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Living in Essex, Massachusetts

Essex is a town on Massachusetts' Cape Ann, set among the salt marshes of the Essex River and the Great Marsh, incorporated in 1819 from what had been Chebacco Parish in Ipswich. It is known for wooden shipbuilding, its concentration of antique shops, and fried clams, which a local clam-shack owner is credited with inventing in 1916.

Essex at a glance

Essex's zip code

The whole town uses ZIP code 01929.

Essex villages and zip codes
AreaZip codeWhere it is
Essex center01929The Main Street area along the Essex River, with Town Hall, the Essex Shipbuilding Museum and the town's antique shops and restaurants.

Things to do in Essex, MA

Start with Essex Shipbuilding Museum and Woodman's of Essex, then 2 more below.

  1. Essex Shipbuilding Museum

    A museum on the Essex River documenting more than 350 years of wooden shipbuilding, including a working historic shipyard where boats are still built using traditional methods.

    Year-round

    66 Main Street, Essex, MA

  2. Woodman's of Essex

    A clam shack whose founder, Chubby Woodman, is credited with inventing the fried clam in 1916.

    Seasonal

    Essex, MA

  3. Essex antique shops

    A stretch of Main Street with one of the highest concentrations of antique shops of any town in the country.

    Year-round

    Main Street, Essex, MA

  4. Cape Ann Museum's Crane Wildlife Refuge / Chebacco Lake

    Chebacco Lake and its surrounding wetlands make up much of southwestern Essex, offering shoreline and boating access.

    FreeYear-round

    Essex, MA

More worth a visit

  • Essex River boat cruisesNarrated cruises on the Essex River departing from town, running seasonally.

A little history

Essex was part of Ipswich, known as Chebacco Parish, until it was incorporated as its own town in 1819.

Essex shipyards launched thousands of wooden vessels over more than three centuries, an industry that faded around World War II and is preserved today at the Essex Shipbuilding Museum.

The fried clam is reported to have been invented in Essex by clam-shack owner Chubby Woodman in the summer of 1916.

Parks, trails and outdoors in Essex

Essex sits within the Great Marsh, one of the largest salt marsh systems in New England, with the Essex River, Chebacco Lake and nearby Crane Wildlife Refuge offering water access and trails.

  • Essex RiverTidal river and salt marsh through the center of town, popular for kayaking and boat tours.
  • Chebacco LakeA lake in southwestern Essex with surrounding wetlands.

Where to eat in Essex: restaurants and coffee

1 places in Essex to try, including seafood restaurant. No one paid to be listed.

Walkability and getting around Essex

Essex's Main Street through the village center has sidewalks connecting the antique shops, restaurants and the shipbuilding museum, but the surrounding marshland and residential roads require a car.

Essex center

30 Martin Street, Essex, MA 01929

Check any Essex address

Drive times

  • Gloucester, about 8 miles15-20 min
  • Logan International Airport, about 30 miles40-50 min

Approximate, without traffic.

By bus or train

The seasonal Ipswich Essex Explorer bus connects Essex to the MBTA Commuter Rail Newburyport/Rockport Line at Ipswich station on summer weekends. There is no year-round fixed-route bus service.

Essex property taxes

Essex's FY2026 residential tax rate is $13.04 per $1,000 of assessed value. Massachusetts assesses homes at full value, so each $100,000 of assessed value costs about $1,304 a year. The average single-family tax bill was $11,957, on an average assessed value of $916,972.

Essex's FY2026 tax rates

$13.04per $1,000, residential

  • Residential$13.04 per $1,000
  • Average single-family assessed value$916,972
  • Average single-family tax bill$11,957
  • Motor vehicle excise (statewide)$25 per $1,000 of value

Source: Massachusetts Division of Local Services, Tax Rates by Class and Average Single Family Tax Bill.

Essex property tax calculator

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Assessed value (100%)
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Taxes a year
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About this much a month
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Estimate at the FY2026 residential rate; the assessor's value sets the bill.

