MassHousing home loans
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Living in Worthington, Massachusetts
Worthington is a Hampshire County hill town on the western edge of the county, bordering the Berkshires, settled in 1764 and incorporated in 1768. The Middle Branch of the Westfield River runs through the west side of town. Worthington has a long maple sugaring history and is home to three sugarhouses that operate seasonally.
Worthington at a glance
- $13.93Residential tax rate per $1,000, FY2026
- $5,327Average single-family tax bill, FY2026
- HampshireCounty
- 1768Year incorporated
Worthington's villages and zip codes
Worthington uses a single ZIP code, 01098.
| Area | Zip code | Where it is |
|---|---|---|
| Worthington Center | 01098 | The town center, near Worthington Corners, where Town Hall and the fire department are located. |
| Worthington Corners | 01098 | A village area near the town center, site of the historic Corners Grocery building. |
| South Worthington | 01098 | A village in the southeast part of town. |
| Ringville | 01098 | A village in the southeast part of town. |
| West Worthington | 01098 | A village in the northwest part of town. |
Things to do in Worthington, MA
Start with Worthington sugarhouses and Corners Grocery building, then 1 more below.
Worthington sugarhouses
Worthington has a long maple sugaring history; the town has three sugarhouses that are open to visitors nearly year-round.
Worthington, MA
Corners Grocery building
A historic store building at Worthington Corners near the town center.
Worthington Corners, Worthington, MA 01098
The Worthington Library
An independent library established in 1884, on Huntington Road with parking off the rotary on Buffington Hill Road.
1 Huntington Rd, Worthington, MA 01098
A little history
Worthington was settled in 1764 and incorporated in 1768.
The town's third Congregational church, including its steeple, bells, organ and stained glass windows, was built on the same site and dedicated in 1888 after the second church burned in 1887.
Worthington celebrated its bicentennial in 1968.
Parks, trails and outdoors in Worthington
The Middle Branch of the Westfield River runs through the western side of Worthington, and the town sits at an elevation of about 1,434 feet on the edge of the Berkshires.
- Middle Branch of the Westfield RiverThe river running through the western part of town.
Walkability and getting around Worthington
Worthington's villages are small clusters of buildings with no significant sidewalk network; the town is rural hill-town terrain built for driving.
Drive times
- Northampton, about 18 miles
Approximate, without traffic.
By bus or train
Worthington has no fixed-route public transit confirmed and no train station.
Worthington property taxes
Worthington's most recent certified residential tax rate is $13.93 per $1,000 of assessed value, for FY2026 (July 2025 to June 2026). Massachusetts assesses homes at full value, so each $100,000 of assessed value costs about $1,393 a year. The average single-family tax bill was $5,327, on an average assessed value of $382,395.
Worthington's FY2026 tax rates
$13.93per $1,000, residential
- Residential$13.93 per $1,000
- Average single-family assessed value$382,395
- Average single-family tax bill$5,327
- Motor vehicle excise (statewide)$25 per $1,000 of value
Worthington has a separate Fire District/Water Commissioners board governing its local water system, distinct from the general town government.
Source: Massachusetts Division of Local Services, Tax Rates by Class and Average Single Family Tax Bill.
How the residential rate has changed
| Fiscal year | Residential rate |
|---|---|
| FY2022 | $16.04 |
| FY2023 | $14.91 |
| FY2024 | $14.45 |
| FY2025 | $13.79 |
| FY2026 | $13.93 |
Look up a Worthington property
- FEMA flood mapWhether a lender will require flood insurance
- Town ClerkVital records and town records
- Assessors' officeQuestions about a value
- Registry of DeedsDeeds and mortgages for the county
Buying a home in Worthington
Things to look into on a Worthington purchase: MassHousing limits, the flood map, the smoke certificate, well & septic, local water district.
Check the flood zone first
Flood zones are set address by address. We take an early look at FEMA's map before you offer. That's not a flood determination: the official determination ordered with your loan decides whether flood insurance is required.
FEMA's flood map for Worthington (opens in a new tab)Smoke and CO certificate
Massachusetts requires the seller to get a smoke and carbon monoxide certificate from the Worthington Fire Department before the sale closes. Call 413-238-4445 to schedule.
Worthington Fire Department page (opens in a new tab)Board of Health runs a septic pumping program and well permitting
Worthington's Board of Health maintains a PERC witnessing agent for Title 5 septic work, runs an October town-wide septic pumping program, and issues well construction permits, since most properties are on private wells and septic.
