Ayer center
1 Main Street, Ayer, MA 01432
Ayer is a town in Middlesex County set off from parts of Groton, Shirley, and Harvard and incorporated in 1871, named for Lowell pharmaceutical manufacturer Dr. James Cook Ayer. The town became a major railroad junction in the 1800s and includes the Devens census-designated place, part of the former Fort Devens Army post established in 1917. Ayer uses a single ZIP code, 01432.
Ayer center uses ZIP code 01432; the shared Devens area uses 01434.
| Area | Zip code | Where it is |
|---|---|---|
| Ayer center | 01432 | The town's main village along Main Street, with Town Hall and the Ayer Main Street Historic District. |
| Devens | 01434 | A census-designated place on the former Fort Devens Army post, shared with Harvard and Shirley. |
Start with Ayer Main Street Historic District and Fort Devens Historic District, then 3 more below.
A historic district of commercial buildings reflecting Ayer's growth as a 19th-century railroad junction town.
Main Street, Ayer, MA
The historic core of the former Fort Devens Army post, established in 1917 and closed in 1996; part of the property remains an active reserve training area.
Devens, MA
A paved rail trail whose southern segment starts in Ayer and runs north along the former railbed toward the New Hampshire line.
Ayer, MA
A church building dating to 1892 in Ayer's historic downtown.
Ayer, MA
Ayer, MA
The area was originally settled in 1667 as part of Groton before Ayer was set off and incorporated as its own town on February 14, 1871, named for Lowell pharmaceutical manufacturer Dr. James Cook Ayer.
Ayer became a major railroad junction in the 1800s, with multiple intersecting rail lines meeting in town.
Fort Devens was established in 1917 as a World War I Army training facility; it closed as an active post in 1996, and part of the property continues as a reserve training area within present-day Devens.
Ayer's outdoor recreation includes the Nashua River Rail Trail, whose southern end starts in town, plus open land at Devens on the site of the former Fort Devens.
Downtown Ayer, around the Main Street Historic District and the commuter rail station, has sidewalks connecting shops and the rail trail, but Devens and the town's outlying areas are built around driving.
1 Main Street, Ayer, MA 01432
Approximate, without traffic.
MBTA commuter rail on the Fitchburg Line stops at Ayer station, connecting to Boston's North Station. The Montachusett Regional Transit Authority (MART) also serves the town.
Ayer's most recent certified residential tax rate is $11.59 per $1,000 of assessed value, for FY2026 (July 2025 to June 2026). Commercial, industrial and personal property pay $25.20. Massachusetts assesses homes at full value, so each $100,000 of assessed value costs about $1,159 a year. The average single-family tax bill was $6,625, on an average assessed value of $571,644.
$11.59per $1,000, residential
Source: Massachusetts Division of Local Services, Tax Rates by Class and Average Single Family Tax Bill.
| Fiscal year | Residential rate |
|---|---|
| FY2022 | $13.42 |
| FY2023 | $12.42 |
| FY2024 | $12.25 |
| FY2025 | $11.96 |
| FY2026 | $11.59 |
Things to look into on a Ayer purchase: MassHousing limits, the flood map, the smoke certificate, private trash haulers.
MassHousing sets income limits by community, and they depend on household size and loan program. We check them with you before you shop.
MassHousing home loans (opens in a new tab)Ayer is bordered by the Nashua River and Nonacoicus Brook, putting low-lying parcels near both waterways in FEMA-mapped flood zones. We take an early look at FEMA's map before you offer. That's not a flood determination: the official determination ordered with your loan decides whether flood insurance is required.
FEMA's flood map for Ayer (opens in a new tab)Massachusetts requires the seller to get a smoke and carbon monoxide certificate from the Ayer Fire Department before the sale closes.
Ayer does not run municipal curbside collection; residents choose from several licensed private haulers, or use the town's transfer station on Groton-Harvard Road with a vehicle permit.
Sellers need a smoke detector and carbon monoxide alarm compliance certificate from the local fire department before closing. Ayer's Fire Department, at 1 West Main Street, handles these inspections.
All loans are subject to credit approval, underwriting, and property and program requirements. MassHousing limits and eligibility are set by MassHousing and change from time to time.
We're licensed in Massachusetts. Send us a Ayer address and we'll run the numbers, taxes included.
Who to call in Ayer.
100 Groton-Harvard Road, Ayer, MA 01432 Wednesday, Saturday and Sunday, 7am-3pm
Transfer station details (opens in a new tab)Ayer Town Hall is at 1 Main Street, Ayer, MA 01432. Hours: Monday, Wednesday, Thursday 8am-4pm; Tuesday 8am-6pm; Friday 8am-2pm. Main line: 978-772-8220.
Ayer's most recent certified residential tax rate is $11.59 per $1,000 of assessed value, for FY2026 (July 2025 to June 2026). Commercial, industrial and personal property pay $25.20. Massachusetts fiscal years run July 1 to June 30.
Massachusetts taxes homes on their full assessed value. If a home is assessed at $400,000, that's about $4,636 a year at $11.59 per $1,000. The bill uses the assessor's value, not the sale price.
Yes. Homes pay $11.59 per $1,000 and commercial, industrial and personal property pay $25.20.
The average single-family tax bill in Ayer was $6,625 for FY2026, on an average assessed value of $571,644.
Ayer residents contract individually with a licensed private trash hauler; the town does not run a municipal curbside program. A transfer station on Groton-Harvard Road is also available with a vehicle permit.
Ayer center uses 01432, and the shared Devens area uses 01434.
Yes. MBTA commuter rail on the Fitchburg Line stops at Ayer station, connecting to Boston's North Station.
Ayer's Board of Health handles these along with the regional Nashoba Associated Boards of Health, headquartered in town at 30 Central Avenue.
Devens is a census-designated place on the former Fort Devens Army post, established in 1917 and closed as an active post in 1996, shared among Ayer, Harvard, and Shirley.
Ayer is about 15 miles from Fitchburg, roughly a 20-25 minute drive.
Neighbors of Ayer, including across the Connecticut line where it applies. All Massachusetts town guides.