First-time buyer programs
MassHousing sets its own income and price limits for Middlesex County. We check them with you before you shop.
MassHousing home loans
Living in Groton, Massachusetts
Groton is a town in northwestern Middlesex County, incorporated in 1655, drained by the Nashua, Squannacook and Merrimack rivers. Its village of West Groton was once known as South Groton, or Groton Junction, for its former railroad connections.
Groton at a glance
- $14.78Residential tax rate per $1,000, FY2026
- $11,253Average single-family tax bill, FY2026
- 50-60 minDrive to Boston
- MiddlesexCounty
Groton's villages and zip codes
Groton center uses 01450; West Groton has its own zip code, 01472.
| Area | Zip code | Where it is |
|---|---|---|
| Groton center | 01450 | Along Main Street near Town Hall, the First Parish Church and the Groton Historical Society Museum. |
| West Groton | 01472 | A village in the western part of town, formerly called South Groton or Groton Junction, with its own zip code and a separate water system. |
Things to do in Groton, MA
Start with Groton Hill Music Center and Gibbet Hill, then 3 more below.
Groton Hill Music Center
A 126,000-square-foot performing arts venue that opened in 2022, with a 1,000-seat concert hall.
Groton, MA
Gibbet Hill
A hill overlooking the town center, home to a stone 'castle' structure and the Gibbet Hill Grill, a farm-to-table restaurant.
Groton, MA
Groton Historical Society & Museum
A local history museum covering the town's colonial and 19th-century history.
Groton center
First Parish Church
A historic church in Groton center where minutemen assembled in 1775.
Groton center
Shirdi Sai Baba Temple
A Hindu temple that opened in 2017, described as the largest of its kind in North America.
Groton, MA
More worth a visit
- Groton InnA rebuilt inn in the town center, reconstructed in 2018 after a 2011 fire.
- National Shepley Hill Horse TrialsAn annual equestrian competition held in Groton.
Around the calendar
- VariesNational Shepley Hill Horse TrialsAn annual equestrian competition held in Groton.
A little history
Groton was incorporated in 1655, among the earlier inland towns settled in Middlesex County.
Minutemen assembled at Groton's First Parish Church in 1775 before marching to Concord.
The Gov. George S. Boutwell House and the Indian Hill House are both listed on the National Register of Historic Places, along with the former Groton High School building at 145 Main Street.
Parks, trails and outdoors in Groton
Groton has more than 100 miles of maintained trails and has permanently protected roughly a third of its land from development.
- Groton Trail Committee trail networkMore than 100 miles of maintained trails for walking, biking, hunting and camping across town-owned and conservation land.
- Squannacook River Wildlife Management AreaState-managed land along the Squannacook River used for hunting, fishing and wildlife viewing.
- Groton Conservation Trust landsProtected open space managed by a local land trust.
Where to eat in Groton: restaurants and coffee
1 places in Groton to try, including farm-to-table steakhouse. No one paid to be listed.
Gibbet Hill Grill
Farm-to-table steakhouse
A restaurant on Gibbet Hill Farm sourcing beef raised on the surrounding property.
Groton, MA
Walkability and getting around Groton
Groton center has sidewalks around Main Street's historic buildings, shops and Town Hall, but the town is largely rural and most areas require a car.
Drive times
- Boston, about 45 miles50-60 min
Approximate, without traffic.
By bus or train
Groton is connected to Boston via Route 2 and the MBTA Commuter Rail Fitchburg Line, with the nearest stations in neighboring Ayer and Littleton.
Groton property taxes
Groton's FY2026 residential tax rate is $14.78 per $1,000 of assessed value. Massachusetts assesses homes at full value, so each $100,000 of assessed value costs about $1,478 a year. The average single-family tax bill was $11,253, on an average assessed value of $761,388.
Groton's FY2026 tax rates
$14.78per $1,000, residential
- Residential$14.78 per $1,000
- Average single-family assessed value$761,388
- Average single-family tax bill$11,253
- Motor vehicle excise (statewide)$25 per $1,000 of value
Source: Massachusetts Division of Local Services, Tax Rates by Class and Average Single Family Tax Bill.
How the residential rate has changed
| Fiscal year | Residential rate |
|---|---|
| FY2022 | $17.19 |
| FY2023 | $15.64 |
| FY2024 | $15.09 |
| FY2025 | $15.25 |
| FY2026 | $14.78 |
Look up a Groton property
- FEMA flood mapWhether a lender will require flood insurance
- Town ClerkVital records and town records
- Assessors' officeQuestions about a value
- Registry of DeedsDeeds and mortgages for the county
Buying a home in Groton
What we check on a Groton purchase: MassHousing limits, the flood map, the smoke certificate, municipal light, title 5, transfer station.
Check the flood zone first
The Nashua and Squannacook rivers run through Groton, and low-lying land along both, along with Nod Brook and other tributaries, falls in FEMA flood zones. We check FEMA's map before you offer.
FEMA's flood map for GrotonSmoke and CO certificate
Massachusetts requires the seller to get a smoke and carbon monoxide certificate from the Groton Fire Department before the sale closes. Call 978-448-6333 to schedule.
