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Living in Beverly, Massachusetts

Beverly is a city in Essex County on Massachusetts Bay, about 17 miles northeast of Boston. It was settled in 1626, incorporated as a town in 1668, and became a city in 1894; it is the site of the country's first cotton mill (1787) and, because the armed schooner Hannah was commissioned there in 1775, is sometimes called the birthplace of the American Navy.

Downtown BeverlyBeverly FarmsPrides CrossingNorth BeverlyMontserrat

By James Allen, NMLS 1216446 · Updated

Beverly at a glance

Beverly's villages and zip codes

Most of Beverly uses ZIP code 01915; Prides Crossing uses 01965.

Beverly villages and zip codes
AreaZip codeWhere it is
Downtown Beverly01915The city's commercial center around Cabot and Rantoul streets, with City Hall and Beverly Depot station.
Beverly Farms01915A shoreline neighborhood on the eastern side of the city, with its own commuter rail station.
Prides Crossing01965A shoreline neighborhood between Beverly Farms and Manchester-by-the-Sea, with its own ZIP code and commuter rail stop.
North Beverly01915A residential and commercial area in the northern part of the city, with its own commuter rail station.
Montserrat01915A neighborhood near Montserrat College of Art, with its own commuter rail stop.

Things to do in Beverly, MA

Start with Lynch Park and Great and Little Misery Islands, then 2 more below.

  1. Lynch Park

    A shoreline city park with two beaches, gardens, and a bandstand used for summer concerts.

    FreeSeasonal

    Beverly, MA

  2. Great and Little Misery Islands

    Trustees of Reservations islands in Salem Sound reachable by boat, with walking trails and shoreline.

    Seasonal

    Salem Sound, Beverly, MA

  3. Beverly Golf & Tennis Club

    A municipally-owned golf course and tennis facility.

    Year-round

    Beverly, MA

  4. Beverly beaches

    The city maintains several public beaches along its Massachusetts Bay shoreline, including at Lynch Park.

    FreeSeasonal

    Beverly, MA

More worth a visit

  • Montserrat College of Art galleriesPublic gallery space on the Montserrat College of Art campus.

A little history

Beverly was the site of the first successful cotton mill in the United States, established in 1787.

The schooner Hannah, commissioned in Beverly in 1775, is cited as the first armed vessel of what became the American Navy.

President William Howard Taft summered in Beverly Farms from 1909 to 1912, and Beverly Farms is the namesake of Beverly Hills, California.

Parks, trails and outdoors in Beverly

Beverly's coastline and harbor give it beaches, a working waterfront, and island conservation land in addition to inland parks.

  • Lynch ParkShoreline park with beaches and gardens.
  • Great and Little Misery IslandsTrustees of Reservations property reachable by boat from Beverly, with trails and shoreline.
  • Beverly Golf & Tennis ClubMunicipal golf course.

Walkability and getting around Beverly

Downtown Beverly, around Cabot Street and Beverly Depot, is walkable with a mix of shops and restaurants; Beverly Farms and Prides Crossing have smaller walkable village centers, while much of the rest of the city is car-oriented.

Check any Beverly address

Drive times

  • Boston, about 17 miles

Approximate, without traffic.

By bus or train

MBTA Commuter Rail's Newburyport/Rockport Line serves four stations in Beverly: Beverly Depot, North Beverly, Montserrat, and Beverly Farms/Prides Crossing. MBTA bus route 451 also serves the city.

Beverly property taxes

Beverly's FY2026 residential tax rate is $10.81 per $1,000 of assessed value. Commercial, industrial and personal property pay $20.98. Massachusetts assesses homes at full value, so each $100,000 of assessed value costs about $1,081 a year. The average single-family tax bill was $8,834, on an average assessed value of $817,185.

Beverly's FY2026 tax rates

$10.81per $1,000, residential

  • Residential$10.81 per $1,000
  • Commercial, industrial, personal property$20.98 per $1,000
  • Average single-family assessed value$817,185
  • Average single-family tax bill$8,834
  • Motor vehicle excise (statewide)$25 per $1,000 of value

Source: Massachusetts Division of Local Services, Tax Rates by Class and Average Single Family Tax Bill.

