Warwick center
12 Athol Rd, Warwick, MA 01378
Living in Warwick, Massachusetts
Warwick is a hill town in the northeast corner of Franklin County, on the New Hampshire line, incorporated in 1763. Mount Grace, at 1,617 feet, rises in the center of town, and roughly a third of Warwick's land is protected as Warwick State Forest or Mount Grace State Forest. Route 78 is the only state highway through town.
Warwick at a glance
- $16.54Residential tax rate per $1,000, FY2026
- $4,795Average single-family tax bill, FY2026
- 30-35 minDrive to Greenfield
- FranklinCounty
Warwick's zip code
Warwick uses a single ZIP code, 01378, for the whole town.
| Area | Zip code | Where it is |
|---|---|---|
| Warwick center | 01378 | Around the town common on Athol Road (Route 78), where Town Hall, the library and the church are located. |
Things to do in Warwick, MA
Start with Mount Grace State Forest and Warwick State Forest, then 1 more below.
Mount Grace State Forest
A state forest centered on 1,617-foot Mount Grace, the high point of the surrounding hills. The Metacomet-Monadnock Trail crosses the summit, and a fire tower and trails give views over the Millers River valley.
Off Route 78, Warwick, MA
Warwick State Forest
A large block of state forest land covering much of the town's western side, with woods roads used for hiking, mountain biking and hunting.
Off Northfield Road, Warwick, MA
Wawbeek Rock
A large glacial boulder engraved in 1916 with the words "In The Beginning God," a local landmark along a woods trail.
Warwick, MA
A little history
Warwick was one of four tracts of land Massachusetts set aside in 1735 to compensate officers and soldiers from the 1690 expedition against Quebec; the settlement was first called Gardner's Canada before its 1763 incorporation as Warwick.
The Brotherhood of the Spirit, a commune, operated in Warwick through the 1960s and into the 1970s.
Parks, trails and outdoors in Warwick
Mount Grace and the surrounding state forest land give Warwick most of its outdoor recreation, from a fire-tower summit to miles of forest roads and trails.
- Mount Grace State ForestTrails and a fire tower on Warwick's 1,617-foot summit, with a stretch of the Metacomet-Monadnock Trail.
- Warwick State ForestExtensive state forest land on the town's west side, used for hiking and mountain biking on old woods roads.
Walkability and getting around Warwick
Warwick center, a small cluster of buildings around the town common on Athol Road, can be crossed on foot, but the rest of this rural, low-density town has no sidewalks and is built for driving.
Drive times
- Greenfield, about 20 miles30-35 min
- Bradley International Airport~90 min
Approximate, without traffic.
By bus or train
Warwick has no fixed-route public transit and no train station. The nearest Amtrak service is the Vermonter, which stops in Brattleboro, Vermont.
Warwick property taxes
Warwick's FY2026 residential tax rate is $16.54 per $1,000 of assessed value. Massachusetts assesses homes at full value, so each $100,000 of assessed value costs about $1,654 a year. The average single-family tax bill was $4,795, on an average assessed value of $289,880.
Warwick's FY2026 tax rates
$16.54per $1,000, residential
- Residential$16.54 per $1,000
- Average single-family assessed value$289,880
- Average single-family tax bill$4,795
- Motor vehicle excise (statewide)$25 per $1,000 of value
Source: Massachusetts Division of Local Services, Tax Rates by Class and Average Single Family Tax Bill.
How the residential rate has changed
| Fiscal year | Residential rate |
|---|---|
| FY2022 | $21.07 |
| FY2023 | $20.11 |
| FY2024 | $16.55 |
| FY2025 | $17.78 |
| FY2026 | $16.54 |
Look up a Warwick property
- FEMA flood mapWhether a lender will require flood insurance
- Town ClerkVital records and town records
- Registry of DeedsDeeds and mortgages for the county
Buying a home in Warwick
What we check on a Warwick purchase: MassHousing limits, the flood map, the smoke certificate, well & septic, rural / forest land.
First-time buyer programs
MassHousing sets its own income and price limits for Franklin County. We check them with you before you shop.
MassHousing home loansCheck the flood zone first
Flood zones are set address by address. We check FEMA's map before you offer.
FEMA's flood map for WarwickSmoke and CO certificate
Massachusetts requires the seller to get a smoke and carbon monoxide certificate from the Warwick Fire Department before the sale closes.
Every property is on a private well and septic system
Warwick has no public water or sewer system, so every home relies on a private well and septic system. Massachusetts requires a Title 5 septic inspection before a home on septic can be sold, and we build that timeline into your preapproval.
