First-time buyer programs
MassHousing sets its own income and price limits for Franklin County. We check them with you before you shop.
MassHousing home loans
Living in Gill, Massachusetts
Gill is a small town in Franklin County along the Connecticut River, across from Turners Falls. The Connecticut River forms its eastern and southern boundary and the Fall River marks part of its southwestern border. Gill was settled in 1776 and incorporated in 1793, named for Moses Gill, who became lieutenant governor of Massachusetts the following year.
Gill at a glance
- $14.91Residential tax rate per $1,000, FY2026
- $5,029Average single-family tax bill, FY2026
- 10-15 minDrive to Greenfield
- FranklinCounty
Gill's villages and zip codes
Gill uses a single ZIP code, 01354, for the whole town.
| Area | Zip code | Where it is |
|---|---|---|
| Gill center | 01354 | Along Main Road, where Town Hall and the Slate Memorial Library are located. |
| Mount Hermon | 01354 | A section of Gill along the Connecticut River that is home to the Northfield Mount Hermon School campus. |
| Riverside | 01354 | A village on the Connecticut River across from Turners Falls, near the Gill-Montague Bridge, served by its own water and sewer districts. |
Things to do in Gill, MA
Start with French King Bridge and Gill-Montague Bridge.
French King Bridge
A steel arch bridge carrying Route 2 over the Connecticut River between Gill and Erving, with a scenic overlook.
Route 2, Gill, MA
Gill-Montague Bridge
A bridge over the Connecticut River connecting Gill's Riverside section to Turners Falls in Montague.
Gill, MA
More worth a visit
- Northfield Mount Hermon School campusThe Mount Hermon section of the campus of this private school sits within Gill along the Connecticut River.
A little history
Gill was settled in 1776 and incorporated in 1793, named for Moses Gill, who became lieutenant governor of Massachusetts in 1794; the first town meeting was held December 18, 1793.
The Turners Falls Dam and the Gill-Montague Bridge cross the Connecticut River between Gill and Turners Falls in Montague.
Parks, trails and outdoors in Gill
The Connecticut River forms Gill's eastern and southern boundary, with the French King Bridge overlook and the Fall River's confluence giving the town river access and views.
- Connecticut RiverForms Gill's eastern and southern boundary, with boat access and the French King Bridge overlook.
- Barton CoveA cove and recreation area on the Connecticut River in Gill, used for camping and paddling.
Walkability and getting around Gill
Gill's small town center has limited sidewalks, and the Riverside village near Turners Falls has a more walkable grid; overall the town is rural and a car is needed for most trips.
Drive times
- Greenfield, about 5 miles10-15 min
- Bradley International Airport, about 50 miles55-65 min
Approximate, without traffic.
By bus or train
Gill has no fixed-route public transit or train station of its own; the nearest Amtrak service is at the Greenfield station, about 10-15 minutes away.
Gill property taxes
Gill's FY2026 residential tax rate is $14.91 per $1,000 of assessed value. Massachusetts assesses homes at full value, so each $100,000 of assessed value costs about $1,491 a year. The average single-family tax bill was $5,029, on an average assessed value of $337,267.
Gill's FY2026 tax rates
$14.91per $1,000, residential
- Residential$14.91 per $1,000
- Average single-family assessed value$337,267
- Average single-family tax bill$5,029
- Motor vehicle excise (statewide)$25 per $1,000 of value
Source: Massachusetts Division of Local Services, Tax Rates by Class and Average Single Family Tax Bill.
How the residential rate has changed
| Fiscal year | Residential rate |
|---|---|
| FY2022 | $16.66 |
| FY2023 | $16.91 |
| FY2024 | $15.48 |
| FY2025 | $14.66 |
| FY2026 | $14.91 |
Look up a Gill property
- Property record cardsAssessed value, lot size and building details
- FEMA flood mapWhether a lender will require flood insurance
- Town ClerkVital records and town records
- Assessors' officeQuestions about a value
- Registry of DeedsDeeds and mortgages for the county
Buying a home in Gill
What we check on a Gill purchase: MassHousing limits, the flood map, the smoke certificate, riverside village.
Check the flood zone first
The Connecticut River forms Gill's eastern and southern boundary; low-lying parcels near the river, including parts of the Riverside section, fall within FEMA-mapped flood zones. We check FEMA's map before you offer.
FEMA's flood map for GillSmoke and CO certificate
Massachusetts requires the seller to get a smoke and carbon monoxide certificate from the Gill Fire Department before the sale closes. Call 413-863-8955 to schedule.
