First-time buyer programs
MassHousing sets its own income and price limits for Dukes County. We check them with you before you shop.
MassHousing home loansTisbury is a town on the north shore of Martha's Vineyard, whose main village, Vineyard Haven, is the island's principal year-round ferry port. Incorporated in 1671 and known historically as Holmes Hole, Tisbury shares a common corner with West Tisbury, Oak Bluffs and Edgartown. Vineyard Haven Harbor, Lake Tashmoo and West Chop mark its shoreline.
Tisbury uses ZIP code 02568 (Vineyard Haven) for the whole town.
| Area | Zip code | Where it is |
|---|---|---|
| Vineyard Haven | 02568 | Tisbury's main village and town center, around the harbor and the Steamship Authority ferry terminal. |
| West Chop | 02568 | The point at the northern tip of Tisbury, marked by the West Chop Light (1891). |
| Lambert's Cove | 02568 | A rural area on Tisbury's western side, near Lambert's Cove Beach. |
Start with Vineyard Haven Harbor and West Chop Light, then 1 more below.
The island's main year-round ferry port, with the Steamship Authority terminal, shops and restaurants along Main Street close by.
Main St, Vineyard Haven, MA
An 1891 lighthouse marking Tisbury's northernmost point, at the entrance to Vineyard Haven Harbor.
West Chop Rd, Vineyard Haven, MA
A tidal great pond south of West Chop, used for swimming, shellfishing and small-boat access to Vineyard Sound.
Herring Creek Rd, Vineyard Haven, MA
Tisbury was incorporated in 1671, one of the Vineyard's original towns, and its harbor village was long known as Holmes Hole before adopting the Vineyard Haven name.
The town was divided to its current boundaries, separating from what became West Tisbury, in 1892.
Vineyard Haven Harbor has served as the island's principal year-round ferry connection to the mainland for generations.
Tisbury's shoreline runs from the working harbor at Vineyard Haven to the quieter tidal waters of Lake Tashmoo and the bluffs at West Chop.
Vineyard Haven's Main Street and harbor area are walkable, with the ferry terminal, shops and restaurants close together. The rest of Tisbury, including Lambert's Cove and West Chop, is more spread out and generally requires a car or bicycle.
Approximate, without traffic.
The Martha's Vineyard Transit Authority (VTA) operates island bus routes through Vineyard Haven. The Steamship Authority runs year-round car-and-passenger ferries between Vineyard Haven and Woods Hole, plus seasonal service toward New Bedford and Nantucket. There is no train service on Martha's Vineyard.
Tisbury's FY2026 residential tax rate is $7.42 per $1,000 of assessed value. Massachusetts assesses homes at full value, so each $100,000 of assessed value costs about $742 a year. The average single-family tax bill was $12,513, on an average assessed value of $1,686,344.
$7.42per $1,000, residential
Source: Massachusetts Division of Local Services, Tax Rates by Class and Average Single Family Tax Bill.
| Fiscal year | Residential rate |
|---|---|
| FY2022 | $8.70 |
| FY2023 | $7.32 |
| FY2024 | $7.98 |
| FY2025 | $7.57 |
| FY2026 | $7.42 |
What we check on a Tisbury purchase: MassHousing limits, the flood map, the smoke certificate, septic & title 5, coastal flood zone.
MassHousing sets its own income and price limits for Dukes County. We check them with you before you shop.
MassHousing home loansTisbury's harbor front along Vineyard Haven Harbor and low-lying shoreline near Lake Tashmoo and West Chop fall within FEMA-mapped coastal flood zones. We check FEMA's map before you offer.
FEMA's flood map for TisburyMassachusetts requires the seller to get a smoke and carbon monoxide certificate from the Tisbury Fire Department before the sale closes. Call 508-696-4246 to schedule.
Tisbury Fire Department pageOutside Vineyard Haven's center, much of Tisbury relies on private septic systems. Massachusetts law requires a Title 5 septic inspection before a home on a septic system can be sold.
Property near Vineyard Haven Harbor, Lake Tashmoo or West Chop may fall within a FEMA flood zone, which can affect insurance requirements. We check the flood map before you make an offer.
All loans are subject to credit approval, underwriting, and property and program requirements. MassHousing limits and eligibility are set by MassHousing and change from time to time.
We're licensed in Massachusetts. Send us a Tisbury address and we'll run the numbers, taxes included.
Who to call in Tisbury: Eversource for power.
Tisbury Town Hall is at 51 Spring Street, Vineyard Haven, MA 02568. Main line: 508-696-4200.
Tisbury's FY2026 residential tax rate is $7.42 per $1,000 of assessed value. Massachusetts fiscal years run July 1 to June 30.
Massachusetts taxes homes on their full assessed value. If a home is assessed at $400,000, that's about $2,968 a year at $7.42 per $1,000. The bill uses the assessor's value, not the sale price.
No. Tisbury uses a single rate of $7.42 per $1,000 for all property classes.
The average single-family tax bill in Tisbury was $12,513 for FY2026, on an average assessed value of $1,686,344.
Tisbury is in Dukes County, on Martha's Vineyard.
Tisbury uses ZIP code 02568, the Vineyard Haven ZIP.
The Steamship Authority operates year-round car-and-passenger ferry service between Woods Hole and Vineyard Haven, Tisbury's main village.
Yes. The Martha's Vineyard Transit Authority (VTA) operates island bus routes through Vineyard Haven.
Eversource is the electric utility serving Tisbury.
Neighbors of Tisbury, including across the Connecticut line where it applies. All Massachusetts town guides.