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The Lynnfield Old Meeting House, a historic white church building

Living in Lynnfield, Massachusetts

Lynnfield is a town in Essex County about 14 miles north of Boston, incorporated in 1814 after separating from Lynn. It grew from two historic villages, Lynnfield Center and South Lynnfield, and the Ipswich River forms its northern border.

Photo: Fletcher6, CC BY-SA 3.0

Lynnfield at a glance

Lynnfield's villages and zip codes

The whole town uses ZIP code 01940.

Lynnfield villages and zip codes
AreaZip codeWhere it is
Lynnfield Center01940The historic town center along Summer Street, near Town Hall and the Lynnfield Old Meeting House.
South Lynnfield01940The commercial crossroads area along Salem Street and Route 1, near MarketStreet Lynnfield.

Things to do in Lynnfield, MA

Start with MarketStreet Lynnfield and Lynn Woods Reservation (Lynnfield section), then 2 more below.

  1. MarketStreet Lynnfield

    An open-air shopping center at Exit 61 on I-95 with more than 60 shops and restaurants, anchored by Whole Foods Market, including Davio's Northern Italian Steakhouse, Yard House and Wagamama.

    Year-round

    600 Market Street, Lynnfield, MA

  2. Lynn Woods Reservation (Lynnfield section)

    A portion of one of the largest municipal parks in New England extends into the southeast corner of Lynnfield, with wooded trails.

    FreeYear-round

    Southeast Lynnfield, MA

  3. Lynnfield Old Meeting House

    A historic meeting house associated with the town's colonial-era village center.

    Year-round

    Summer Street, Lynnfield, MA

  4. Suntaug Lake

    A lake on the Lynnfield-Peabody line used for boating and shoreline recreation.

    Year-round

    Lynnfield, MA

More worth a visit

  • Wakefield-Lynnfield Rail TrailA rail trail connecting Lynnfield and Wakefield along a former Boston & Maine Railroad line.

A little history

Lynnfield was set off from Lynn and incorporated as its own town in 1814.

The town historically functioned as two villages, Lynnfield Center and South Lynnfield, connected under one town government.

Limited commuter rail service on the Boston & Maine Railroad ran through Lynnfield Center into the late 1950s or early 1960s, with a small boarding platform near the current Town Hall.

Parks, trails and outdoors in Lynnfield

Lynnfield's outdoor recreation centers on the Ipswich River along its northern border, Suntaug Lake, and a section of the Lynn Woods Reservation in the southeast corner of town.

  • Ipswich RiverForms the northern border of Lynnfield.
  • Lynn Woods ReservationA large municipal forest park with a small section reaching into southeastern Lynnfield.
  • Suntaug LakeA lake on the Lynnfield-Peabody line.
  • Wakefield-Lynnfield Rail TrailA paved rail trail linking Lynnfield to neighboring Wakefield.

Where to eat in Lynnfield: restaurants and coffee

4 places in Lynnfield to try, including italian steakhouse and american restaurant. No one paid to be listed.

Walkability and getting around Lynnfield

MarketStreet and the immediate town center have sidewalks connecting shops and restaurants, but most of Lynnfield is residential and requires a car; Route 1 and I-95 carry through-traffic.

Lynnfield Center

55 Summer Street, Lynnfield, MA 01940

Check any Lynnfield address

Drive times

  • Boston, about 14 miles25-35 min
  • Logan International Airport, about 17 miles30-40 min

Approximate, without traffic.

By bus or train

MBTA Bus Route 436 serves the southeastern corner of town. The nearest MBTA Commuter Rail station is Wakefield on the Haverhill Line. The Wakefield-Lynnfield Rail Trail provides a car-free connection to Wakefield.

Lynnfield property taxes

Lynnfield's FY2026 residential tax rate is $11.46 per $1,000 of assessed value. Commercial, industrial and personal property pay $21.36. Massachusetts assesses homes at full value, so each $100,000 of assessed value costs about $1,146 a year. The average single-family tax bill was $12,381, on an average assessed value of $1,080,408.

Lynnfield's FY2026 tax rates

$11.46per $1,000, residential

  • Residential$11.46 per $1,000
  • Commercial, industrial, personal property$21.36 per $1,000
  • Average single-family assessed value$1,080,408
  • Average single-family tax bill$12,381
  • Motor vehicle excise (statewide)$25 per $1,000 of value

Source: Massachusetts Division of Local Services, Tax Rates by Class and Average Single Family Tax Bill.

