Offers keep getting rejected? No Connecticut loan officer closed more purchase loans in 2025.* Learn more →
James Allen Mortgage Team Movement Mortgage
Saybrook Breakwater Light at the mouth of the Connecticut River, Old Saybrook, Connecticut

Living in Old Saybrook, Connecticut

Old Saybrook sits on the west bank of the Connecticut River at the point where it meets Long Island Sound. Dutch settlers built a short-lived trading post here in 1624, and the Collegiate School of Connecticut, later Yale University, was chartered in Old Saybrook in 1701 before moving to New Haven in 1716.

Photo: Juliejules, CC BY 3.0

Old Saybrook at a glance

Old Saybrook's villages and zip codes

Old Saybrook uses a single zip code, 06475, for the whole town including Fenwick and Saybrook Manor.

Old Saybrook villages and zip codes
AreaZip codeWhere it is
Old Saybrook Center06475The town's main village center, with Town Hall, Main Street shops, and the train station nearby.
Fenwick06475An incorporated borough at the mouth of the river, a separate small municipality within Old Saybrook.
Saybrook Manor06475A residential neighborhood near the shoreline.

Old Saybrook covers about 15.0 square miles and borders Essex, Westbrook, Old Lyme and Deep River. It was incorporated in 1854.

Things to do in Old Saybrook, CT

Start with Katharine Hepburn Cultural Arts Center and Saybrook Breakwater Light and Lynde Point Lighthouse, then 2 more below.

  1. Katharine Hepburn Cultural Arts Center

    A restored former theater that opened as a performing arts center in 2009, hosting film, music, and live performances.

    Arts

    Old Saybrook, CT

  2. Saybrook Breakwater Light and Lynde Point Lighthouse

    Two lighthouses at the mouth of the Connecticut River, both visible from town shoreline points.

    FreeLandmark

    Old Saybrook, CT

  3. Fort Saybrook Monument Park

    A park with interpretive signage on the site of a long-demolished colonial fort at the confluence of local waterways.

    FreeHistoric

    Old Saybrook, CT

  4. Harvey's Beach

    A town beach on Long Island Sound open to visitors, about 100 yards long, with restrooms and lifeguards on duty from Memorial Day to Labor Day.

    Seasonal

    Old Saybrook, CT

More worth a visit

  • Kavanaugh ParkA park with a playground and splash pad, suited to young children.
  • Great Cedars Conservation AreaA coastal forest with shaded hiking trails, among the last of its kind in New England.

A little history

Dutch settlers established a short-lived trading post at Old Saybrook in 1624.

The Collegiate School of Connecticut, later renamed Yale University, was chartered in Old Saybrook on October 9, 1701, before relocating to New Haven in 1716.

The town separated from the original Saybrook in 1852 and was partitioned again in 1854 when Essex became independent.

Parks, trails and outdoors in Old Saybrook

Old Saybrook's location at the mouth of the Connecticut River and on Long Island Sound gives it beaches, a coastal forest, and a public golf course, all reachable within a few miles of the center.

  • Harvey's BeachA Long Island Sound beach open to visitors in season.
  • Great Cedars Conservation AreaCoastal forest trails.
  • Old Saybrook golf courseA public golf course in town.

Where to eat in Old Saybrook: restaurants and coffee

2 places in Old Saybrook to try, including pub and seafood restaurant. No one paid to be listed.

Walkability and getting around Old Saybrook

Old Saybrook Center along Main Street is walkable, with shops and the train station close together; the shoreline neighborhoods and Fenwick are a drive or bike ride from downtown.

Old Saybrook Center

302 Main St, Old Saybrook, CT 06475

Fenwick

Saybrook Manor

Check any Old Saybrook address

Drive times

  • New London, about 15 miles20-25 min
  • Bradley International Airport, about 50 miles55-65 min

Approximate, without traffic.

By bus or train

Amtrak's Northeast Corridor and Shore Line East commuter rail both stop at the Old Saybrook train station; CTtransit does not serve the town directly.

Old Saybrook property taxes and home prices

Old Saybrook's 2026–27 mill rate is 15.77, which is $15.77 of tax for every $1,000 of assessed value. Some areas also pay a fire or special district tax on top of that. Connecticut taxes a home at 70% of its appraised value, so every $100,000 of value costs about $1,104 a year in taxes at 15.77 mills.

What homes in Old Saybrook sell for

12 months endingSingle-familyCondo
Sep 2025$698,000142 sales$515,00038 sales

October to September, state records. Text us for this month's sales.

