First-time buyer programs
MassHousing sets its own income and price limits for Hampshire County. We check them with you before you shop.
MassHousing home loans
Living in Middlefield, Massachusetts
Middlefield is a small hill town in Hampshire County at 1,677 feet elevation, first settled in 1780 and incorporated in 1783. Glendale Brook drops through Glendale Falls, one of the longest waterfall runs in Massachusetts, on its way to the Westfield River, a federally designated Wild and Scenic River.
Middlefield at a glance
- $16.88Residential tax rate per $1,000, FY2026
- $4,392Average single-family tax bill, FY2026
- 35-45 minDrive to Pittsfield
- HampshireCounty
Middlefield's zip code
Middlefield uses ZIP code 01243; some addresses near the town line use the neighboring Chester (01011) or Huntington (01050) ZIP codes.
| Area | Zip code | Where it is |
|---|---|---|
| Middlefield center | 01243 | Where the Town Hall at 188 Skyline Trail is located. |
Things to do in Middlefield, MA
Start with Glendale Falls.
Glendale Falls
A waterfall and open-space preserve owned and managed by the Trustees of Reservations since 1964, fed by Glendale Brook and considered one of the longest waterfall runs in Massachusetts. Clark Wright Road is the only way to reach it by car, and an 18th-century grist mill foundation remains near the falls.
Clark Wright Road, Middlefield, MA
A little history
Middlefield was first settled in 1780 and officially incorporated in 1783.
Glendale Farm was established near the falls in the early 1770s by Revolutionary War veteran John Rhoads, but the farm was unsuccessful long-term and was sold by 1799; an 18th-century grist mill foundation still stands near the falls.
Parks, trails and outdoors in Middlefield
Glendale Falls and the surrounding Trustees of Reservations preserve give this small hill town its main outdoor destination.
- Glendale FallsA long waterfall run on Glendale Brook, reached by Clark Wright Road, on land managed by the Trustees of Reservations.
Walkability and getting around Middlefield
Middlefield is rural with no sidewalked commercial area; the town is built for driving.
Drive times
- Pittsfield, about 20 miles35-45 min
- Bradley International Airport, about 55 miles70-80 min
Approximate, without traffic.
By bus or train
Middlefield has no fixed-route PVTA bus service and no passenger rail station. Pittsfield, the nearest city, is about 20 miles northwest.
Middlefield property taxes
Middlefield's FY2026 residential tax rate is $16.88 per $1,000 of assessed value. Massachusetts assesses homes at full value, so each $100,000 of assessed value costs about $1,688 a year. The average single-family tax bill was $4,392, on an average assessed value of $260,179.
Middlefield's FY2026 tax rates
$16.88per $1,000, residential
- Residential$16.88 per $1,000
- Average single-family assessed value$260,179
- Average single-family tax bill$4,392
- Motor vehicle excise (statewide)$25 per $1,000 of value
Source: Massachusetts Division of Local Services, Tax Rates by Class and Average Single Family Tax Bill.
How the residential rate has changed
| Fiscal year | Residential rate |
|---|---|
| FY2022 | $17.79 |
| FY2023 | $16.55 |
| FY2024 | $19.84 |
| FY2025 | $18.24 |
| FY2026 | $16.88 |
Look up a Middlefield property
- FEMA flood mapWhether a lender will require flood insurance
- Town ClerkVital records and town records
- Assessors' officeQuestions about a value: 413-623-2079
- Registry of DeedsDeeds and mortgages for the county
Buying a home in Middlefield
What we check on a Middlefield purchase: MassHousing limits, the flood map, the smoke certificate, well & septic, smoke certificate.
Check the flood zone first
Flood zones are set address by address. We check FEMA's map before you offer.
FEMA's flood map for MiddlefieldSmoke and CO certificate
Massachusetts requires the seller to get a smoke and carbon monoxide certificate from the Middlefield Fire Department before the sale closes.
Most homes use private wells and septic
Middlefield has no townwide public water or sewer system found; homes typically rely on private wells and septic systems. Massachusetts requires a Title 5 septic inspection before most home sales.