Lynnfield property tax calculator

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Assessed value (100%)
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Taxes a year
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About this much a month
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Estimate at the FY2026 residential rate; the assessor's value sets the bill.

How the residential rate has changed

Fiscal yearResidential rate
FY2022$11.99
FY2023$11.30
FY2024$10.51
FY2025$10.56
FY2026$11.46

Look up a Lynnfield property

Buying a home in Lynnfield

What we check on a Lynnfield purchase: MassHousing limits, the flood map, the smoke certificate, smoke & co certificate, multiple electric providers, river flood zones.

MassHousing

First-time buyer programs

MassHousing sets its own income and price limits for Essex County. We check them with you before you shop.

MassHousing home loans
Flood maps

Check the flood zone first

The Ipswich River forms Lynnfield's northern border, and low-lying land near the river and the town's lakes falls within FEMA-mapped flood zones. We check FEMA's map before you offer.

FEMA's flood map for Lynnfield
Before closing

Smoke and CO certificate

Massachusetts requires the seller to get a smoke and carbon monoxide certificate from the Lynnfield Fire Department before the sale closes.

Smoke & CO certificate

Massachusetts requires a smoke and CO certificate before closing

Sellers in Massachusetts need a smoke detector and carbon monoxide alarm compliance certificate from the local fire department before a home sale can close. Contact the Lynnfield Fire Department to schedule the inspection.

Multiple electric providers

Electric service depends on where in town you buy

Most of Lynnfield is served by National Grid, but the South Lynnfield section is served by the Peabody Municipal Light Plant and a small area near Reading by Reading Municipal Light Plant, so it's worth confirming which utility serves a specific address.

River flood zones

Ipswich River flood zones along the northern border

Parts of Lynnfield near the Ipswich River and the town's lakes fall within FEMA flood zones; buyers should check the flood map and ask about flood insurance.

All loans are subject to credit approval, underwriting, and property and program requirements. MassHousing limits and eligibility are set by MassHousing and change from time to time.

James Allen

Thinking about buying in Lynnfield?

We're licensed in Massachusetts. Send us a Lynnfield address and we'll run the numbers, taxes included.

Compare loan optionsOur process

Moving to Lynnfield: utilities, trash and town hall

Who to call in Lynnfield: National Grid supplies most of Lynnfield; the Peabody Municipal Light Plant serves the South Lynnfield section, and Reading Municipal Light Plant serves a small area near the Reading line. for power.

Town Hall offices and contacts

Lynnfield Town Hall is at 55 Summer Street, Lynnfield, MA 01940. Hours: Monday-Thursday 8 am-4:30 pm, Friday 8 am-1 pm. Main line: 781-334-9400.

Lynnfield, MA FAQ: taxes and town services

What is the property tax rate in Lynnfield, MA?

Lynnfield's FY2026 residential tax rate is $11.46 per $1,000 of assessed value. Commercial, industrial and personal property pay $21.36. Massachusetts fiscal years run July 1 to June 30.

How much are property taxes on a $400,000 home in Lynnfield?

Massachusetts taxes homes on their full assessed value. If a home is assessed at $400,000, that's about $4,584 a year at $11.46 per $1,000. The bill uses the assessor's value, not the sale price.

Does Lynnfield have a split tax rate?

Yes. Homes pay $11.46 per $1,000 and commercial, industrial and personal property pay $21.36.

What is the average single-family tax bill in Lynnfield?

The average single-family tax bill in Lynnfield was $12,381 for FY2026, on an average assessed value of $1,080,408.

What ZIP code does Lynnfield use?

The whole town uses ZIP code 01940.

Is trash pickup curbside in Lynnfield?

Yes. Lynnfield offers curbside collection, limited to three 32-gallon barrels or bags per household per week.

Who supplies electricity in Lynnfield?

National Grid supplies most of the town; the Peabody Municipal Light Plant serves South Lynnfield, and Reading Municipal Light Plant serves a small area near Reading.

How far is Lynnfield from Boston?

Lynnfield is about 14 miles from Boston, roughly a 25-to-35-minute drive.

Is there public transit in Lynnfield?

MBTA Bus Route 436 serves the southeastern corner of town, and the nearest MBTA Commuter Rail station is Wakefield on the Haverhill Line.

What shopping is in Lynnfield?

MarketStreet Lynnfield, an open-air center at 600 Market Street, has more than 60 shops and restaurants anchored by Whole Foods Market.

Towns near Lynnfield

Neighbors of Lynnfield, including across the Connecticut line where it applies. All Massachusetts town guides.

Sources