First-time buyer programs
MassHousing sets its own income and price limits for Franklin County. We check them with you before you shop.
MassHousing home loans
Living in Charlemont, Massachusetts
Charlemont is a town in Franklin County along the Mohawk Trail (Route 2), where the Deerfield River flows east through a valley below Todd Mountain. Moses Rice purchased 2,200 acres here in 1743, and the town was incorporated in 1765, most likely named for the town of Charlemont in County Armagh, Ulster, Ireland.
Charlemont at a glance
- $16.81Residential tax rate per $1,000, FY2026
- $4,976Average single-family tax bill, FY2026
- 25-30 minDrive to Greenfield
- FranklinCounty
Charlemont's zip code
Charlemont's main ZIP code is 01339; the Rowe section of town shares ZIP codes with neighboring Rowe (01367) and Shelburne Falls (01370).
| Area | Zip code | Where it is |
|---|---|---|
| Charlemont center | 01339 | Along the Mohawk Trail (Route 2) and Main Street, where Town Hall and the Tyler Memorial Library are located. |
Things to do in Charlemont, MA
Start with Mohawk Trail State Forest and Berkshire East Ski Area, then 1 more below.
Mohawk Trail State Forest
A large state forest along the Deerfield River and the Mohawk Trail, with old-growth trees, camping and hiking trails.
Route 2, Charlemont, MA
Berkshire East Ski Area
A ski area on Thunder Mountain in Charlemont, also used for mountain biking and a zipline canopy tour in warmer months.
66 Thunder Mountain Road, Charlemont, MA
Mohawk Park / "Hail to the Sunrise" statue
A small park in the town center with a statue honoring Native American tribes of the region.
Route 2, Charlemont, MA
More worth a visit
- Deerfield River whitewater raftingCommercial rafting outfitters run trips on the Deerfield River through Charlemont during scheduled dam releases.
A little history
Moses Rice purchased 2,200 acres in what became Charlemont on April 23, 1743, and the settlement endured Native American raids during its early years.
The town was incorporated in 1765, most likely named for the town of Charlemont in County Armagh, Ulster, Ireland.
Parks, trails and outdoors in Charlemont
The Deerfield River runs through Charlemont below Todd Mountain, with Mohawk Trail State Forest and Berkshire East giving the town year-round outdoor recreation.
- Deerfield RiverFlows east through Charlemont, used for whitewater rafting, fishing and kayaking, with scheduled dam releases upstream.
- Mohawk Trail State ForestState forest land along the river with hiking trails and a campground.
- Todd MountainA mountain dominating the western part of town.
Walkability and getting around Charlemont
Charlemont's small town center along Route 2 has limited sidewalks, and the town is spread across a mountainous, rural area; a car is needed for most errands and for reaching Greenfield.
Drive times
- Greenfield, about 18 miles25-30 min
- Bradley International Airport, about 65 miles75-85 min
Approximate, without traffic.
By bus or train
Charlemont has no fixed-route public transit or train station of its own; the nearest Amtrak service is at the Greenfield station, about 25-30 minutes away.
Charlemont property taxes
Charlemont's FY2026 residential tax rate is $16.81 per $1,000 of assessed value. Massachusetts assesses homes at full value, so each $100,000 of assessed value costs about $1,681 a year. The average single-family tax bill was $4,976, on an average assessed value of $296,032.
Charlemont's FY2026 tax rates
$16.81per $1,000, residential
- Residential$16.81 per $1,000
- Average single-family assessed value$296,032
- Average single-family tax bill$4,976
- Motor vehicle excise (statewide)$25 per $1,000 of value
Source: Massachusetts Division of Local Services, Tax Rates by Class and Average Single Family Tax Bill.
How the residential rate has changed
| Fiscal year | Residential rate |
|---|---|
| FY2022 | $20.73 |
| FY2023 | $20.63 |
| FY2024 | $20.70 |
| FY2025 | $18.30 |
| FY2026 | $16.81 |
Look up a Charlemont property
- Property record cardsAssessed value, lot size and building details
- FEMA flood mapWhether a lender will require flood insurance
- Town ClerkVital records and town records
- Assessors' officeQuestions about a value
- Registry of DeedsDeeds and mortgages for the county
Buying a home in Charlemont
What we check on a Charlemont purchase: MassHousing limits, the flood map, the smoke certificate, municipal light plant, private wells and septic.
Check the flood zone first
The Deerfield River flows through Charlemont, and low-lying parcels along the river and Mill Brook fall within FEMA-mapped flood zones. We check FEMA's map before you offer.
FEMA's flood map for CharlemontSmoke and CO certificate
Massachusetts requires the seller to get a smoke and carbon monoxide certificate from the Charlemont Fire Rescue before the sale closes. Call 413-522-2705 to schedule.
Charlemont Fire Rescue pageElectricity comes from a town-owned utility
Charlemont has its own municipal electric utility, the Charlemont Municipal Lighting Plant, with operations run under contract by Westfield Gas + Electric, rather than an investor-owned utility like Eversource.
