First-time buyer programs
MassHousing sets its own income and price limits for Worcester County. We check them with you before you shop.
MassHousing home loans
Upton is a town in the Blackstone Valley, about 13 miles south-southeast of Worcester. First settled by Europeans in 1728 and incorporated in 1735, it grew around Central Square, now the Upton Center Historic District, and its economy once ran on shoe manufacturing and the Knowlton Hat Factory. Upton State Forest, more than 2,700 acres, covers a large share of the town's northern half.
Upton mainly uses ZIP code 01568; some addresses near the Milford line use 01757.
| Area | Zip code | Where it is |
|---|---|---|
| Upton center | 01568 | Around Central Square, at Main, North Main, Milford, Grove, Church and Warren streets, where Town Hall and the historic district are located. |
| Forest Green | 01568 | A locally known area in northwestern Upton near Warren Brook. |
Start with Upton State Forest and Upton Center Historic District, then 1 more below.
A roughly 2,790-acre state forest with trails for hiking, mountain biking, horseback riding, cross-country skiing and snowmobiling, plus fishing and picnicking. It holds the last remaining Civilian Conservation Corps camp in Massachusetts, listed on the National Register of Historic Places, and a grove of 1930s Sawara cypress trees.
Upton, MA
A 73-acre historic district around Central Square with the 1884 Town Hall and three mid-19th-century churches, added to the National Register of Historic Places in 2015.
Central Square, Upton, MA
A 10-acre pond in Upton State Forest behind an earthen dam built during the Civilian Conservation Corps era.
Upton State Forest, Upton, MA
Upton was first settled by Europeans in 1728 and was incorporated in 1735 after residents petitioned for their own town to attend church services more conveniently.
The town had significant shoe manufacturing between about 1730 and 1850, and later the Knowlton Hat Factory, built in 1872, was added to the National Register of Historic Places in 1982.
Resident Samuel Taft, a Revolutionary War soldier, hosted President George Washington during his 1789 inaugural tour of New England.
Upton State Forest covers a large part of the town's north side, giving Upton trails for hiking, mountain biking and horseback riding along with Dean Pond and a preserved Civilian Conservation Corps camp.
Upton center around Central Square has sidewalks connecting Town Hall, the churches and nearby homes, but most of the town, including the roads around Upton State Forest, is built for driving.
Approximate, without traffic.
Upton has no confirmed fixed-route public transit and no train station; Worcester, about 13 miles northwest, is the nearest hub for regional bus and rail service.
Upton's FY2026 residential tax rate is $13.08 per $1,000 of assessed value. Massachusetts assesses homes at full value, so each $100,000 of assessed value costs about $1,308 a year. The average single-family tax bill was $8,759, on an average assessed value of $669,660.
$13.08per $1,000, residential
Source: Massachusetts Division of Local Services, Tax Rates by Class and Average Single Family Tax Bill.
| Fiscal year | Residential rate |
|---|---|
| FY2022 | $16.77 |
| FY2023 | $13.87 |
| FY2024 | $13.68 |
| FY2025 | $13.15 |
| FY2026 | $13.08 |
What we check on a Upton purchase: MassHousing limits, the flood map, the smoke certificate, well & septic, historic district.
MassHousing sets its own income and price limits for Worcester County. We check them with you before you shop.
MassHousing home loansWarren Brook and the ponds within Upton State Forest put some low-lying parcels in Upton within FEMA-mapped flood zones. We check FEMA's map before you offer.
FEMA's flood map for UptonMassachusetts requires the seller to get a smoke and carbon monoxide certificate from the Upton Fire/EMS Department before the sale closes. Call 508-529-3421 to schedule.
Upton Fire/EMS Department pagePublic water and sewer are limited and expanding gradually through the Governor's Landing project, so many Upton properties still rely on private wells and septic systems. Massachusetts requires a Title 5 septic inspection before a home on septic can be sold.
Homes in the Upton Center Historic District around Central Square can be subject to added review for exterior changes; check with the Planning Board before planning renovations.
All loans are subject to credit approval, underwriting, and property and program requirements. MassHousing limits and eligibility are set by MassHousing and change from time to time.
We're licensed in Massachusetts. Send us a Upton address and we'll run the numbers, taxes included.
Who to call in Upton: A Community Choice Power Supply Program (through First Point Power) is offered in Upton as an alternative electricity supply option for power.
Upton Town Hall is at 1 Main St, Upton, MA 01568. Hours: Monday, Wednesday, Thursday 8am-4pm; Tuesday 8am-6pm; Friday 8am-noon. Main line: 508-529-3001.
Upton's FY2026 residential tax rate is $13.08 per $1,000 of assessed value. Massachusetts fiscal years run July 1 to June 30.
Massachusetts taxes homes on their full assessed value. If a home is assessed at $400,000, that's about $5,232 a year at $13.08 per $1,000. The bill uses the assessor's value, not the sale price.
No. Upton uses a single rate of $13.08 per $1,000 for all property classes.
The average single-family tax bill in Upton was $8,759 for FY2026, on an average assessed value of $669,660.
Upton is in Worcester County.
Upton mainly uses 01568; some addresses near Milford use 01757.
Yes, through hauler E.L. Harvey, using town-supplied carts and official Upton trash bags.
The Mendon-Upton Regional School District.
About 13 miles.
Upton State Forest, with more than 2,700 acres of trails, Dean Pond, and a preserved Civilian Conservation Corps camp.
Neighbors of Upton, including across the Connecticut line where it applies. All Massachusetts town guides.