Groton Fire Department pageMunicipal electric utility
Groton Electric Light Department, a town-owned utility, supplies electricity rather than an investor-owned company like Eversource or National Grid.
Pay bills onlineSeptic and well systems common
Many Groton properties are on private septic systems and wells; the Board of Health enforces Title 5 septic requirements and lists approved well-water testers.
Board of HealthNo curbside trash pickup
Groton has no curbside collection. Residents use the transfer station on Cow Pond Brook Road with an annual vehicle sticker.
Transfer StationAll loans are subject to credit approval, underwriting, and property and program requirements. MassHousing limits and eligibility are set by MassHousing and change from time to time.
Thinking about buying in Groton?
We're licensed in Massachusetts. Send us a Groton address and we'll run the numbers, taxes included.
Moving to Groton: utilities, trash and town hall
Who to call in Groton: Groton Electric Light Department, the town's municipal electric utility for power.
- ElectricGroton Electric Light Department, the town's municipal electric utility
- WaterGroton Water Department for most of town; West Groton has a separate water system
- Trash and recyclingGroton has no curbside trash collection. Residents use the town transfer station with an annual vehicle sticker and town-specified trash bags.
- Registry of Motor VehiclesUpdate your address with the RMV within 30 days. Excise tax goes to the city or town where the car is garaged.Mass. RMV
Groton Transfer Station
600 Cow Pond Brook Road, Groton, MA 01450 Spring/summer (from April 15): Wednesday-Saturday, 7:00 a.m.-4:30 p.m.; closed Sunday-Tuesday
$80 primary sticker, $20 for seniors 60+, $25 for a second sticker in the same household
Transfer station detailsTown Hall offices and contacts
Groton Town Hall is at 173 Main St, Groton, MA 01450. Hours: Monday 8 a.m.-7 p.m., Tuesday-Thursday 8 a.m.-4 p.m., Friday 8 a.m.-1 p.m.. Main line: 978-448-1100.
- Town HallMain line and website978-448-1100
- Town ClerkVital records, elections and business licensing
- AssessorsProperty values and assessments
- Treasurer/Tax CollectorTax billing and payments
- Board of HealthTitle 5 septic, well and public health permits978-448-1120
- Fire DepartmentFire prevention and smoke/CO certificates for home sales978-448-6333
- Department of Public WorksTransfer station, water and roads
- Planning BoardLand use and development
- RecreationParks and recreation programs
- Groton Public LibraryPublic library
Groton, MA FAQ: taxes and town services
What is the property tax rate in Groton, MA?
Groton's FY2026 residential tax rate is $14.78 per $1,000 of assessed value. Massachusetts fiscal years run July 1 to June 30.
How much are property taxes on a $400,000 home in Groton?
Massachusetts taxes homes on their full assessed value. If a home is assessed at $400,000, that's about $5,912 a year at $14.78 per $1,000. The bill uses the assessor's value, not the sale price.
Does Groton have a split tax rate?
No. Groton uses a single rate of $14.78 per $1,000 for all property classes.
What is the average single-family tax bill in Groton?
The average single-family tax bill in Groton was $11,253 for FY2026, on an average assessed value of $761,388.
What zip codes does Groton, MA use?
Groton center uses 01450, and the West Groton village has its own zip code, 01472.
Is trash pickup curbside or pay-as-you-throw in Groton?
Groton has no curbside pickup. Residents use the town transfer station on Cow Pond Brook Road with an annual vehicle sticker.
Who supplies electricity in Groton?
The Groton Electric Light Department, a municipal electric utility owned by the town, supplies electricity rather than a private company.
How far is Groton from Boston?
Groton is about 45 miles from Boston, roughly a 50-60 minute drive.
Is there commuter rail near Groton?
Groton connects to the MBTA Commuter Rail Fitchburg Line via stations in neighboring Ayer and Littleton.
How much of Groton's land is protected?
The town has permanently protected roughly a third of its land from development and maintains more than 100 miles of trails.
Towns near Groton
Neighbors of Groton, including across the Connecticut line where it applies. All Massachusetts town guides.
Sources
- Wikipedia, Groton, Massachusetts: en.wikipedia.org
- Town of Groton, official website: grotonma.gov
- Town of Groton, Fire Department: grotonma.gov
- Town of Groton, Board of Health: grotonma.gov
- Town of Groton, Transfer Station: grotonma.gov
- Town of Groton, Lookup and Pay Bills Online (electric and water utilities): grotonma.gov
- Wikimedia Commons, File:Groton Town Hall.JPG: commons.wikimedia.org
- Tax rates and average single-family value and tax bill: Massachusetts Division of Local Services, Tax Rates by Class and Average Single Family Tax Bill.
- Motor vehicle excise: M.G.L. c. 60A, $25 per $1,000 of value statewide.
- Walkability: Walk Score®, provided live by Walk Score.
- Photo: Pvmoutside, CC BY-SA 3.0, via Wikimedia Commons.
- Checked September 25, 2026.