Gill Fire Department pageConfirm water and sewer district
Gill's Riverside village, across the river from Turners Falls, is served by its own Riverside Water District and Riverside Sewer System; other parts of Gill rely on private wells and septic systems, so buyers should confirm which applies to a specific property.
All loans are subject to credit approval, underwriting, and property and program requirements. MassHousing limits and eligibility are set by MassHousing and change from time to time.
Thinking about buying in Gill?
We're licensed in Massachusetts. Send us a Gill address and we'll run the numbers, taxes included.
Moving to Gill: utilities, trash and town hall
Who to call in Gill: Eversource; Gill also runs a Community Choice Power Supply Program (municipal aggregation) with Dynegy Energy Services as supplier while Eversource continues to deliver electricity and handle billing. for power.
- ElectricEversource; Gill also runs a Community Choice Power Supply Program (municipal aggregation) with Dynegy Energy Services as supplier while Eversource continues to deliver electricity and handle billing.
- WaterRiverside Water District serves the Riverside village; other areas rely on private wells.
- Sewer or septicRiverside Sewer System serves the Riverside village; other areas rely on private septic systems.
- Trash and recyclingThe town publishes a weekly recycling calendar; see the town website for current trash and recycling details.
- Registry of Motor VehiclesUpdate your address with the RMV within 30 days. Excise tax goes to the city or town where the car is garaged.Mass. RMV
Town Hall offices and contacts
Gill Town Hall is at 325 Main Road, Gill, MA 01354. Hours: Monday 9:00 am-6:30 pm; Tuesday-Thursday 9:00 am-4:30 pm; closed Fridays. Main line: 413-863-9347.
- Town HallMain line and website413-863-9347
- Town ClerkVital records, elections and voter registration
- Board of AssessorsProperty values and assessments
- Tax CollectorProperty tax billing and collection
- Board of HealthSeptic (Title 5), wells and public health413-863-9347
- Building Permits & InspectionsBuilding permits and inspections
- Planning BoardLand use and zoning
- Recreation CommitteeTown recreation programs
- Highway DepartmentRoad maintenance and public works
- Fire DepartmentFire suppression; smoke/CO certificates413-863-8955
- Slate Memorial LibraryPublic library
Gill, MA FAQ: taxes and town services
What is the property tax rate in Gill, MA?
Gill's FY2026 residential tax rate is $14.91 per $1,000 of assessed value. Massachusetts fiscal years run July 1 to June 30.
How much are property taxes on a $400,000 home in Gill?
Massachusetts taxes homes on their full assessed value. If a home is assessed at $400,000, that's about $5,964 a year at $14.91 per $1,000. The bill uses the assessor's value, not the sale price.
Does Gill have a split tax rate?
No. Gill uses a single rate of $14.91 per $1,000 for all property classes.
What is the average single-family tax bill in Gill?
The average single-family tax bill in Gill was $5,029 for FY2026, on an average assessed value of $337,267.
What county is Gill, MA in?
Gill is in Franklin County.
What ZIP code does Gill use?
Gill uses a single ZIP code, 01354, for the whole town.
Who supplies electricity in Gill?
Eversource delivers electricity in Gill. The town also runs a Community Choice Power Supply Program that competitively bids the power supply.
How far is Gill from Greenfield?
Gill is about 5 miles from Greenfield, roughly a 10-15 minute drive.
Is there public water and sewer in Gill?
The Riverside village is served by the Riverside Water District and Riverside Sewer System; other areas of Gill rely on private wells and septic systems.
Which towns border Gill?
Gill borders Northfield, Erving, Montague, Greenfield and Bernardston.
Towns near Gill
Neighbors of Gill, including across the Connecticut line where it applies. All Massachusetts town guides.
Sources
- Gill, Massachusetts - Wikipedia: en.wikipedia.org
- Town of Gill, MA official website: gillmass.org
- Fire Department - Town of Gill: gillmass.org
- Board of Health - Town of Gill: gillmass.org
- Gill Community Choice Power Supply Program: gillmass.org
- Gill FY26 Property Values, Patriot Properties: gill.patriotproperties.com
- View north from French King Bridge photo, Wikimedia Commons: commons.wikimedia.org
- Tax rates and average single-family value and tax bill: Massachusetts Division of Local Services, Tax Rates by Class and Average Single Family Tax Bill.
- Motor vehicle excise: M.G.L. c. 60A, $25 per $1,000 of value statewide.
- Walkability: Walk Score®, provided live by Walk Score.
- Photo: Denimadept, CC BY-SA 3.0, via Wikimedia Commons.
- Checked September 25, 2026.