How the residential rate has changed

Fiscal yearResidential rate
FY2022$15.70
FY2023$13.88
FY2024$13.32
FY2025$12.99
FY2026$13.04

Look up a Essex property

Buying a home in Essex

What we check on a Essex purchase: MassHousing limits, the flood map, the smoke certificate, septic and wells, smoke & co certificate, marsh flood zones.

MassHousing

First-time buyer programs

MassHousing sets its own income and price limits for Essex County. We check them with you before you shop.

MassHousing home loans
Flood maps

Check the flood zone first

Essex sits largely within the Great Marsh along the Essex River, and low-lying land near the river and Chebacco Lake falls within FEMA-mapped flood zones. We check FEMA's map before you offer.

FEMA's flood map for Essex
Before closing

Smoke and CO certificate

Massachusetts requires the seller to get a smoke and carbon monoxide certificate from the Essex Fire Department before the sale closes. Call 978-768-6363 ext. 5050 to schedule.

Septic and wells

Much of Essex relies on private septic and wells

Most of the town has no public sewer, so a Title 5 septic inspection is typically required before a home sale closes; some properties also rely on private wells.

Smoke & CO certificate

Massachusetts requires a smoke and CO certificate before closing

Sellers in Massachusetts need a smoke detector and carbon monoxide alarm compliance certificate from the local fire department before a home sale can close. Contact the Essex Fire Department to schedule the inspection.

Marsh flood zones

Marshland puts parts of Essex in FEMA flood zones

Essex sits within the Great Marsh along the Essex River; buyers near the river or Chebacco Lake should check the FEMA flood map and ask about flood insurance.

All loans are subject to credit approval, underwriting, and property and program requirements. MassHousing limits and eligibility are set by MassHousing and change from time to time.

James Allen

Thinking about buying in Essex?

We're licensed in Massachusetts. Send us a Essex address and we'll run the numbers, taxes included.

Compare loan optionsOur process

Moving to Essex: utilities, trash and town hall

Who to call in Essex: National Grid for power.

Essex Transfer Station

30 Landing Road, Essex, MA 01929

$4 per 33-gallon bag / $2 per 15-gallon bag (rolls of 5 for $20 / $10)

Transfer station details

Town Hall offices and contacts

Essex Town Hall is at 30 Martin Street, Essex, MA 01929. Main line: 978-768-7111.

Essex, MA FAQ: taxes and town services

What is the property tax rate in Essex, MA?

Essex's FY2026 residential tax rate is $13.04 per $1,000 of assessed value. Massachusetts fiscal years run July 1 to June 30.

How much are property taxes on a $400,000 home in Essex?

Massachusetts taxes homes on their full assessed value. If a home is assessed at $400,000, that's about $5,216 a year at $13.04 per $1,000. The bill uses the assessor's value, not the sale price.

Does Essex have a split tax rate?

No. Essex uses a single rate of $13.04 per $1,000 for all property classes.

What is the average single-family tax bill in Essex?

The average single-family tax bill in Essex was $11,957 for FY2026, on an average assessed value of $916,972.

What ZIP code does Essex use?

The whole town uses ZIP code 01929.

Is trash pickup curbside or transfer station in Essex?

Both are available: curbside pickup through a private hauler, and a town Transfer Station at 30 Landing Road where residents use Essex-approved trash bags.

Who supplies electricity in Essex?

National Grid supplies electricity in Essex.

How far is Essex from Gloucester?

Essex is about 8 miles from Gloucester, roughly a 15-to-20-minute drive.

Is there public transit in Essex?

The seasonal Ipswich Essex Explorer bus connects Essex to the MBTA Commuter Rail at Ipswich station on summer weekends; there is no year-round fixed-route bus service.

Towns near Essex

Neighbors of Essex, including across the Connecticut line where it applies. All Massachusetts town guides.

Sources