First-time buyer programs
MassHousing sets its own income and price limits for Franklin County. We check them with you before you shop.
MassHousing home loans
Living in Sunderland, Massachusetts
Sunderland is a town in Franklin County on the east bank of the Connecticut River, between Deerfield and Amherst. First settled in 1713 as Swampfield, it was incorporated in 1718 under a new name honoring Charles Spencer, 3rd Earl of Sunderland, chosen in hopes of attracting more settlers.
Sunderland at a glance
- $12.44Residential tax rate per $1,000, FY2026
- $5,947Average single-family tax bill, FY2026
- 15-20 minDrive to Greenfield
- FranklinCounty
Sunderland's zip code
Sunderland uses the 01375 zip code.
| Area | Zip code | Where it is |
|---|---|---|
| Sunderland center | 01375 | The town center along Route 47, with Town Hall, the library and the Buttonball Tree on North Main Street. |
Things to do in Sunderland, MA
Start with Warner Farm / Mike's Maze and Mount Toby State Forest, then 1 more below.
Warner Farm / Mike's Maze
A family farm operating since 1718 with u-pick strawberries in June and an eight-acre corn maze open weekends and holidays from September through early November.
23 S. Main Street, Sunderland, MA 01375
Plan a visitMount Toby State Forest
A state forest on Sunderland's eastern border with a fire tower and a section of the 47-mile Robert Frost Trail.
Sunderland, MA
The Sunderland Buttonball Tree
A large, old American sycamore on North Main Street noted for its size and age.
North Main Street, Sunderland, MA
Around the calendar
- SeptemberMike's MazeWarner Farm's corn maze attraction, open weekends and holidays into early November.
A little history
The area was first settled in 1713 under the name Swampfield and incorporated in 1718 as Sunderland, renamed for Charles Spencer, 3rd Earl of Sunderland, to help attract new residents.
The area that became Leverett was originally part of Sunderland's territory until Leverett was incorporated separately in 1774.
Parks, trails and outdoors in Sunderland
Mount Toby's fire tower and the Robert Frost Trail on Sunderland's eastern edge, along with Connecticut River access, give the town a mix of ridge and riverside outdoor spots.
- Mount Toby State ForestHiking to a fire tower and a stretch of the Robert Frost Trail.
- Connecticut RiverForms Sunderland's western border, with access points for paddling.
Where to eat in Sunderland: restaurants and coffee
1 places in Sunderland to try, including farm stand. No one paid to be listed.
Warner Farm
Farm stand
A working farm on South Main Street with u-pick strawberries in June and produce sold at its farm stand and area farmers markets.
23 S. Main Street, Sunderland, MA 01375 · warnerfarm.com
Walkability and getting around Sunderland
Sunderland's center along Route 47 has sidewalks near Town Hall and the library, but the Route 116 commercial strip and the rest of town are built for driving.
Drive times
- Greenfield, about 9 miles15-20 min
- Bradley International Airport, about 35 miles45-50 min
Approximate, without traffic.
By bus or train
FRTA's Route 23 (Sunderland/Greenfield) serves the town; there is no train station in Sunderland, with the nearest Amtrak Valley Flyer service in Greenfield or Northampton.
Sunderland property taxes
Sunderland's FY2026 residential tax rate is $12.44 per $1,000 of assessed value. Massachusetts assesses homes at full value, so each $100,000 of assessed value costs about $1,244 a year. The average single-family tax bill was $5,947, on an average assessed value of $478,080.
Sunderland's FY2026 tax rates
$12.44per $1,000, residential
- Residential$12.44 per $1,000
- Average single-family assessed value$478,080
- Average single-family tax bill$5,947
- Motor vehicle excise (statewide)$25 per $1,000 of value
Source: Massachusetts Division of Local Services, Tax Rates by Class and Average Single Family Tax Bill.
How the residential rate has changed
| Fiscal year | Residential rate |
|---|---|
| FY2022 | $14.70 |
| FY2023 | $12.80 |
| FY2024 | $13.14 |
| FY2025 | $13.02 |
| FY2026 | $12.44 |
Look up a Sunderland property
- FEMA flood mapWhether a lender will require flood insurance
- Town ClerkVital records and town records
- Assessors' officeQuestions about a value: 413-665-1445
- Registry of DeedsDeeds and mortgages for the county
Buying a home in Sunderland
What we check on a Sunderland purchase: MassHousing limits, the flood map, the smoke certificate, curbside trash.
