First-time buyer programs
MassHousing sets its own income and price limits for Berkshire County. We check them with you before you shop.
MassHousing home loans
Living in Savoy, Massachusetts
Savoy is a town in eastern Berkshire County dominated by Savoy Mountain State Forest, which covers much of its land. First settled in 1777 as "New Ascot" and incorporated in 1797, the town was reportedly named for its resemblance to the Duchy of Savoy in France. Borden Mountain, at 2,507 feet, is the town's highest point, and the Cold River forms most of its northern border.
Savoy at a glance
- $14.52Residential tax rate per $1,000, FY2026
- $3,995Average single-family tax bill, FY2026
- BerkshireCounty
- 1797Year incorporated
Savoy's zip code
Savoy uses a single ZIP code, 01256, for the whole town.
| Area | Zip code | Where it is |
|---|---|---|
| Savoy center | 01256 | Along Main Road, where Town Hall is located. |
Things to do in Savoy, MA
Start with Savoy Mountain State Forest and Borden Mountain.
Savoy Mountain State Forest
A large state forest covering much of Savoy, with hiking trails, ponds, camping and cross-country ski trails across varied terrain in the Berkshire highlands.
Savoy, MA
Borden Mountain
The highest point in Savoy at 2,507 feet, within Savoy Mountain State Forest.
Savoy Mountain State Forest, Savoy, MA
More worth a visit
- Kenneth Dubuque Memorial State ForestA state forest with land reaching toward Savoy's southern area.
- Windsor State ForestA neighboring state forest near Savoy's southern border.
A little history
Savoy was first settled in 1777 by a group led by Colonel Lemuel Hathaway and was incorporated as a town in 1797.
The town was reportedly named for its resemblance to the Duchy of Savoy in France.
Savoy's early economy centered on grazing and lumber mills.
Parks, trails and outdoors in Savoy
Savoy Mountain State Forest covers a large share of the town, with the Cold River along the northern border and Westfield River tributaries in the south giving Savoy its hiking, forest and water recreation.
- Savoy Mountain State ForestHiking trails, ponds and camping across a large state forest covering much of the town.
- Cold RiverA branch of the Deerfield River forming most of Savoy's northern border.
- Borden MountainThe town's highest point at 2,507 feet, within the state forest.
Walkability and getting around Savoy
Savoy has no sidewalked village center; the town is rural hill-town terrain built for driving, with most public recreation reached by car via state forest access roads.
Drive times
- Pittsfield, about 17 miles
Approximate, without traffic.
By bus or train
Savoy has no fixed-route public transit and no train station. Pittsfield, about 17 miles away, is the nearest city with regional services.
Savoy property taxes
Savoy's FY2026 residential tax rate is $14.52 per $1,000 of assessed value. Massachusetts assesses homes at full value, so each $100,000 of assessed value costs about $1,452 a year. The average single-family tax bill was $3,995, on an average assessed value of $275,143.
Savoy's FY2026 tax rates
$14.52per $1,000, residential
- Residential$14.52 per $1,000
- Average single-family assessed value$275,143
- Average single-family tax bill$3,995
- Motor vehicle excise (statewide)$25 per $1,000 of value
Source: Massachusetts Division of Local Services, Tax Rates by Class and Average Single Family Tax Bill.
How the residential rate has changed
| Fiscal year | Residential rate |
|---|---|
| FY2022 | $14.40 |
| FY2023 | $13.69 |
| FY2024 | $13.24 |
| FY2025 | $16.62 |
| FY2026 | $14.52 |
Look up a Savoy property
- FEMA flood mapWhether a lender will require flood insurance
- Town ClerkVital records and town records
- Registry of DeedsDeeds and mortgages for the county
Buying a home in Savoy
What we check on a Savoy purchase: MassHousing limits, the flood map, the smoke certificate, well & septic, state forest land.
Check the flood zone first
The Cold River runs along Savoy's northern border and Westfield River tributaries cross the southern part of town, putting some low-lying parcels near these streams in FEMA-mapped flood zones. We check FEMA's map before you offer.
FEMA's flood map for SavoySmoke and CO certificate
Massachusetts requires the seller to get a smoke and carbon monoxide certificate from the Savoy Fire Department before the sale closes. Call 413-743-4290 x1009 to schedule.
