First-time buyer programs
MassHousing sets its own income and price limits for Franklin County. We check them with you before you shop.
MassHousing home loans
Living in Greenfield, Massachusetts
Greenfield is the county seat of Franklin County, at the point where the Green River meets the Deerfield River near its junction with the Connecticut River. First settled in 1686 as part of Deerfield, it was set off and incorporated on its own in 1753, and became the county seat when Franklin County was formed in 1811. Its Main Street Historic District, built up as a mill and tool-manufacturing town, holds a mix of Federal, Greek Revival and Victorian buildings.
Greenfield at a glance
- $18.64Residential tax rate per $1,000, FY2026
- $6,063Average single-family tax bill, FY2026
- 45-55 minDrive to Springfield
- FranklinCounty
Greenfield's zip code
Greenfield uses ZIP code 01301 for the city.
| Area | Zip code | Where it is |
|---|---|---|
| Greenfield center | 01301 | Downtown along Main Street and Court Square, where City Hall, the historic district and most shops are located. |
Things to do in Greenfield, MA
Start with Poet's Seat Tower and Green River Swimming and Recreation Area, then 2 more below.
Poet's Seat Tower
A sandstone observation tower built in 1912 in Rocky Mountain Park, overlooking the Pioneer Valley and the confluence of the Deerfield and Connecticut rivers.
Rocky Mountain Park, Greenfield, MA
Green River Swimming and Recreation Area
A town swimming area on the Green River with a sandy beach, used for swimming and picnicking in warmer months.
Nash's Mill Rd, Greenfield, MA
Beacon Field
A city park below Poet's Seat Tower that hosts the annual Fourth of July fireworks display.
Greenfield, MA
Main Street Historic District
A downtown district of Federal, Greek Revival and Victorian buildings along Main Street and Court Square, reflecting Greenfield's history as a mill and tool-manufacturing center.
Main St and Court Sq, Greenfield, MA
More worth a visit
- Greenfield Energy ParkA small park with renewable-energy exhibits and gardens on the site of the former train station.
Around the calendar
- JulyFourth of July fireworksAn annual fireworks display at Beacon Field below Poet's Seat Tower.
- SeptemberFranklin County FairAn annual agricultural fair held at the Franklin County Fairgrounds, with a kick-off parade through downtown.
A little history
Greenfield was first settled in 1686 as part of Deerfield and was incorporated as a separate town in 1753, taking its name from the Green River.
Greenfield became the county seat when Franklin County was formed in 1811.
The town grew into a mill and manufacturing center, becoming known as a major American hub for the tap-and-die business.
Parks, trails and outdoors in Greenfield
Greenfield sits at the meeting point of the Green, Deerfield and Connecticut rivers, giving it riverside swimming, fishing and hiking within the city itself.
- Green River Swimming and Recreation AreaA town swimming beach on the Green River.
- Rocky Mountain ParkWooded park land around Poet's Seat Tower with overlooks of the valley.
- Beacon FieldAn open recreation field used for events and fireworks.
Walkability and getting around Greenfield
Downtown Greenfield, around Main Street and Court Square, has sidewalks connecting shops, restaurants and municipal buildings within a compact historic district, but most of the surrounding residential areas and commercial strips are built for driving.
Drive times
- Springfield, about 39 miles45-55 min
- Bradley International Airport, about 55 miles60-70 min
Approximate, without traffic.
By bus or train
Greenfield is a hub for the Franklin Regional Transit Authority (FRTA) bus system and is also served by Greyhound. Amtrak's Vermonter stops in Greenfield, and the Valley Flyer provides twice-daily weekday service to New Haven, Connecticut, with connections to New York City.
Greenfield property taxes
Greenfield's FY2026 residential tax rate is $18.64 per $1,000 of assessed value. Massachusetts assesses homes at full value, so each $100,000 of assessed value costs about $1,864 a year. The average single-family tax bill was $6,063, on an average assessed value of $325,271.
Greenfield's FY2026 tax rates
$18.64per $1,000, residential
- Residential$18.64 per $1,000
- Average single-family assessed value$325,271
- Average single-family tax bill$6,063
- Motor vehicle excise (statewide)$25 per $1,000 of value
Source: Massachusetts Division of Local Services, Tax Rates by Class and Average Single Family Tax Bill.