Confirm well, septic and wastewater service
Outside the town center's municipal wastewater treatment facility, Charlemont properties generally rely on private wells and septic systems; buyers should confirm which applies before making an offer.
All loans are subject to credit approval, underwriting, and property and program requirements. MassHousing limits and eligibility are set by MassHousing and change from time to time.
Thinking about buying in Charlemont?
We're licensed in Massachusetts. Send us a Charlemont address and we'll run the numbers, taxes included.
Moving to Charlemont: utilities, trash and town hall
Who to call in Charlemont: Charlemont Municipal Lighting Plant, a town-owned electric utility with operations subcontracted to Westfield Gas + Electric; the town also participates in a 13-town Franklin and Hampshire County electricity aggregation program for competitive power supply. for power.
- ElectricCharlemont Municipal Lighting Plant, a town-owned electric utility with operations subcontracted to Westfield Gas + Electric; the town also participates in a 13-town Franklin and Hampshire County electricity aggregation program for competitive power supply.
- WaterA town-owned recirculating sand filter wastewater treatment facility serves the town center; other areas rely on private wells and septic systems.
- Sewer or septicThe town center is served by a municipal recirculating sand filter treatment facility; outlying areas rely on private septic systems.
- Trash and recyclingCharlemont has a town transfer station; see the town website for current hours and permit pricing.
- Registry of Motor VehiclesUpdate your address with the RMV within 30 days. Excise tax goes to the city or town where the car is garaged.Mass. RMV
Charlemont Transfer Station
Wednesdays noon-7:00 pm; Saturdays 8:00 am-12:00 pm
Transfer station detailsTown Hall offices and contacts
Charlemont Town Hall is at 157 Main Street, PO Box 677, Charlemont, MA 01339. Main line: 413-339-4335.
- Town HallMain line and website413-339-4335
- Town ClerkVital records, elections and voter registration
- Board of AssessorsProperty values and assessments
- Tax CollectorProperty tax billing and collection
- Board of HealthSeptic (Title 5), wells and public health
- Building InspectorBuilding permits and inspections
- Planning BoardLand use and zoning
- Highway DepartmentRoad maintenance and public works
- Fire DepartmentFire and rescue; smoke/CO certificates413-522-2705
- Tyler Memorial LibraryPublic library
Charlemont, MA FAQ: taxes and town services
What is the property tax rate in Charlemont, MA?
Charlemont's FY2026 residential tax rate is $16.81 per $1,000 of assessed value. Massachusetts fiscal years run July 1 to June 30.
How much are property taxes on a $400,000 home in Charlemont?
Massachusetts taxes homes on their full assessed value. If a home is assessed at $400,000, that's about $6,724 a year at $16.81 per $1,000. The bill uses the assessor's value, not the sale price.
Does Charlemont have a split tax rate?
No. Charlemont uses a single rate of $16.81 per $1,000 for all property classes.
What is the average single-family tax bill in Charlemont?
The average single-family tax bill in Charlemont was $4,976 for FY2026, on an average assessed value of $296,032.
What county is Charlemont, MA in?
Charlemont is in Franklin County.
Who supplies electricity in Charlemont?
Charlemont has its own municipal electric utility, the Charlemont Municipal Lighting Plant, with operations run under contract by Westfield Gas + Electric.
How far is Charlemont from Greenfield?
Charlemont is about 18 miles from Greenfield, roughly a 25-30 minute drive.
Is there a train station in Charlemont?
No. The nearest Amtrak station is in Greenfield.
Which towns border Charlemont?
Charlemont borders Rowe, Heath, Colrain, Shelburne, Buckland, Hawley, Savoy and Florida.
Is there public sewer in Charlemont?
The town center is served by a municipal recirculating sand filter wastewater treatment facility; outlying areas rely on private septic systems.
Towns near Charlemont
Neighbors of Charlemont, including across the Connecticut line where it applies. All Massachusetts town guides.
Sources
- Charlemont, Massachusetts - Wikipedia: en.wikipedia.org
- Town of Charlemont, MA official website: charlemont-ma.us
- Services - Town of Charlemont: townofcharlemont.org
- Fire Department - Town of Charlemont: charlemont-ma.us
- Charlemont Municipal Lighting Plant DPU filing, Mass.gov: mass.gov
- 13 towns join electricity aggregation program, Colonial Power Group: colonialpowergroup.com
- Charlemont property database, Patriot Properties: charlemont.patriotproperties.com
- Charlemont Town Hall photo, Wikimedia Commons: commons.wikimedia.org
- Tax rates and average single-family value and tax bill: Massachusetts Division of Local Services, Tax Rates by Class and Average Single Family Tax Bill.
- Motor vehicle excise: M.G.L. c. 60A, $25 per $1,000 of value statewide.
- Walkability: Walk Score®, provided live by Walk Score.
- Photo: ToddC4176, CC BY-SA 3.0, via Wikimedia Commons.
- Checked September 25, 2026.