First-time buyer programs
MassHousing sets its own income and price limits for Worcester County. We check them with you before you shop.
MassHousing home loans
Living in Westminster, Massachusetts
Westminster is a town in north-central Worcester County, first settled by Europeans in 1737 and set off as its own town in 1770. Town Hall and most municipal offices sit on South Street in the town center, and Route 2 crosses the southern part of town on its way between Fitchburg and the Quabbin region. From 1828 to 1970 the town was home to the Westminster Cracker Company, and its Westminster Village-Academy Hill area is a listed historic district.
Westminster at a glance
- $11.73Residential tax rate per $1,000, FY2026
- $5,992Average single-family tax bill, FY2026
- WorcesterCounty
- 1770Year incorporated
Westminster's zip code
Westminster uses a single ZIP code, 01473, for the whole town.
| Area | Zip code | Where it is |
|---|---|---|
| Westminster center | 01473 | Along South Street, where Town Hall, the Fire Department and Forbush Memorial Library are located. |
Things to do in Westminster, MA
Start with Westminster Brew Yard (Wachusett Brewing Company) and Westminster Village-Academy Hill Historic District, then 1 more below.
Westminster Brew Yard (Wachusett Brewing Company)
A brewery taproom with a kitchen, live music and events, founded in 1994 and now with a second location in Worcester.
175 State Road East, Westminster, MA
Plan a visitWestminster Village-Academy Hill Historic District
A National Register historic district covering Westminster's town center, including buildings tied to the former Westminster Academy.
Westminster center, MA
Forbush Memorial Library
The town's public library on Main Street.
118 Main St, Westminster, MA 01473
A little history
Westminster was first settled by Europeans in 1737 and was set off from surrounding land grants as its own town in 1770.
From 1828 to 1970, Westminster was home to the Westminster Cracker Company.
The town's Westminster Village-Academy Hill area, tied to the former Westminster Academy (incorporated 1833), is listed as a National Register historic district, alongside the Ahijah Wood House, Nathan Wood House and Ezra Wood-Levi Warner Place.
Parks, trails and outdoors in Westminster
Westminster's outdoor recreation centers on its town parks and Academy Hill area; Crocker Pond, in the northern part of town, is a local water body monitored by the Board of Health.
- Academy HillA town green and event space in the historic district, used for community concerts and gatherings.
- Crocker PondA pond in Westminster tracked by the town's Board of Health for water quality.
Where to eat in Westminster: restaurants and coffee
1 places in Westminster to try, including brewery taproom and kitchen. No one paid to be listed.
Westminster Brew Yard (Wachusett Brewing Company)
Brewery taproom and kitchen
A brewery taproom with a full kitchen, live music and events; the original Wachusett Brewing Company location, founded in 1994.
175 State Road East, Westminster, MA · wachusettbrewingcompany.com
Walkability and getting around Westminster
Westminster center along South Street has sidewalks connecting Town Hall, the library and nearby homes, but most of the town, which is spread across a large rural area, is built for driving.
Drive times
- Fitchburg, about 8 miles
Approximate, without traffic.
By bus or train
The Montachusett Regional Transit Authority (MART) operates fixed-route bus service in the area. Westminster has no train station of its own; the nearest MBTA Commuter Rail stop is Wachusett station on the Fitchburg Line, in neighboring Fitchburg.
Westminster property taxes
Westminster's FY2026 residential tax rate is $11.73 per $1,000 of assessed value. Massachusetts assesses homes at full value, so each $100,000 of assessed value costs about $1,173 a year. The average single-family tax bill was $5,992, on an average assessed value of $510,786.
Westminster's FY2026 tax rates
$11.73per $1,000, residential
- Residential$11.73 per $1,000
- Average single-family assessed value$510,786
- Average single-family tax bill$5,992
- Motor vehicle excise (statewide)$25 per $1,000 of value
Source: Massachusetts Division of Local Services, Tax Rates by Class and Average Single Family Tax Bill.
How the residential rate has changed
| Fiscal year | Residential rate |
|---|---|
| FY2022 | $15.80 |
| FY2023 | $13.06 |
| FY2024 | $12.26 |
| FY2025 | $12.30 |
| FY2026 | $11.73 |
Look up a Westminster property
- FEMA flood mapWhether a lender will require flood insurance
- Town ClerkVital records and town records
- Assessors' officeQuestions about a value: 978-874-7401
- Registry of DeedsDeeds and mortgages for the county
Buying a home in Westminster
What we check on a Westminster purchase: MassHousing limits, the flood map, the smoke certificate, well & septic, water quality, historic district.
Check the flood zone first
Low-lying land around Westminster's ponds and streams, including Crocker Pond, can fall within FEMA-mapped flood zones. We check FEMA's map before you offer.
FEMA's flood map for WestminsterSmoke and CO certificate
Massachusetts requires the seller to get a smoke and carbon monoxide certificate from the Westminster Fire Department before the sale closes. Call 978-874-2313 to schedule.
Westminster Fire Department pageOutlying parcels may use wells and septic
Town water and sewer from the DPW cover part of Westminster, but outlying parcels rely on private wells and septic systems. Massachusetts requires a Title 5 septic inspection before a home on septic can be sold.