Savoy Fire Department pageHomes rely on private wells and septic
Savoy has no townwide public water or sewer system; properties use private wells and septic systems. Buyers should confirm well and septic condition, including a Title 5 inspection, before closing.
Much of town is state forest
Savoy Mountain State Forest and neighboring state forest land cover a large share of the town, which can affect nearby lot lines, access roads and buildable land. Check state forest boundaries near any property you're considering.
All loans are subject to credit approval, underwriting, and property and program requirements. MassHousing limits and eligibility are set by MassHousing and change from time to time.
Thinking about buying in Savoy?
We're licensed in Massachusetts. Send us a Savoy address and we'll run the numbers, taxes included.
Moving to Savoy: utilities, trash and town hall
Who to call in Savoy.
- WaterMostly private wells
- Sewer or septicMostly private septic systems
- Trash and recyclingThe town lists a Transfer Station among its departments; specific hours and permit pricing were not published on the town website at the time of research.
- Registry of Motor VehiclesUpdate your address with the RMV within 30 days. Excise tax goes to the city or town where the car is garaged.Mass. RMV
Town Hall offices and contacts
Savoy Town Hall is at 720 Main Rd, Savoy, MA 01256. Hours: Monday-Friday 9:00 AM-1:00 PM; closed Wednesdays. Main line: 413-743-4290.
- Town HallMain line and website413-743-4290
- Town ClerkLand records, vital records and elections.413-743-4290
- Tax CollectorProperty tax billing and payment.413-743-4290
- Town TreasurerTown finances.413-743-4290
- Building DepartmentBuilding permits and inspections.413-743-4290
- Fire DepartmentFire prevention and safety, led by Chief Peter J. Miner.413-743-4290 x1009
- Highway DepartmentRoads and town infrastructure.413-743-4290
- Council on Aging / Senior CenterSenior services and programs.413-743-4290
- Hoosac Valley Regional School DistrictThe regional school district serving Savoy.
- Board of HealthTitle 5 septic, wells and permits413-743-4290
Savoy, MA FAQ: taxes and town services
What is the property tax rate in Savoy, MA?
Savoy's FY2026 residential tax rate is $14.52 per $1,000 of assessed value. Massachusetts fiscal years run July 1 to June 30.
How much are property taxes on a $400,000 home in Savoy?
Massachusetts taxes homes on their full assessed value. If a home is assessed at $400,000, that's about $5,808 a year at $14.52 per $1,000. The bill uses the assessor's value, not the sale price.
Does Savoy have a split tax rate?
No. Savoy uses a single rate of $14.52 per $1,000 for all property classes.
What is the average single-family tax bill in Savoy?
The average single-family tax bill in Savoy was $3,995 for FY2026, on an average assessed value of $275,143.
What county is Savoy, MA in?
Savoy is in Berkshire County.
What is Savoy's ZIP code?
Savoy uses ZIP code 01256.
How far is Savoy from Pittsfield?
Savoy is about 17 miles northeast of Pittsfield.
Does Savoy have curbside trash pickup?
No confirmed curbside service; the town operates a transfer station.
Which towns border Savoy?
Savoy borders Florida, Charlemont, Hawley, Plainfield, Windsor, Cheshire and Adams.
What are Savoy Town Hall's hours?
Town Hall, at 720 Main Rd, is open Monday through Friday 9:00 AM to 1:00 PM, and closed Wednesdays.
Towns near Savoy
Neighbors of Savoy, including across the Connecticut line where it applies. All Massachusetts town guides.
Sources
- Savoy, Massachusetts - Wikipedia: en.wikipedia.org
- Town of Savoy, MA official website: townofsavoy.com
- Town Departments - Town of Savoy, MA: townofsavoy.com
- Fire Department - Town of Savoy, MA: townofsavoy.com
- Savoy Mountain State Forest photo, Wikimedia Commons: commons.wikimedia.org
- Tax rates and average single-family value and tax bill: Massachusetts Division of Local Services, Tax Rates by Class and Average Single Family Tax Bill.
- Motor vehicle excise: M.G.L. c. 60A, $25 per $1,000 of value statewide.
- Walkability: Walk Score®, provided live by Walk Score.
- Photo: Dougtone, CC BY-SA 2.0, via Wikimedia Commons.
- Checked September 25, 2026.