First-time buyer programs
MassHousing sets its own income and price limits for Bristol County. We check them with you before you shop.
MassHousing home loans
Fairhaven is a town on Buzzards Bay across the Acushnet River from New Bedford, incorporated in 1812. A 19th-century whaling port, it was the site of the first naval battle of the American Revolution offshore on May 14, 1775, and Herman Melville sailed from its waterfront aboard the whaleship Acushnet in 1841. Philanthropist Henry Huttleston Rogers funded much of the town's civic architecture, including Town Hall, the Millicent Library and the high school, around the turn of the 20th century.
Fairhaven uses a single ZIP code, 02719, for the whole town.
| Area | Zip code | Where it is |
|---|---|---|
| Fairhaven Center | 02719 | Around Center Street, where Town Hall and the Millicent Library face each other. |
| North Fairhaven | 02719 | The northern section of town along the Acushnet River. |
| Sconticut Neck | 02719 | A peninsula extending into Buzzards Bay on the town's east side. |
| Oxford | 02719 | A waterfront section near the harbor and the New Bedford-Fairhaven bridge. |
Start with Fort Phoenix State Reservation and Millicent Library, then 2 more below.
A former coastal fort at the mouth of the Acushnet River, with a south-facing beach, picnic areas and views across the harbor to New Bedford.
Fort St, Fairhaven, MA
An 1893 library building funded by Henry Huttleston Rogers, across Center Street from Town Hall.
45 Center St, Fairhaven, MA 02719
A multi-use path along a former railroad right-of-way through town, used for walking and biking.
Fairhaven, MA
The boyhood home of Joseph Bates, now a small museum, on Main Street.
191 Main St, Fairhaven, MA
The first naval battle of the American Revolution took place offshore of Fairhaven on May 14, 1775.
By 1838, Fairhaven was the second-largest whaling port in the United States, with 24 vessels.
Henry Huttleston Rogers funded Fairhaven's Town Hall, the Millicent Library, the high school and other civic buildings around the turn of the 20th century.
Fairhaven's Buzzards Bay shoreline and the Acushnet River give it beach access at Fort Phoenix and a rail-trail for walking and biking through town.
Fairhaven Center, around Center Street and the Town Hall/library block, is walkable, and the Phoenix Rail Trail gives a car-free route through town, but most residential areas are built for driving.
Approximate, without traffic.
The Southeastern Regional Transit Authority (SRTA) provides bus service between Fairhaven and New Bedford and other South Coast towns; there is no train station in town.
Fairhaven's FY2026 residential tax rate is $9.19 per $1,000 of assessed value. Commercial, industrial and personal property pay $18.20. Massachusetts assesses homes at full value, so each $100,000 of assessed value costs about $919 a year. The average single-family tax bill was $4,374, on an average assessed value of $475,941.
$9.19per $1,000, residential
Source: Massachusetts Division of Local Services, Tax Rates by Class and Average Single Family Tax Bill.
| Fiscal year | Residential rate |
|---|---|
| FY2022 | $10.22 |
| FY2023 | $9.95 |
| FY2024 | $9.23 |
| FY2025 | $9.32 |
| FY2026 | $9.19 |
What we check on a Fairhaven purchase: MassHousing limits, the flood map, the smoke certificate, coastal flood zone.
MassHousing sets its own income and price limits for Bristol County. We check them with you before you shop.
MassHousing home loansShoreline along Buzzards Bay and the Acushnet River, including Fort Phoenix and Sconticut Neck, falls within FEMA-mapped flood zones. We check FEMA's map before you offer.
FEMA's flood map for FairhavenMassachusetts requires the seller to get a smoke and carbon monoxide certificate from the Fairhaven Fire Department before the sale closes.
Waterfront areas such as Sconticut Neck and land near Fort Phoenix sit along Buzzards Bay and the Acushnet River, and can fall within FEMA flood zones. We check the flood map before you make an offer on a property near the water.
All loans are subject to credit approval, underwriting, and property and program requirements. MassHousing limits and eligibility are set by MassHousing and change from time to time.
We're licensed in Massachusetts. Send us a Fairhaven address and we'll run the numbers, taxes included.
Who to call in Fairhaven.
Fairhaven Town Hall is at 40 Center St, Fairhaven, MA 02719.
Fairhaven's FY2026 residential tax rate is $9.19 per $1,000 of assessed value. Commercial, industrial and personal property pay $18.20. Massachusetts fiscal years run July 1 to June 30.
Massachusetts taxes homes on their full assessed value. If a home is assessed at $400,000, that's about $3,676 a year at $9.19 per $1,000. The bill uses the assessor's value, not the sale price.
Yes. Homes pay $9.19 per $1,000 and commercial, industrial and personal property pay $18.20.
The average single-family tax bill in Fairhaven was $4,374 for FY2026, on an average assessed value of $475,941.
Fairhaven is in Bristol County.
Fairhaven uses a single ZIP code, 02719, for the whole town.
Fairhaven is directly across the Acushnet River from New Bedford, about 2 miles from downtown.
The Southeastern Regional Transit Authority (SRTA) runs bus service between Fairhaven and New Bedford and other South Coast towns.
Fairhaven borders New Bedford, Acushnet and Mattapoisett.
Fort Phoenix State Reservation has a south-facing beach at the mouth of the Acushnet River.
Neighbors of Fairhaven, including across the Connecticut line where it applies. All Massachusetts town guides.