Check the flood zone first
The Connecticut River forms Sunderland's western border, putting low-lying farmland and some parcels near the river in FEMA-mapped flood zones. We check FEMA's map before you offer.
FEMA's flood map for SunderlandSmoke and CO certificate
Massachusetts requires the seller to get a smoke and carbon monoxide certificate from the Sunderland Fire Department before the sale closes. Call 413-665-2465 to schedule.
Curbside collection, not a transfer station
Unlike many of its Franklin County neighbors, Sunderland offers curbside trash pickup rather than requiring a trip to a transfer station.
All loans are subject to credit approval, underwriting, and property and program requirements. MassHousing limits and eligibility are set by MassHousing and change from time to time.
Thinking about buying in Sunderland?
We're licensed in Massachusetts. Send us a Sunderland address and we'll run the numbers, taxes included.
Moving to Sunderland: utilities, trash and town hall
Who to call in Sunderland: Eversource for power.
- ElectricEversource
- Sewer or septicSunderland maintains a town sewer department; some areas outside the served district use private septic systems.
- Trash and recyclingSunderland offers curbside trash collection rather than a transfer station.
- Registry of Motor VehiclesUpdate your address with the RMV within 30 days. Excise tax goes to the city or town where the car is garaged.Mass. RMV
Town Hall offices and contacts
Sunderland Town Hall is at 12 School Street, Sunderland, MA 01375. Main line: 413-665-1441.
- Town HallMain line and website413-665-1441
- Town ClerkLand records, vital records and elections.413-665-1441 ext. 3
- AssessorsProperty values and assessments.413-665-1445
- Tax Collector/TreasurerProperty tax billing and payment.413-665-1444
- Building InspectorBuilding permits and inspections.413-364-7782
- Planning BoardZoning and land-use applications.413-665-1441 ext. 3
- Board of HealthTitle 5 septic inspections and well permits.413-665-1441 ext. 6
- Highway DepartmentRoads and town infrastructure.413-665-1460
- Sewer/Wastewater DepartmentTown sewer billing and service.413-665-1447
- LibraryThe town's public library.413-665-2642
- Frontier Regional School DistrictThe public school district serving Sunderland.
Sunderland, MA FAQ: taxes and town services
What is the property tax rate in Sunderland, MA?
Sunderland's FY2026 residential tax rate is $12.44 per $1,000 of assessed value. Massachusetts fiscal years run July 1 to June 30.
How much are property taxes on a $400,000 home in Sunderland?
Massachusetts taxes homes on their full assessed value. If a home is assessed at $400,000, that's about $4,976 a year at $12.44 per $1,000. The bill uses the assessor's value, not the sale price.
Does Sunderland have a split tax rate?
No. Sunderland uses a single rate of $12.44 per $1,000 for all property classes.
What is the average single-family tax bill in Sunderland?
The average single-family tax bill in Sunderland was $5,947 for FY2026, on an average assessed value of $478,080.
What county is Sunderland, MA in?
Sunderland is in Franklin County.
Is there curbside trash pickup in Sunderland?
Yes. Sunderland offers curbside trash collection.
Who supplies electricity in Sunderland?
Eversource serves the Sunderland area.
What ZIP code does Sunderland use?
Sunderland uses ZIP code 01375.
How far is Sunderland from Greenfield?
Sunderland is about 9 miles from Greenfield, roughly a 15-20 minute drive.
Is there a train station in Sunderland?
No. The nearest Amtrak Valley Flyer service is in Greenfield or Northampton.
Towns near Sunderland
Neighbors of Sunderland, including across the Connecticut line where it applies. All Massachusetts town guides.
Sources
- Sunderland, Massachusetts - Wikipedia: en.wikipedia.org
- Town of Sunderland official website: townofsunderland.us
- Town of Sunderland directory: townofsunderland.us
- Warner Farm / Mike's Maze: warnerfarm.com
- Tax rates and average single-family value and tax bill: Massachusetts Division of Local Services, Tax Rates by Class and Average Single Family Tax Bill.
- Motor vehicle excise: M.G.L. c. 60A, $25 per $1,000 of value statewide.
- Walkability: Walk Score®, provided live by Walk Score.
- Photo: Tom Walsh, CC BY-SA 3.0, via Wikimedia Commons.
- Checked September 25, 2026.