Beverly property tax calculator

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Assessed value (100%)
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Taxes a year
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About this much a month
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Estimate at the FY2026 residential rate; the assessor's value sets the bill.

Add it to a full payment estimate

How the residential rate has changed

Fiscal yearResidential rate
FY2022$12.17
FY2023$11.26
FY2024$11.23
FY2025$10.99
FY2026$10.81

Look up a Beverly property

Buying a home in Beverly

What we check on a Beverly purchase: MassHousing limits, the flood map, the smoke certificate, coastal, utility.

MassHousing

First-time buyer programs

MassHousing sets its own income and price limits for Essex County. We check them with you before you shop.

MassHousing home loans
Flood maps

Check the flood zone first

Beverly's Massachusetts Bay shoreline and harbor areas, including sections of Beverly Farms, Prides Crossing and the downtown waterfront, fall within FEMA-mapped coastal flood zones. We check FEMA's map before you offer.

FEMA's flood map for Beverly
Before closing

Smoke and CO certificate

Massachusetts requires the seller to get a smoke and carbon monoxide certificate from the Beverly Fire Department before the sale closes. Call 978-922-2424 to schedule.

Beverly Fire Department page
Coastal

Coastal flood zones

Beverly's harbor and Massachusetts Bay shoreline put some waterfront and low-lying areas in FEMA flood zones. Ask about flood zone status and flood insurance for any waterfront property before you make an offer.

Utility

National Grid service

Electric service in Beverly is delivered by National Grid; the city also runs a Beverly Community Electric aggregation program that sets the default supplier.

All loans are subject to credit approval, underwriting, and property and program requirements. MassHousing limits and eligibility are set by MassHousing and change from time to time.

James Allen

Thinking about buying in Beverly?

We're licensed in Massachusetts. Send us a Beverly address and we'll run the numbers, taxes included.

Call (860) 398-5268 Text us Email the team

Compare loan optionsOur process

Moving to Beverly: utilities, trash and city hall

Who to call in Beverly: National Grid for power.

City Hall offices and contacts

Beverly City Hall is at 191 Cabot St, Beverly, MA 01915. Hours: Monday-Wednesday 8:30 AM-4:30 PM; Thursday 8:30 AM-7:30 PM; Friday 8:30 AM-1:00 PM. Main line: 978-921-6000.

Beverly, MA FAQ: taxes and town services

What is the property tax rate in Beverly, MA?

Beverly's FY2026 residential tax rate is $10.81 per $1,000 of assessed value. Commercial, industrial and personal property pay $20.98. Massachusetts fiscal years run July 1 to June 30.

How much are property taxes on a $400,000 home in Beverly?

Massachusetts taxes homes on their full assessed value. If a home is assessed at $400,000, that's about $4,324 a year at $10.81 per $1,000. The bill uses the assessor's value, not the sale price.

Does Beverly have a split tax rate?

Yes. Homes pay $10.81 per $1,000 and commercial, industrial and personal property pay $20.98.

What is the average single-family tax bill in Beverly?

The average single-family tax bill in Beverly was $8,834 for FY2026, on an average assessed value of $817,185.

What county is Beverly in?

Beverly is in Essex County, Massachusetts.

What ZIP codes does Beverly use?

Most of Beverly uses 01915; the Prides Crossing neighborhood uses 01965.

Is Beverly on the MBTA Commuter Rail?

Yes. The Newburyport/Rockport Line serves four stations in the city: Beverly Depot, North Beverly, Montserrat, and Beverly Farms/Prides Crossing.

Who supplies electricity in Beverly?

National Grid delivers electricity in Beverly; the city also offers a community electricity aggregation program called Beverly Community Electric.

How far is Beverly from Boston?

Beverly is about 17 miles northeast of Boston.

Is trash pickup curbside in Beverly?

Beverly provides curbside trash and recycling collection through a contracted hauler; the city has been discussing a pay-as-you-throw structure to manage rising disposal costs.

Towns near Beverly

Neighbors of Beverly, including across the Connecticut line where it applies. All Massachusetts town guides.

Sources