Ask about PFAS testing near Crocker Pond
Westminster's Board of Health has posted PFAS information for the Crocker Pond area. Buyers near Crocker Pond should ask the town for current water-quality information before making an offer.
Westminster Board of HealthExterior work may need review in the historic district
Properties in the Westminster Village-Academy Hill Historic District can be subject to added review for exterior changes; check with the Planning Department before planning renovations.
All loans are subject to credit approval, underwriting, and property and program requirements. MassHousing limits and eligibility are set by MassHousing and change from time to time.
Thinking about buying in Westminster?
We're licensed in Massachusetts. Send us a Westminster address and we'll run the numbers, taxes included.
Moving to Westminster: utilities, trash and town hall
Who to call in Westminster.
- WaterWestminster Department of Public Works Water Department
- Sewer or septicWestminster DPW Sewer Department serves parts of town; outlying parcels rely on septic systems
- Trash and recyclingTrash goes to the town's Solid Waste Drop-Off Center with a resident sticker issued by the DPW; the town also offers curbside single-stream recycling pickup on a set schedule.
- Registry of Motor VehiclesUpdate your address with the RMV within 30 days. Excise tax goes to the city or town where the car is garaged.Mass. RMV
Solid Waste Drop-Off Center
165 Fitchburg Rd (Route 31), Westminster, MA 01473 Mon 7:30am-3pm, Fri 7:30am-3pm, Sat 7:30am-1pm, Sun 9am-1pm; closed Tue-Thu
Transfer station detailsTown Hall offices and contacts
Westminster Town Hall is at 11 South St, Westminster, MA 01473. Hours: Monday 7:00am-7:00pm, Tuesday-Thursday 7:30am-4:30pm, closed Friday. Main line: 978-874-7401.
- Town HallMain line and website978-874-7401
- Town ClerkLand records, vital records and elections.978-874-7406
- AssessorsProperty values and assessments.978-874-7401
- Treasurer/CollectorProperty tax billing and payment.978-874-7403
- Building/Zoning DepartmentBuilding permits, zoning and inspections.978-874-7407
- Planning DepartmentPlanning Board and land-use applications.
- Parks and RecreationTown parks and recreation programs.978-874-7461
- Department of Public WorksWater, sewer, solid waste and road maintenance.978-874-5572
- Forbush Memorial LibraryThe town's public library.978-874-7416
- Fire DepartmentFire prevention and emergency services.978-874-2313
- Board of HealthTitle 5 septic inspections, wells and water-quality monitoring.978-874-7409
- Ashburnham-Westminster Regional School DistrictThe regional school district serving Westminster and Ashburnham.
Westminster, MA FAQ: taxes and town services
What is the property tax rate in Westminster, MA?
Westminster's FY2026 residential tax rate is $11.73 per $1,000 of assessed value. Massachusetts fiscal years run July 1 to June 30.
How much are property taxes on a $400,000 home in Westminster?
Massachusetts taxes homes on their full assessed value. If a home is assessed at $400,000, that's about $4,692 a year at $11.73 per $1,000. The bill uses the assessor's value, not the sale price.
Does Westminster have a split tax rate?
No. Westminster uses a single rate of $11.73 per $1,000 for all property classes.
What is the average single-family tax bill in Westminster?
The average single-family tax bill in Westminster was $5,992 for FY2026, on an average assessed value of $510,786.
What county is Westminster, MA in?
Westminster is in Worcester County.
What ZIP code does Westminster use?
Westminster uses a single ZIP code, 01473, for the whole town.
Does Westminster have curbside trash pickup?
Trash goes to the town's Solid Waste Drop-Off Center with a resident sticker; curbside single-stream recycling pickup is also offered.
Is there a train station in Westminster?
No. The nearest MBTA Commuter Rail stop is Wachusett station on the Fitchburg Line, in Fitchburg.
What school district serves Westminster?
The Ashburnham-Westminster Regional School District, shared with Ashburnham.
What were Town Hall's hours?
Monday 7:00 AM-7:00 PM, Tuesday-Thursday 7:30 AM-4:30 PM, closed Friday.
Towns near Westminster
Neighbors of Westminster, including across the Connecticut line where it applies. All Massachusetts town guides.
Sources
- Westminster, Massachusetts - Wikipedia: en.wikipedia.org
- Westminster, MA - Official Website: westminster-ma.gov
- Board of Health - Westminster, MA: westminster-ma.gov
- Solid Waste Drop-Off Center - Westminster, MA: westminster-ma.gov
- Department of Public Works - Westminster, MA: westminster-ma.gov
- Forbush Memorial Library - Westminster, MA: westminster-ma.gov
- Wachusett Brewing Company: wachusettbrewingcompany.com
- Westminster, Massachusetts photo, Wikimedia Commons: commons.wikimedia.org
- Tax rates and average single-family value and tax bill: Massachusetts Division of Local Services, Tax Rates by Class and Average Single Family Tax Bill.
- Motor vehicle excise: M.G.L. c. 60A, $25 per $1,000 of value statewide.
- Walkability: Walk Score®, provided live by Walk Score.
- Photo: Wikimedia Commons contributor, CC BY-SA 3.0, via Wikimedia Commons.
- Checked September 25, 2026.