old Deerfield uses 01342.
Old Deerfield is the village along The Street that holds the Historic Deerfield museum houses and Deerfield Academy, and is a National Historic Landmark district.
No. The nearest Amtrak Valley Flyer station is the John W. Olver Transit Center in Greenfield.
Neighbors of Deerfield, including across the Connecticut line where it applies. All Massachusetts town guides.