Smoke and CO certificate needed before closing
Massachusetts sellers need a smoke and carbon monoxide detector certificate from the local fire department before a home sale can close.
All loans are subject to credit approval, underwriting, and property and program requirements. MassHousing limits and eligibility are set by MassHousing and change from time to time.
Thinking about buying in Middlefield?
We're licensed in Massachusetts. Send us a Middlefield address and we'll run the numbers, taxes included.
Moving to Middlefield: utilities, trash and town hall
Who to call in Middlefield.
- Natural gasNo natural gas service
- WaterMostly private wells; no townwide public water system found
- Sewer or septicMost of the town relies on private septic systems.
- Trash and recyclingMiddlefield residents use a town transfer station for trash and recycling disposal; confirm current hours and fees with the town.
- Registry of Motor VehiclesUpdate your address with the RMV within 30 days. Excise tax goes to the city or town where the car is garaged.Mass. RMV
Town Hall offices and contacts
Middlefield Town Hall is at 188 Skyline Trail, Middlefield, MA 01243. Main line: 413-623-2079.
- Town HallMain line and website413-623-2079
- Town ClerkVital records, elections and town records.413-623-2079
- AssessorsProperty values and assessments.413-623-2079
- Tax CollectorProperty tax billing and payment.413-623-2079
- Board of HealthSeptic (Title 5) and well permitting.413-623-2079
- Fire DepartmentFire, rescue and smoke/CO certificate inspections for home sales.413-623-2079
- Highway DepartmentRoads and the town transfer station.413-623-2079
Middlefield, MA FAQ: taxes and town services
What is the property tax rate in Middlefield, MA?
Middlefield's FY2026 residential tax rate is $16.88 per $1,000 of assessed value. Massachusetts fiscal years run July 1 to June 30.
How much are property taxes on a $400,000 home in Middlefield?
Massachusetts taxes homes on their full assessed value. If a home is assessed at $400,000, that's about $6,752 a year at $16.88 per $1,000. The bill uses the assessor's value, not the sale price.
Does Middlefield have a split tax rate?
No. Middlefield uses a single rate of $16.88 per $1,000 for all property classes.
What is the average single-family tax bill in Middlefield?
The average single-family tax bill in Middlefield was $4,392 for FY2026, on an average assessed value of $260,179.
Is trash pickup curbside in Middlefield?
No curbside program was found; Middlefield residents use a town transfer station for trash and recycling.
Who supplies electricity in Middlefield?
Eversource is the electric utility serving Middlefield.
What ZIP code does Middlefield use?
Middlefield uses ZIP code 01243.
How far is Middlefield from Pittsfield?
Middlefield is about 20 miles from Pittsfield, roughly a 35-45 minute drive.
Which towns border Middlefield?
Middlefield borders Peru, Worthington, Chester, Becket and Washington, in Hampshire, Hampden and Berkshire counties.
What is Glendale Falls?
Glendale Falls is a waterfall on Glendale Brook managed by the Trustees of Reservations, considered one of the longest waterfall runs in Massachusetts, reached via Clark Wright Road.
Towns near Middlefield
Neighbors of Middlefield, including across the Connecticut line where it applies. All Massachusetts town guides.
Sources
- Middlefield, Massachusetts - Wikipedia: en.wikipedia.org
- Town of Middlefield, MA - official website: middlefield-ma.gov
- Glendale Falls (Massachusetts) - Wikipedia: en.wikipedia.org
- Peru, Massachusetts - Wikipedia (bordering towns): en.wikipedia.org
- Becket, Massachusetts - Wikipedia (bordering towns): en.wikipedia.org
- Washington, Massachusetts - Wikipedia (bordering towns): en.wikipedia.org
- The Big House photo, Wikimedia Commons: commons.wikimedia.org
- Tax rates and average single-family value and tax bill: Massachusetts Division of Local Services, Tax Rates by Class and Average Single Family Tax Bill.
- Motor vehicle excise: M.G.L. c. 60A, $25 per $1,000 of value statewide.
- Walkability: Walk Score®, provided live by Walk Score.
- Photo: John Phelan, CC BY-SA 3.0, via Wikimedia Commons.
- Checked September 25, 2026.