First-time buyer programs
MassHousing sets its own income and price limits for Middlesex County. We check them with you before you shop.
MassHousing home loans
Stoneham is a town in Middlesex County about nine miles north of Boston, first settled by colonists in 1634 as part of Charlestown and incorporated on its own in 1725. Much of the town's eastern side sits within the Middlesex Fells Reservation, which includes Spot Pond and Bear Hill.
Stoneham uses ZIP code 02180.
| Area | Zip code | Where it is |
|---|---|---|
| Stoneham center | 02180 | Along Central Street and Main Street, where Town Hall and the Stoneham Theatre are located. |
Start with Stone Zoo and Middlesex Fells Reservation, then 2 more below.
A zoo within the Middlesex Fells Reservation featuring a variety of animal exhibits.
Stoneham, MA
A large state reservation with hiking trails, Spot Pond and Bear Hill, spanning Stoneham and neighboring towns.
Stoneham, MA
A professional theater on Main Street presenting a season of plays and musicals.
Main St, Stoneham, MA
A large pond within the Middlesex Fells, used for walking, fishing and non-motorized boating.
Stoneham, MA
Stoneham was first settled by colonists in 1634 as part of Charlestown.
Captain Benjamin Geary and 53 other residents petitioned Charlestown to be set off as a separate town, and Stoneham was incorporated in 1725.
The town's first meetinghouse was erected in 1726, and its first church was organized in 1729.
Stoneham's eastern side lies within the Middlesex Fells Reservation, with Spot Pond and Bear Hill offering trails and open water close to a dense residential town.
Stoneham center around Main and Central streets is walkable, with the Stoneham Theatre, shops and Town Hall close together; other parts of town require a car.
Approximate, without traffic.
MBTA bus route 132 serves Stoneham Center. The MBTA Orange Line is accessible via Oak Grove station, about 3.8 miles away in Malden; several commuter rail stations are in neighboring towns.
Stoneham's FY2026 residential tax rate is $10.06 per $1,000 of assessed value. Commercial, industrial and personal property pay $19.15. Massachusetts assesses homes at full value, so each $100,000 of assessed value costs about $1,006 a year. The average single-family tax bill was $8,059, on an average assessed value of $801,126.
$10.06per $1,000, residential
Source: Massachusetts Division of Local Services, Tax Rates by Class and Average Single Family Tax Bill.
| Fiscal year | Residential rate |
|---|---|
| FY2022 | $10.41 |
| FY2023 | $11.10 |
| FY2024 | $10.59 |
| FY2025 | $10.23 |
| FY2026 | $10.06 |
What we check on a Stoneham purchase: MassHousing limits, the flood map, the smoke certificate, smoke/co certificate.
MassHousing sets its own income and price limits for Middlesex County. We check them with you before you shop.
MassHousing home loansFlood zones are set address by address. We check FEMA's map before you offer.
FEMA's flood map for StonehamMassachusetts requires the seller to get a smoke and carbon monoxide certificate from the Stoneham Fire Department before the sale closes. Call 781-438-0127 to schedule.
Massachusetts law requires a smoke and carbon-monoxide detector certificate of compliance before a home sale closes; in Stoneham this is scheduled through the Fire Department.
All loans are subject to credit approval, underwriting, and property and program requirements. MassHousing limits and eligibility are set by MassHousing and change from time to time.
We're licensed in Massachusetts. Send us a Stoneham address and we'll run the numbers, taxes included.
Who to call in Stoneham.
Seasonal, through November 2026 per posted schedule.
Sticker required; purchased at the DPW, 16 Pine St, Stoneham.
Stoneham Town Hall is at 35 Central St, Stoneham, MA 02180. Hours: Mon, Wed, Thu 8am-4pm; Tue 8am-7pm; Fri 8am-12pm. Main line: 781-279-2600.
Stoneham's FY2026 residential tax rate is $10.06 per $1,000 of assessed value. Commercial, industrial and personal property pay $19.15. Massachusetts fiscal years run July 1 to June 30.
Massachusetts taxes homes on their full assessed value. If a home is assessed at $400,000, that's about $4,024 a year at $10.06 per $1,000. The bill uses the assessor's value, not the sale price.
Yes. Homes pay $10.06 per $1,000 and commercial, industrial and personal property pay $19.15.
The average single-family tax bill in Stoneham was $8,059 for FY2026, on an average assessed value of $801,126.
Stoneham is in Middlesex County.
Stoneham uses ZIP code 02180.
Yes, Stoneham provides curbside trash and recycling collection. The Stevens Street Recycling Center is also available seasonally with a purchased sticker.
Stoneham is about nine miles north of Boston.
Stoneham borders Woburn, Winchester, Medford, Malden, Melrose, Wakefield and Reading.
Yes. The eastern side of Stoneham lies within the Middlesex Fells Reservation, which includes Spot Pond and Bear Hill.
Neighbors of Stoneham, including across the Connecticut line where it applies. All Massachusetts town guides.