Old Saybrook's mill rate for 2026–27

15.77mills, fiscal year 2026–27

  • Town of Old Saybrook15.77 mills
  • Chalker Beach Improvement Association (where it applies)+3.185 mills
  • Fenwick Borough (where it applies)+2.946 mills
  • Indian Town Association (where it applies)+2.62 mills
  • Knollwood Beach Association (where it applies)+2.23 mills
  • Saybrook Manor Association (where it applies)+1.434 mills
  • Bel-Aire Manor Beach Association (where it applies)+0.96 mills
  • Motor vehicles15.77 mills
  • Next revaluationOctober 1, 2028

Old Saybrook property tax calculator

$
Assessed value (70%)
–
Taxes a year
–
About this much a month
–

Estimate only; the assessor's appraisal sets the bill.

Using our mortgage calculator or affordability calculator? Enter about 1.10% for property tax. That's 15.77 mills on a 70% assessment.

How Old Saybrook's mill rate has changed

Old Saybrook town mill rate by fiscal year
Fiscal yearTown rate
2022–2320.08
2023–2420.46
2024–2515.20
2025–2615.50
2026–2715.77

Old Saybrook's town rate went from 20.08 in 2022–23 to 15.77 in 2026–27. Next revaluation: October 1, 2028.

Look up a Old Saybrook property

Buying a home in Old Saybrook

What we check on a Old Saybrook purchase: CHFA limits, the flood map and coastal flood insurance.

CHFA

First-time buyer programs in Old Saybrook

CHFA sets Old Saybrook's income and price limits for Middlesex County. We check them with you before you shop.

See CHFA's limits map
Flood maps

Check the flood zone first

Old Saybrook sits where the Connecticut River meets Long Island Sound, so shoreline neighborhoods including Fenwick, Chalker Beach, and Cornfield Point fall within FEMA coastal flood zones. We check FEMA's map before you offer.

FEMA's flood map for Old Saybrook
Coastal flood insurance

Budget for flood insurance near the shoreline

Much of Old Saybrook's shoreline, including Fenwick and the beach neighborhoods, sits in FEMA flood zones. Get a flood zone determination and flood insurance quote early in your search.

All loans are subject to credit approval, underwriting, and property and program requirements. CHFA and USDA limits and eligibility are set by those agencies and change from time to time.

James Allen

Thinking about buying in Old Saybrook?

Send us a Old Saybrook address and we'll run the numbers, taxes included.

Compare loan optionsOur process

Moving to Old Saybrook: utilities, trash and town offices

Who to call in Old Saybrook: Eversource for power.

Old Saybrook Transfer Station

Middlesex Turnpike (Route 154), Old Saybrook, CT 06475

Transfer station details

Town offices and contacts

Old Saybrook Town Hall is at 302 Main St, Old Saybrook, CT 06475. Main line: (860) 395-3130. Each link opens that office's page on the town's website.

Old Saybrook, CT FAQ: taxes, prices and town services

The short answers. Call or text us for the long ones.

What is the mill rate in Old Saybrook, CT?

Old Saybrook's 2026–27 mill rate is 15.77, which is $15.77 of tax for every $1,000 of assessed value. Some areas also pay a fire or special district tax on top of that. The motor vehicle rate is 15.77 mills.

How much are property taxes on a $500,000 home in Old Saybrook?

Connecticut assesses homes at 70% of appraised value, so a $500,000 home would be assessed at about $350,000. At 15.77 mills that's about $5,520 a year, or about $460 a month, before any district tax. The actual bill depends on the town assessor's appraisal, not the price you pay.

What is the median home price in Old Saybrook, CT?

In the 12 months from October 2024 through September 2025, the median single-family sale in Old Saybrook was $698,000 across 142 sales. The median condo sale was $515,000 across 38 sales.

When is Old Saybrook's next revaluation?

Old Saybrook's next revaluation takes effect October 1, 2028, on the state's schedule. The new assessments first show up on the tax bills due in July 2029.

What county is Old Saybrook, CT in?

Old Saybrook is in Middlesex County, part of the Lower Connecticut River Valley Planning Region.

What is the zip code for Old Saybrook, CT?

Old Saybrook's zip code is 06475.

Is there a train station in Old Saybrook?

Yes; Amtrak's Northeast Corridor and Shore Line East both stop at the Old Saybrook station.

How does trash pickup work in Old Saybrook?

Old Saybrook does not offer municipal curbside pickup; residents use the town transfer station on Route 154.

Is Fenwick part of Old Saybrook?

Fenwick is an incorporated borough within Old Saybrook, at the mouth of the Connecticut River.

Towns near Old Saybrook

Neighbors of Old Saybrook in Middlesex County and nearby. All Middlesex County towns.

Sources