First-time buyer programs
MassHousing sets its own income and price limits for Barnstable County. We check them with you before you shop.
MassHousing home loansEastham sits on the narrow forearm of Cape Cod, with Cape Cod Bay on its west shore and the Atlantic Ocean on its east, and it is bisected north-south by Route 6. Settled by English colonists in 1644 and incorporated in 1651, its original bounds once included present-day Orleans, Wellfleet and Truro. About a third of the town lies within the Cape Cod National Seashore, and its outer beaches and Nauset Light are landmarks along that stretch of coast.
Eastham uses ZIP code 02642 for most of town, with 02651 (North Eastham) covering the northern section.
| Area | Zip code | Where it is |
|---|---|---|
| Eastham center | 02642 | Along Route 6 near Town Hall, roughly midway through town. |
| North Eastham | 02651 | The northern section of town toward the Wellfleet line, near the Cape Cod National Seashore Salt Pond Visitor Center. |
Start with Nauset Light and Three Sisters of Nauset, then 3 more below.
An active red-and-white lighthouse on the Cape Cod National Seashore, with tower and oil house tours run seasonally by the Nauset Light Preservation Society on Sundays from May to late October and Wednesdays in July and August.
Cable Rd, North Eastham, MA
Three small wooden lighthouses, decommissioned when Nauset Light took over in 1923 and relocated about 1,000 feet inland, now preserved as a historic site near Nauset Light.
Cable Rd, North Eastham, MA
The Cape Cod National Seashore's main visitor center, with exhibits, a bookstore, ranger programs and trailheads onto the Nauset Marsh Trail.
50 Nauset Rd, Eastham, MA
A Cape Cod Bay beach and the site where the Mayflower's exploring party first encountered the Nauset people in December 1620, known today for calm bay water and sunset views.
First Encounter Beach Rd, Eastham, MA
A working grist mill on the town green, considered the oldest windmill on Cape Cod.
Samoset Rd, Eastham, MA
Eastham was settled by English colonists in 1644 and incorporated in 1651; its original territory once included present-day Orleans, Wellfleet, Truro and part of Chatham.
In December 1620, an exploring party from the Mayflower had its first encounter with the Nauset people at what is now First Encounter Beach.
Nauset Light was moved to its current site in Eastham in 1923, replacing the three wooden Three Sisters lighthouses, which were relocated nearby rather than demolished.
Eastham has ocean beach on its Atlantic side and calmer bay beaches on its Cape Cod Bay side, plus National Seashore trails through pine woods and salt marsh.
Eastham center near Town Hall has limited sidewalks, and North Eastham near the Salt Pond Visitor Center has short walkable stretches, but most of the town is spread along Route 6 and side roads that require a car, aside from National Seashore trails and bike paths.
Approximate, without traffic.
The Cape Cod Regional Transit Authority's FLEX bus route runs through Eastham between Harwich and Provincetown, with fixed stops and on-demand deviation service by reservation. There is no train station in Eastham; the seasonal CapeFLYER train from Boston ends at Hyannis, about 32 miles away.
Eastham's FY2026 residential tax rate is $7.71 per $1,000 of assessed value. Commercial, industrial and personal property pay $7.66. Massachusetts assesses homes at full value, so each $100,000 of assessed value costs about $771 a year. The average single-family tax bill was $6,664, on an average assessed value of $864,368.
$7.71per $1,000, residential
Source: Massachusetts Division of Local Services, Tax Rates by Class and Average Single Family Tax Bill.
| Fiscal year | Residential rate |
|---|---|
| FY2022 | $8.58 |
| FY2023 | $7.24 |
| FY2024 | $7.01 |
| FY2025 | $7.71 |
| FY2026 | $7.71 |
What we check on a Eastham purchase: MassHousing limits, the flood map, the smoke certificate, septic systems, national seashore.
MassHousing sets its own income and price limits for Barnstable County. We check them with you before you shop.
MassHousing home loansLow-lying land along the Atlantic outer beaches and along Cape Cod Bay, plus areas around Nauset Marsh and Salt Pond, fall within FEMA-mapped flood zones subject to coastal erosion. We check FEMA's map before you offer.
FEMA's flood map for EasthamMassachusetts requires the seller to get a smoke and carbon monoxide certificate from the Eastham Fire Department before the sale closes.
Eastham Fire Department pageEastham has no town sewer system, so every property relies on a private septic system. A Title 5 septic inspection is required before a sale closes, and buyers should ask about system age and capacity.
About a third of Eastham lies within the Cape Cod National Seashore, which can affect building and renovation rules on nearby parcels. Buyers should check with the town and the National Park Service before planning changes.
All loans are subject to credit approval, underwriting, and property and program requirements. MassHousing limits and eligibility are set by MassHousing and change from time to time.
We're licensed in Massachusetts. Send us a Eastham address and we'll run the numbers, taxes included.
Who to call in Eastham: Eversource, with Cape Light Compact administering energy-efficiency programs for power.
Eastham Town Hall is at 2500 State Highway, Eastham, MA 02642. Hours: Monday-Thursday 8:00 AM-4:00 PM; Friday 8:00 AM-12:00 PM, by appointment 12-4 PM. Main line: 508-240-5900.
Eastham's FY2026 residential tax rate is $7.71 per $1,000 of assessed value. Commercial, industrial and personal property pay $7.66. Massachusetts fiscal years run July 1 to June 30.
Massachusetts taxes homes on their full assessed value. If a home is assessed at $400,000, that's about $3,084 a year at $7.71 per $1,000. The bill uses the assessor's value, not the sale price.
Yes. Homes pay $7.71 per $1,000 and commercial, industrial and personal property pay $7.66.
The average single-family tax bill in Eastham was $6,664 for FY2026, on an average assessed value of $864,368.
Eastham is in Barnstable County, on Cape Cod.
Eastham uses 02642 for most of town and 02651 for North Eastham.
No; residents bring trash and recycling to the town Transfer Station.
Eversource is the electric utility, with Cape Light Compact running local energy-efficiency programs.
No. The seasonal CapeFLYER train from Boston ends at Hyannis, about 32 miles away.
The Cape Cod Regional Transit Authority's FLEX route runs through Eastham between Harwich and Provincetown.
Neighbors of Eastham, including across the Connecticut line where it applies. All Massachusetts town guides.