First-time buyer programs
MassHousing sets its own income and price limits for Barnstable County. We check them with you before you shop.
MassHousing home loans
Mashpee is a town on the western side of Cape Cod, bordered by Nantucket Sound to the south and Waquoit Bay and Popponesset Bay along its coastline. It was incorporated as a town in 1870 and is the home of the federally recognized Mashpee Wampanoag Tribe. The town center, rebuilt around the New Urbanist Mashpee Commons development where Routes 28 and 151 meet, sits inland from the beaches and coastal villages that make up much of the town's shoreline.
Mashpee uses a single ZIP code, 02649, for the whole town.
| Area | Zip code | Where it is |
|---|---|---|
| Mashpee center | 02649 | Around the intersection of Routes 28 and 151, home to Town Hall, Mashpee Commons and municipal offices. |
| New Seabury | 02649 | A coastal village and resort community on Nantucket Sound in the southern part of town. |
| Popponesset | 02649 | A coastal area along Popponesset Bay in southern Mashpee. |
| Mashpee Neck | 02649 | A peninsula neighborhood between the Mashpee River and Popponesset Bay. |
Start with South Cape Beach State Park and Mashpee Commons, then 2 more below.
A state park with a barrier beach on Nantucket Sound, dunes, and trails through adjacent conservation land bordering Waquoit Bay. Swimming, walking and birdwatching are the main draws.
Great Oak Road, Mashpee, MA
An open-air shopping and dining center built as an early New Urbanist redevelopment of the town's commercial rotary, with shops, restaurants and a movie theater arranged along walkable streets.
Routes 28 and 151, Mashpee, MA
Completed in 1684, it is described as the oldest Native American church in the eastern United States, standing next to a historic burial ground.
Meetinghouse Road, Mashpee, MA
A refuge of pine barrens and wetlands with trails for walking, part of a larger network of conservation land in the Mashpee River watershed.
Mashpee, MA
The area was settled by English colonists in 1660, when missionary Richard Bourne worked with the Wampanoag community there.
Mashpee was incorporated as a town in 1870, and the Mashpee Wampanoag Tribe received federal recognition in 2007.
Mashpee's coastline on Nantucket Sound and its bays give it beach and paddling access, while inland conservation land follows the Mashpee and Quashnet rivers.
Mashpee Commons is built for walking between shops and restaurants, but most of the town's residential and coastal areas are spread out and built around driving.
Approximate, without traffic.
The Cape Cod Regional Transit Authority (CCRTA) serves Mashpee. The town has no railroad; the nearest regional connections are through Hyannis and the Cape Flyer seasonal train service to Boston.
Mashpee's FY2026 residential tax rate is $6.41 per $1,000 of assessed value. Commercial, industrial and personal property pay $6.03. Massachusetts assesses homes at full value, so each $100,000 of assessed value costs about $641 a year. The average single-family tax bill was $6,346, on an average assessed value of $990,034.
$6.41per $1,000, residential
Source: Massachusetts Division of Local Services, Tax Rates by Class and Average Single Family Tax Bill.
| Fiscal year | Residential rate |
|---|---|
| FY2022 | $8.03 |
| FY2023 | $7.01 |
| FY2024 | $6.28 |
| FY2025 | $6.42 |
| FY2026 | $6.41 |
What we check on a Mashpee purchase: MassHousing limits, the flood map, the smoke certificate, septic & wells, coastal flood zones.
MassHousing sets its own income and price limits for Barnstable County. We check them with you before you shop.
MassHousing home loansMashpee's coastline along Nantucket Sound, Waquoit Bay and Popponesset Bay puts shorefront and low-lying coastal parcels in FEMA-mapped flood zones. We check FEMA's map before you offer.
FEMA's flood map for MashpeeMassachusetts requires the seller to get a smoke and carbon monoxide certificate from the Mashpee Fire & Rescue before the sale closes. Call 508-539-1454 to schedule.
Mashpee Fire & Rescue pageMuch of Mashpee is outside sewered areas, so a Title 5 septic inspection is required before most home sales, and some properties use private wells. Buyers should confirm septic and well status early.
Waterfront and low-lying parcels along Nantucket Sound, Waquoit Bay and Popponesset Bay can fall within FEMA flood zones. We check the flood map before you make an offer on a coastal property.
All loans are subject to credit approval, underwriting, and property and program requirements. MassHousing limits and eligibility are set by MassHousing and change from time to time.
We're licensed in Massachusetts. Send us a Mashpee address and we'll run the numbers, taxes included.
Who to call in Mashpee: Eversource for power.
350 Meetinghouse Road, Mashpee, MA 02649
Transfer station detailsMashpee Town Hall is at 16 Great Neck Road North, Mashpee, MA 02649. Hours: Monday-Friday, 8:30 AM-4:30 PM. Main line: 508-539-1400.
Mashpee's FY2026 residential tax rate is $6.41 per $1,000 of assessed value. Commercial, industrial and personal property pay $6.03. Massachusetts fiscal years run July 1 to June 30.
Massachusetts taxes homes on their full assessed value. If a home is assessed at $400,000, that's about $2,564 a year at $6.41 per $1,000. The bill uses the assessor's value, not the sale price.
Yes. Homes pay $6.41 per $1,000 and commercial, industrial and personal property pay $6.03.
The average single-family tax bill in Mashpee was $6,346 for FY2026, on an average assessed value of $990,034.
Mashpee is in Barnstable County, on Cape Cod.
Mashpee uses a single ZIP code, 02649, for the whole town.
Eversource is the electric utility serving Mashpee.
No. Mashpee has no railroad; the Cape Cod Regional Transit Authority provides bus service, and the seasonal Cape Flyer train runs from Hyannis to Boston.
Massachusetts law requires a smoke and carbon monoxide detector compliance inspection from the local fire department before most home sales; contact Mashpee Fire & Rescue to schedule one.
Mashpee is about 65 miles from Boston, roughly 80-100 minutes by car depending on Cape Cod bridge traffic.
Neighbors of Mashpee, including across the Connecticut line where it applies. All Massachusetts town guides.