Much of the town is protected state forest
Roughly a third of Warwick is Mount Grace or Warwick State Forest land, which shapes where building lots exist and how a property borders public land. Confirm lot lines and any forest-abutting restrictions before you make an offer.
All loans are subject to credit approval, underwriting, and property and program requirements. MassHousing limits and eligibility are set by MassHousing and change from time to time.
Thinking about buying in Warwick?
We're licensed in Massachusetts. Send us a Warwick address and we'll run the numbers, taxes included.
Moving to Warwick: utilities, trash and town hall
Who to call in Warwick: National Grid for power.
- ElectricNational Grid
- Natural gasNo natural gas service
- WaterPrivate wells; Warwick has no public water system
- Sewer or septicNo town sewer system; properties use private septic systems
- Trash and recyclingWarwick has no curbside trash collection. Residents bring trash and recyclables to the town transfer station and pay per bag or by volume rather than buying an annual sticker.
- Registry of Motor VehiclesUpdate your address with the RMV within 30 days. Excise tax goes to the city or town where the car is garaged.Mass. RMV
Warwick Transfer Station
Saturdays 8am-3pm year-round; Wednesdays 3-6pm, April through September
No vehicle sticker; bagged trash by the bag or roll (33-gallon bags around $3 each by the roll of 10, 15-gallon bags around $1.50 each by the roll of 10), bulky items $50-$90 per cubic yard
Transfer station detailsTown Hall offices and contacts
Warwick Town Hall is at 12 Athol Rd, Warwick, MA 01378. Hours: By department; Town Clerk Tues 10am-12pm, Wed 10am-1pm. Main line: 978-544-6315.
- Town HallMain line and website978-544-6315
- Town ClerkLand records, vital records, and elections.978-544-6315 x4
- Board of AssessorsProperty values and assessments.978-544-6315 x2
- Tax CollectorProperty tax billing and payment.978-544-6315 x1
- Board of HealthSeptic (Title 5) and well permitting.978-544-6315 x5
- Fire DepartmentFire safety and smoke/CO certificates for home sales.978-633-9087
- Planning BoardZoning and land-use applications.508-740-1266
- Highway DepartmentRoads and town infrastructure.978-544-6349
- Warwick Free Public LibraryThe town's public library, part of the C/W MARS network.978-544-7866
- Pioneer Valley Regional School DistrictThe town's public school district.
Warwick, MA FAQ: taxes and town services
What is the property tax rate in Warwick, MA?
Warwick's FY2026 residential tax rate is $16.54 per $1,000 of assessed value. Massachusetts fiscal years run July 1 to June 30.
How much are property taxes on a $400,000 home in Warwick?
Massachusetts taxes homes on their full assessed value. If a home is assessed at $400,000, that's about $6,616 a year at $16.54 per $1,000. The bill uses the assessor's value, not the sale price.
Does Warwick have a split tax rate?
No. Warwick uses a single rate of $16.54 per $1,000 for all property classes.
What is the average single-family tax bill in Warwick?
The average single-family tax bill in Warwick was $4,795 for FY2026, on an average assessed value of $289,880.
What county is Warwick, MA in?
Warwick is in Franklin County, Massachusetts.
What ZIP code does Warwick use?
Warwick uses a single ZIP code, 01378, for the whole town.
Is there curbside trash pickup in Warwick?
No. Residents bring trash and recycling to the town transfer station, open Saturdays year-round and Wednesday afternoons in warmer months, and pay per bag rather than by an annual sticker.
Who supplies electricity in Warwick?
National Grid is the electric utility for Warwick.
How far is Warwick from Greenfield?
Warwick is about 20 miles from Greenfield, the Franklin County seat, roughly a 30-35 minute drive.
Is there public water or sewer in Warwick?
No. Warwick has no public water or sewer system; homes use private wells and septic systems.
Towns near Warwick
Neighbors of Warwick, including across the Connecticut line where it applies. All Massachusetts town guides.
Sources
- Warwick, Massachusetts - Wikipedia: en.wikipedia.org
- Town of Warwick, MA - Contact: warwickma.org
- Town of Warwick, MA - Transfer Station: warwickma.org
- Massachusetts Electric Company (National Grid) service territory list: nationalgridus.com
- Warwick Town Hall photo, Wikimedia Commons: commons.wikimedia.org
- Tax rates and average single-family value and tax bill: Massachusetts Division of Local Services, Tax Rates by Class and Average Single Family Tax Bill.
- Motor vehicle excise: M.G.L. c. 60A, $25 per $1,000 of value statewide.
- Walkability: Walk Score®, provided live by Walk Score.
- Photo: John Phelan, CC BY 3.0, via Wikimedia Commons.
- Checked September 25, 2026.