First-time buyer programs
MassHousing sets its own income and price limits for Hampshire County. We check them with you before you shop.
MassHousing home loans
Cummington is a hill town in northwestern Hampshire County, at 1,519 feet elevation, where Massachusetts Route 9 follows the Westfield River through town. It was first settled in 1762 and incorporated in 1779, named for Colonel John Cumings, an original landholder. Poet William Cullen Bryant was born in Cummington and later returned to summer at his family homestead, now a historic site open to the public.
Cummington uses ZIP code 01026.
| Area | Zip code | Where it is |
|---|---|---|
| Cummington center | 01026 | Along Route 9, where the Town Hall at 33 Main Street is located. |
Start with William Cullen Bryant Homestead and Old Creamery Co-op, then 1 more below.
A 155-acre National Historic Landmark overlooking the Westfield River Valley, the boyhood home and later summer residence of poet William Cullen Bryant. The Trustees of Reservations manages the property, which includes a visitor center, barn, picnic areas and about 2.5 miles of trails. Open weekends in summer and early fall for tours, with an admission fee.
205 Bryant Road, Cummington, MA
A community food cooperative and cafe selling groceries, prepared meals and local producer goods.
445 Berkshire Trail, Cummington, MA 01026
Plan a visitAn annual agricultural fair held each August with exhibitions and midway attractions.
Cummington Fairgrounds, Cummington, MA
Cummington was first settled in 1762 and officially incorporated in 1779, named after Colonel John Cumings, the original landholder.
Poet William Cullen Bryant was born in Cummington in 1794 and later returned for many years to summer at his family homestead, now managed by the Trustees of Reservations.
The mineral cummingtonite was first found in the town and named for it.
The Westfield River runs through Cummington alongside Route 9, and the Bryant Homestead's trails give the town its main hiking access.
1 places in Cummington to try, including food co-op, market and cafe. No one paid to be listed.
Food co-op, market and cafe
A cooperative grocery and cafe selling wholesome foods, everyday goods, prepared meals and local producer items.
445 Berkshire Trail, Cummington, MA 01026 · oldcreamery.coop
Cummington's small center along Route 9 has the Old Creamery Co-op, Town Hall and library within walking distance of each other, but the rest of the hill town is rural and built for driving.
Approximate, without traffic.
Cummington has no fixed-route PVTA bus service and no passenger rail station. Pittsfield, the nearest city with regional service, is about 28 miles west.
Cummington's FY2026 residential tax rate is $12.49 per $1,000 of assessed value. Massachusetts assesses homes at full value, so each $100,000 of assessed value costs about $1,249 a year. The average single-family tax bill was $4,575, on an average assessed value of $366,331.
$12.49per $1,000, residential
Source: Massachusetts Division of Local Services, Tax Rates by Class and Average Single Family Tax Bill.
| Fiscal year | Residential rate |
|---|---|
| FY2022 | $14.45 |
| FY2023 | $14.06 |
| FY2024 | $13.50 |
| FY2025 | $12.76 |
| FY2026 | $12.49 |
What we check on a Cummington purchase: MassHousing limits, the flood map, the smoke certificate, well & septic, smoke certificate.
MassHousing sets its own income and price limits for Hampshire County. We check them with you before you shop.
MassHousing home loansThe Westfield River runs through Cummington alongside Route 9, putting low-lying parcels near the river in FEMA-mapped flood zones. We check FEMA's map before you offer.
FEMA's flood map for CummingtonMassachusetts requires the seller to get a smoke and carbon monoxide certificate from the Cummington Fire Department before the sale closes.
Cummington has town Water Commissioners overseeing water service in parts of the center, but outlying homes typically rely on private wells and septic systems. Massachusetts requires a Title 5 septic inspection before most home sales.
Massachusetts sellers need a smoke and carbon monoxide detector certificate from the local fire department before a home sale can close.
All loans are subject to credit approval, underwriting, and property and program requirements. MassHousing limits and eligibility are set by MassHousing and change from time to time.
We're licensed in Massachusetts. Send us a Cummington address and we'll run the numbers, taxes included.
Who to call in Cummington.
Cummington Town Hall is at 33 Main Street, Cummington, MA 01026. Main line: 413-634-5354.
Cummington's FY2026 residential tax rate is $12.49 per $1,000 of assessed value. Massachusetts fiscal years run July 1 to June 30.
Massachusetts taxes homes on their full assessed value. If a home is assessed at $400,000, that's about $4,996 a year at $12.49 per $1,000. The bill uses the assessor's value, not the sale price.
No. Cummington uses a single rate of $12.49 per $1,000 for all property classes.
The average single-family tax bill in Cummington was $4,575 for FY2026, on an average assessed value of $366,331.
Cummington residents bring trash and recycling to the town Transfer Station rather than curbside pickup.
Eversource is the electric utility serving Cummington.
Cummington uses ZIP code 01026.
Cummington is about 28 miles from Pittsfield, roughly a 45-55 minute drive.
Cummington borders Peru and Windsor in Berkshire County, and Plainfield, Ashfield, Goshen, Chesterfield and Worthington, all within Hampshire or Franklin County, Massachusetts.
Yes. The Trustees of Reservations open the Bryant Homestead for tours on weekends in summer and early fall, with an admission fee.
Neighbors of Cummington, including across the Connecticut line where it applies. All Massachusetts town guides.