How the residential rate has changed
| Fiscal year | Residential rate |
|---|---|
| FY2022 | $22.32 |
| FY2023 | $19.65 |
| FY2024 | $20.39 |
| FY2025 | $19.56 |
| FY2026 | $18.64 |
Look up a Greenfield property
- FEMA flood mapWhether a lender will require flood insurance
- City ClerkVital records and town records
- Assessors' officeQuestions about a value: 413-772-1500
- Registry of DeedsDeeds and mortgages for the county
Buying a home in Greenfield
What we check on a Greenfield purchase: MassHousing limits, the flood map, the smoke certificate, river confluence.
Check the flood zone first
Greenfield sits at the confluence of the Green, Deerfield and Connecticut rivers, and low-lying land near these rivers falls within FEMA-mapped flood zones. We check FEMA's map before you offer.
FEMA's flood map for GreenfieldSmoke and CO certificate
Massachusetts requires the seller to get a smoke and carbon monoxide certificate from the Greenfield Fire Department before the sale closes.
Check flood zones near the rivers
Greenfield sits where the Green and Deerfield rivers meet, near the Connecticut River. We check the FEMA flood map before you make an offer on a property near any of these rivers.
All loans are subject to credit approval, underwriting, and property and program requirements. MassHousing limits and eligibility are set by MassHousing and change from time to time.
Thinking about buying in Greenfield?
We're licensed in Massachusetts. Send us a Greenfield address and we'll run the numbers, taxes included.
Moving to Greenfield: utilities, trash and city hall
Who to call in Greenfield.
- Trash and recyclingThe Greenfield Department of Public Works manages trash and recycling collection; the city has been moving to automated single-stream recycling.
- Registry of Motor VehiclesUpdate your address with the RMV within 30 days. Excise tax goes to the city or town where the car is garaged.Mass. RMV
City Hall offices and contacts
Greenfield City Hall is at 14 Court Sq, Greenfield, MA 01301. Main line: 413-772-1500.
- City HallMain line and website413-772-1500
- City ClerkVital records and elections.413-772-1500
- AssessorProperty values and assessments.413-772-1500
- Treasurer/CollectorTax billing and payment.413-772-1500
- Building InspectionsBuilding permits and inspections.413-772-1500
- Planning & DevelopmentZoning and permitting.413-772-1500
- Public Works (DPW)Streets, water, sewer and trash management.413-772-1500
- Parks & RecreationCity parks and recreation programs.
- Greenfield Public LibraryThe city's public library.
- Greenfield Public SchoolsThe city's public school district.
Greenfield, MA FAQ: taxes and town services
What is the property tax rate in Greenfield, MA?
Greenfield's FY2026 residential tax rate is $18.64 per $1,000 of assessed value. Massachusetts fiscal years run July 1 to June 30.
How much are property taxes on a $400,000 home in Greenfield?
Massachusetts taxes homes on their full assessed value. If a home is assessed at $400,000, that's about $7,456 a year at $18.64 per $1,000. The bill uses the assessor's value, not the sale price.
Does Greenfield have a split tax rate?
No. Greenfield uses a single rate of $18.64 per $1,000 for all property classes.
What is the average single-family tax bill in Greenfield?
The average single-family tax bill in Greenfield was $6,063 for FY2026, on an average assessed value of $325,271.
What county is Greenfield, MA in?
Greenfield is in Franklin County and is the county seat.
What ZIP code does Greenfield use?
Greenfield uses ZIP code 01301.
Is there a train station in Greenfield?
Yes. Amtrak's Vermonter and the Valley Flyer both stop in Greenfield; the Valley Flyer runs twice daily on weekdays to New Haven, Connecticut, with connections to New York City.
Is there public bus service in Greenfield?
Yes. Greenfield is a hub for the Franklin Regional Transit Authority (FRTA) bus system and is also served by Greyhound.
How far is Greenfield from Springfield?
Greenfield is about 39 miles from Springfield, roughly a 45-55 minute drive.
Which towns border Greenfield?
Greenfield borders Colrain, Leyden, Bernardston, Gill, Montague, Deerfield and Shelburne.
Towns near Greenfield
Neighbors of Greenfield, including across the Connecticut line where it applies. All Massachusetts town guides.
Sources
- Greenfield, Massachusetts - Wikipedia: en.wikipedia.org
- City of Greenfield official website: greenfield-ma.gov
- Court Square, Greenfield MA photo, Wikimedia Commons: commons.wikimedia.org
- Tax rates and average single-family value and tax bill: Massachusetts Division of Local Services, Tax Rates by Class and Average Single Family Tax Bill.
- Motor vehicle excise: M.G.L. c. 60A, $25 per $1,000 of value statewide.
- Walkability: Walk Score®, provided live by Walk Score.
- Photo: John Phelan, CC BY 3.0, via Wikimedia Commons.
- Checked September 25, 2026.