Some areas may be served by the Fire District water system
A Fire District/Water Commissioners board oversees a local water system in part of Worthington, separate from general town government. Confirm whether a specific property is inside that service area.
All loans are subject to credit approval, underwriting, and property and program requirements. MassHousing limits and eligibility are set by MassHousing and change from time to time.
Thinking about buying in Worthington?
We're licensed in Massachusetts. Send us a Worthington address and we'll run the numbers, taxes included.
Moving to Worthington: utilities, trash and town hall
Who to call in Worthington.
- Trash and recyclingWorthington has no confirmed curbside collection. The town operates a transfer station at the Town Hall complex.
- Registry of Motor VehiclesUpdate your address with the RMV within 30 days. Excise tax goes to the city or town where the car is garaged.Mass. RMV
Worthington Transfer Station
160 Huntington Rd, Worthington, MA 01098 Wednesday 12-4 PM, Saturday 8 AM-4 PM (winter hours)
Transfer station details (opens in a new tab)Town Hall offices and contacts
Worthington Town Hall is at 160 Huntington Rd, Worthington, MA 01098.
- Town HallMain line and website
- Town ClerkVital records and elections.
- Board of AssessorsProperty values and assessments.
- Tax CollectorProperty, personal property and excise tax payments, with online payment available.
- Building DepartmentBuilding permits and inspections.
- Board of HealthTitle 5 septic (including a PERC witnessing agent and town-wide septic pumping program) and well construction permits.413-238-5577 ext. 106
- Fire DepartmentFire prevention, burn permits and smoke/CO alarm guidance for home sales.413-238-4445
- Highway DepartmentRoads and snow removal.
- Fire District / Water CommissionersGoverns Worthington's local water system.
- The Worthington LibraryThe town's independent public library, established 1884.413-238-5565
- Gateway Regional School DistrictThe regional school district serving Worthington.
Worthington, MA FAQ: taxes and town services
What is the property tax rate in Worthington, MA?
Worthington's most recent certified residential tax rate is $13.93 per $1,000 of assessed value, for FY2026 (July 2025 to June 2026). Massachusetts fiscal years run July 1 to June 30.
How much are property taxes on a $400,000 home in Worthington?
Massachusetts taxes homes on their full assessed value. If a home is assessed at $400,000, that's about $5,572 a year at $13.93 per $1,000. The bill uses the assessor's value, not the sale price.
Does Worthington have a split tax rate?
No. Worthington uses a single rate of $13.93 per $1,000 for all property classes.
What is the average single-family tax bill in Worthington?
The average single-family tax bill in Worthington was $5,327 for FY2026, on an average assessed value of $382,395.
What county is Worthington, MA in?
Worthington is in Hampshire County.
What ZIP code does Worthington use?
Worthington uses a single ZIP code, 01098.
Does Worthington have curbside trash pickup?
No confirmed curbside service; the town operates a transfer station at 160 Huntington Rd, open Wednesday 12-4 PM and Saturday 8 AM-4 PM in winter.
Is Worthington known for maple syrup?
Yes. The town has a long maple sugaring history and three sugarhouses that are open to visitors nearly year-round.
Is there public transit in Worthington?
No fixed-route public transit is confirmed for the town, and there is no train station.
What school district serves Worthington?
Gateway Regional School District.
Towns near Worthington
Neighbors of Worthington, including across the Connecticut line where it applies. All Massachusetts town guides.
Sources
- Worthington, Massachusetts - Wikipedia: en.wikipedia.org
- Town of Worthington, MA official website: worthington-ma.us
- Municipal Directory - Town of Worthington: worthington-ma.us
- Fire Department - Town of Worthington: worthington-ma.us
- Board of Health - Town of Worthington: worthington-ma.us
- Transfer Station - Town of Worthington: worthington-ma.us
- The Worthington Library - Town of Worthington: worthington-ma.us
- Corners Grocery photo, Wikimedia Commons: commons.wikimedia.org
- Tax rates and average single-family value and tax bill: Massachusetts Division of Local Services, Tax Rates by Class and Average Single Family Tax Bill.
- Motor vehicle excise: M.G.L. c. 60A, $25 per $1,000 of value statewide.
- Walkability: Walk Score® ratings, provided live by Walk Score. Addresses are located with the U.S. Census Bureau geocoder.
- Photo: "Corners Grocery, Worthington MA" by John Phelan, CC BY-SA 4.0, via Wikimedia Commons; resized.
- Checked September 25, 2026.