Offers keep getting rejected? No Connecticut loan officer closed more purchase loans in 2025.* Learn more →
James Allen Mortgage Team Movement Mortgage
A street scene in Billerica, Massachusetts.

Living in Billerica, Massachusetts

Billerica is a town in Middlesex County bordering Lowell, incorporated in 1655 and named after Billericay, England, by settlers from that area. The Concord and Shawsheen Rivers both run through town, and Billerica has several distinct village centers, including North Billerica along the Concord River and East Billerica. On April 19, 1775, John Hancock and Samuel Adams reportedly took refuge in a local farmhouse to avoid capture by the British on the first day of the Revolutionary War.

Photo: Doug Kerr, CC BY-SA 2.0

Billerica at a glance

Billerica's villages and zip codes

Billerica uses ZIP code 01821 for most of town and 01862 for North Billerica.

Billerica villages and zip codes
AreaZip codeWhere it is
Billerica center01821Along Boston Road near the town common, where Town Hall and municipal offices are located.
North Billerica01862A village along the Concord River in the northern part of town, home to the North Billerica commuter rail station and former Talbot Mills complex.

Things to do in Billerica, MA

Start with Vietnam Veterans Park and Manning State Park, then 1 more below.

  1. Vietnam Veterans Park

    A town park with a memorial and recreation space.

    FreeYear-round

    Billerica, MA

  2. Manning State Park

    A state park along the Concord River in Billerica.

    FreeYear-round

    Billerica, MA

  3. Manning Manse

    A homestead built in 1696, described as the oldest remaining home in town, associated with the Manning family.

    Year-round

    Billerica, MA

More worth a visit

  • Contribution ParkA town park in Billerica.
  • Kohlrausch ParkA town park in Billerica.
  • Pinehurst ParkA town park in the Pinehurst section of Billerica.

Around the calendar

  • June
    Yankee Doodle WeekendAn annual town celebration connected to Billerica's Revolutionary War history.

A little history

Billerica was incorporated in 1655 and named after Billericay, a market town in Essex, England, by settlers from that area.

On April 19, 1775, the first day of the Revolutionary War, John Hancock and Samuel Adams are said to have taken refuge in a Billerica farmhouse to avoid capture by British troops.

The Manning Manse, built in 1696, is described as the oldest remaining homestead in town.

Parks, trails and outdoors in Billerica

The Concord and Shawsheen Rivers run through Billerica, with Nuttings Lake and several town parks providing the town's main outdoor recreation spots.

  • Manning State ParkState park land along the Concord River.
  • Nuttings LakeA lake in the Nutting Lake section of town.
  • Vietnam Veterans ParkA town park with memorial and recreation space.

Walkability and getting around Billerica

Billerica center and North Billerica each have small village cores, but the town is largely spread out and suburban, and most residents need a car to get around.

Billerica center

365 Boston Road, Billerica, MA 01821

North Billerica

Check any Billerica address

Drive times

  • Lowell, about 5 miles10-15 min
  • Logan International Airport, about 28 miles35-45 min

Approximate, without traffic.

By bus or train

MBTA Commuter Rail's Lowell Line stops at North Billerica station, in the North Billerica village. Billerica has no subway or Silver Line service.

Billerica property taxes

Billerica's FY2026 residential tax rate is $11.61 per $1,000 of assessed value. Commercial, industrial and personal property pay $25.88. Massachusetts assesses homes at full value, so each $100,000 of assessed value costs about $1,161 a year. The average single-family tax bill was $7,484, on an average assessed value of $644,586.

Billerica's FY2026 tax rates

$11.61per $1,000, residential

  • Residential$11.61 per $1,000
  • Commercial, industrial, personal property$25.88 per $1,000
  • Average single-family assessed value$644,586
  • Average single-family tax bill$7,484
  • Motor vehicle excise (statewide)$25 per $1,000 of value

Source: Massachusetts Division of Local Services, Tax Rates by Class and Average Single Family Tax Bill.

Billerica property tax calculator

$
Assessed value (100%)
–
Taxes a year
–
About this much a month
–

Estimate at the FY2026 residential rate; the assessor's value sets the bill.

How the residential rate has changed

Fiscal yearResidential rate
FY2022$12.64
FY2023$11.87
FY2024$11.29
FY2025$11.37
FY2026$11.61

Look up a Billerica property

Buying a home in Billerica

What we check on a Billerica purchase: MassHousing limits, the flood map, the smoke certificate, river flood zone, municipal water, not mwra.

MassHousing

First-time buyer programs

MassHousing sets its own income and price limits for Middlesex County. We check them with you before you shop.

MassHousing home loans
Flood maps

Check the flood zone first

The Concord and Shawsheen Rivers both run through Billerica, putting low-lying parcels near either river, and near Nuttings Lake, in FEMA-mapped flood zones. We check FEMA's map before you offer.

FEMA's flood map for Billerica
Before closing

Smoke and CO certificate

Massachusetts requires the seller to get a smoke and carbon monoxide certificate from the Billerica Fire Department before the sale closes. Call 978-671-0940 to schedule.

Billerica Fire Department page
River flood zone

Check FEMA flood maps near the Concord and Shawsheen Rivers

Parts of Billerica along the Concord River, the Shawsheen River, and Nuttings Lake fall within FEMA flood zones. We check the flood map before you make an offer on a property near water.

Municipal water, not MWRA

Billerica runs its own water system

Unlike many nearby communities, Billerica is not a Massachusetts Water Resources Authority (MWRA) customer; the town's own water department treats and supplies water, and some outlying areas rely on septic systems.

All loans are subject to credit approval, underwriting, and property and program requirements. MassHousing limits and eligibility are set by MassHousing and change from time to time.

James Allen

Thinking about buying in Billerica?

We're licensed in Massachusetts. Send us a Billerica address and we'll run the numbers, taxes included.

Compare loan optionsOur process

Moving to Billerica: utilities, trash and town hall

Who to call in Billerica: National Grid for power.

Town Hall offices and contacts

Billerica Town Hall is at 365 Boston Road, Billerica, MA 01821. Main line: 978-671-0942.

Billerica, MA FAQ: taxes and town services

What is the property tax rate in Billerica, MA?

Billerica's FY2026 residential tax rate is $11.61 per $1,000 of assessed value. Commercial, industrial and personal property pay $25.88. Massachusetts fiscal years run July 1 to June 30.

How much are property taxes on a $400,000 home in Billerica?

Massachusetts taxes homes on their full assessed value. If a home is assessed at $400,000, that's about $4,644 a year at $11.61 per $1,000. The bill uses the assessor's value, not the sale price.

Does Billerica have a split tax rate?

Yes. Homes pay $11.61 per $1,000 and commercial, industrial and personal property pay $25.88.

What is the average single-family tax bill in Billerica?

The average single-family tax bill in Billerica was $7,484 for FY2026, on an average assessed value of $644,586.

What county is Billerica, MA in?

Billerica is in Middlesex County.

What ZIP codes does Billerica use?

Billerica uses 01821 for most of town and 01862 for North Billerica.

Does Billerica have a commuter rail stop?

Yes. North Billerica station, on the MBTA Commuter Rail Lowell Line, is in the North Billerica village.

Who supplies electricity in Billerica?

National Grid.

Is Billerica on the MWRA water system?

No. Billerica operates its own municipal water department rather than purchasing from the MWRA.

Which towns border Billerica?

Billerica borders Chelmsford, Lowell, Tewksbury, Wilmington, Burlington, Bedford and Carlisle.

Towns near Billerica

Neighbors of Billerica, including across the Connecticut line where it applies. All Massachusetts town guides.

Sources