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Brainerd Memorial Library in Haddam, Connecticut

Living in Haddam, Connecticut

Haddam is a Connecticut River town in Middlesex County, incorporated in October 1668 and named for Much Hadham and Little Hadham in Hertfordshire, England. It is the only town in Connecticut that the Connecticut River runs through the middle of rather than along its border, splitting Higganum and the rest of the west side from the Haddam Neck section to the east. The now-decommissioned Connecticut Yankee Nuclear Power Plant once operated on the Haddam Neck side.

Photo: John Phelan, CC BY-SA 4.0

Haddam at a glance

Haddam's zip code

Haddam addresses use 06438 (Haddam), 06441 (Higganum) or 06424 depending on the section of town.

Haddam villages and zip codes
AreaZip codeWhere it is
Higganum06441The traditional center of Haddam and its shopping and civic hub, on the southwestern side of town near the Connecticut River, with a center green, veterans' memorial and gazebo.

Haddam covers about 44.0 square miles. It was incorporated in 1668.

Things to do in Haddam, CT

Start with Cockaponset State Forest and Thankful Arnold House Museum, then 1 more below.

  1. Cockaponset State Forest

    Connecticut's second-largest state forest, with hiking and multi-use trails across parts of Haddam and neighboring towns.

    FreeYear-round

    Haddam

  2. Thankful Arnold House Museum

    An 18th-century house museum run by the Haddam Historical Society, furnished to show domestic life in early Haddam.

    Seasonal

    Haddam

  3. Higganum village green

    The civic center of Higganum, with a veterans' memorial, gazebo and small shops nearby.

    FreeYear-round

    Higganum, Haddam

A little history

Haddam was incorporated in October 1668 and named after Much Hadham and Little Hadham in Hertfordshire, England.

Haddam is the only town in Connecticut through which the Connecticut River runs down the middle rather than along a border, dividing the west side (including Higganum) from the Haddam Neck section to the east.

The Connecticut Yankee Nuclear Power Plant operated on the Haddam Neck side of town until it was decommissioned.

Parks, trails and outdoors in Haddam

The Connecticut River and Cockaponset State Forest give Haddam river access on one side and wooded trails on the other.

  • Cockaponset State ForestTrails for hiking and multi-use recreation across a large state forest tract.
  • Connecticut RiverRiver access for boating and fishing along Haddam's riverfront.

Walkability and getting around Haddam

Higganum's small village center has a few blocks that are walkable, but Haddam overall is spread out and rural, so most errands require a car.

Higganum

30 Field Park Drive, Haddam, CT 06438

Check any Haddam address

Drive times

  • Middletown, about 10 miles15-20 min
  • Bradley International Airport, about 35 miles45-50 min

Approximate, without traffic.

By bus or train

Haddam has no fixed-route bus or rail service; the nearest Hartford Line train station is in Middletown.

Haddam property taxes and home prices

Haddam's 2026–27 mill rate is 24.98, which is $24.98 of tax for every $1,000 of assessed value. Some areas also pay a fire or special district tax on top of that. Connecticut taxes a home at 70% of its appraised value, so every $100,000 of value costs about $1,749 a year in taxes at 24.98 mills.

What homes in Haddam sell for

12 months endingSingle-familyCondo
Sep 2024$415,55690 sales–
Sep 2025$460,00095 sales–

October to September, state records. Text us for this month's sales.

Haddam's mill rate for 2026–27

24.98mills, fiscal year 2026–27

  • Town of Haddam24.98 mills
  • Hidden Lake Association (where it applies)+2.70 mills
  • Motor vehicles24.98 mills
  • Next revaluationOctober 1, 2029

Haddam property tax calculator

$
Assessed value (70%)
–
Taxes a year
–
About this much a month
–

Estimate only; the assessor's appraisal sets the bill.

Using our mortgage calculator or affordability calculator? Enter about 1.75% for property tax. That's 24.98 mills on a 70% assessment.

How Haddam's mill rate has changed

Haddam town mill rate by fiscal year
Fiscal yearTown rate
2022–2332.33
2023–2433.87
2024–2534.35
2025–2634.35
2026–2724.98

Haddam's town rate went from 32.33 in 2022–23 to 24.98 in 2026–27. Next revaluation: October 1, 2029.

Look up a Haddam property

Buying a home in Haddam

What we check on a Haddam purchase: CHFA limits, the flood map, connecticut river flood zone and private well & septic.

CHFA

First-time buyer programs in Haddam

CHFA sets Haddam's income and price limits for Middlesex County. We check them with you before you shop.

See CHFA's limits map
Flood maps

Check the flood zone first

Low-lying land along the Connecticut River, including areas near Higganum Landing and Haddam Neck, falls within FEMA-mapped flood zones. We check FEMA's map before you offer.

FEMA's flood map for Haddam
Connecticut River flood zone

Check the flood map near the river

Property along the Connecticut River on either side of Haddam may fall within a mapped flood zone, which can affect insurance requirements. We check the flood map before you make an offer.

Private well & septic

Plan for well and septic outside village centers

Outside Higganum's small center, most Haddam homes rely on private wells rather than public water. We recommend a well flow and water quality test as part of due diligence.

All loans are subject to credit approval, underwriting, and property and program requirements. CHFA and USDA limits and eligibility are set by those agencies and change from time to time.

James Allen

Thinking about buying in Haddam?

Send us a Haddam address and we'll run the numbers, taxes included.

Compare loan optionsOur process

Moving to Haddam: utilities, trash and town offices

Who to call in Haddam: Eversource for power.

Town offices and contacts

Haddam Town Hall is at 30 Field Park Drive, Haddam, CT 06438. Hours: Monday-Wednesday 8:30 AM-4:00 PM, Thursday 8:30 AM-6:00 PM, Friday 8:30 AM-12:00 PM. Main line: (860) 345-8531. Each link opens that office's page on the town's website.

Haddam, CT FAQ: taxes, prices and town services

The short answers. Call or text us for the long ones.

What is the mill rate in Haddam, CT?

Haddam's 2026–27 mill rate is 24.98, which is $24.98 of tax for every $1,000 of assessed value. Some areas also pay a fire or special district tax on top of that. The motor vehicle rate is 24.98 mills.

How much are property taxes on a $500,000 home in Haddam?

Connecticut assesses homes at 70% of appraised value, so a $500,000 home would be assessed at about $350,000. At 24.98 mills that's about $8,743 a year, or about $729 a month, before any district tax. The actual bill depends on the town assessor's appraisal, not the price you pay.

What is the median home price in Haddam, CT?

In the 12 months from October 2024 through September 2025, the median single-family sale in Haddam was $460,000 across 95 sales, compared with $415,556 the year before.

When is Haddam's next revaluation?

Haddam's next revaluation takes effect October 1, 2029, on the state's schedule. The new assessments first show up on the tax bills due in July 2030.

What county is Haddam in?

Haddam is in Middlesex County, in the Lower Connecticut River Valley Planning Region.

What are the zip codes in Haddam?

Haddam uses 06438, 06441 (Higganum) and 06424 depending on the section of town.

Is there curbside trash pickup in Haddam?

No town-wide curbside program; households use the Haddam transfer station or a private hauler.

How far is Haddam from Middletown?

About 10 miles, roughly a 15-20 minute drive.

Is there a train station in Haddam?

No. The nearest Hartford Line station is in Middletown.

What is Higganum?

Higganum is Haddam's traditional village center, with a green, shops and civic buildings on the west side of the Connecticut River.

Towns near Haddam

Neighbors of Haddam in Middlesex County and nearby. All Middlesex County towns.

Sources