First-time buyer programs
MassHousing sets its own income and price limits for Dukes County. We check them with you before you shop.
MassHousing home loans
Aquinnah occupies the southwestern tip of Martha's Vineyard, bordered by Chilmark to the east and surrounded by water on its other sides. Settled in 1669 and incorporated as Gay Head in 1870, the town took the name Aquinnah by popular vote in 1997. It is home to the Wampanoag Tribe of Gay Head, a federally recognized tribe whose members make up roughly a third of the town's registered voters, and to the multicolored Gay Head clay cliffs, a National Natural Landmark.
Aquinnah uses ZIP code 02535, which it shares with neighboring Chilmark; the town has no post office of its own.
| Area | Zip code | Where it is |
|---|---|---|
| Aquinnah center | 02535 | Around State Road and Town Hall on the eastern side of town, near the intersection with Aquinnah Circle, which leads out to the cliffs and Gay Head Light. |
Start with Aquinnah Cliffs and Gay Head Light and Aquinnah Cultural District, then 2 more below.
The multicolored clay cliffs at the island's westernmost point, a National Natural Landmark since 1965, topped by the Gay Head Light. The lighthouse, built in 1799 and moved 129 feet inland in 2015 to escape erosion, opens to visitors seasonally with an admission fee; the Town of Aquinnah took ownership of the light in February 2026.
Aquinnah Circle, Aquinnah, MA
Plan a visitA cluster of Wampanoag-owned shops and eateries around Aquinnah Circle near the cliffs, including native-run craft and jewelry shops.
Aquinnah Circle, Aquinnah, MA
A public beach below the cliffs on the Atlantic side of town, reached by a path from the Aquinnah Circle parking area.
Moshup Trail, Aquinnah, MA
The town's public library on State Road.
1 Church St, Aquinnah, MA
Plan a visitAquinnah was settled in 1669 and incorporated as the town of Gay Head in 1870; residents voted to rename the town Aquinnah, a Wampanoag word, in 1997.
The Wampanoag Tribe of Gay Head (Aquinnah) received federal recognition in 1987 and today comprises roughly a third of the town's registered voters.
Gay Head Light, first built in 1799 and rebuilt in 1856, was moved 129 feet inland in 2015 to protect it from the eroding clay cliffs; the Town of Aquinnah took ownership of the lighthouse in February 2026.
Aquinnah's outdoor draw is its shoreline: the clay cliffs at the island's tip, the Atlantic beach below them, and Vineyard Sound beaches on the town's north side.
2 places in Aquinnah to try, including restaurant and restaurant. No one paid to be listed.
Restaurant
A family-owned restaurant overlooking the cliffs at Aquinnah Circle, run by the same family for four generations.
27 Aquinnah Cir, Aquinnah, MA 02535
Restaurant
A seasonal dinner restaurant at the Outermost Inn near the cliffs, serving a seasonal menu with ocean views.
81 Lighthouse Rd, Aquinnah, MA 02535 · outermostinn.com
Aquinnah Circle, near the cliffs and lighthouse, has a small walkable cluster of shops and food stands in season, but the rest of the town is rural and spread out along State Road, and a car is needed to get between the town center, the cliffs and the beaches.
Approximate, without traffic.
The Martha's Vineyard Transit Authority's Route 5 runs along South Road between Aquinnah, Chilmark and West Tisbury. Aquinnah has no ferry terminal or train service; the nearest Steamship Authority terminal is in Vineyard Haven. A seasonal bike ferry crosses Menemsha Pond between Aquinnah and Chilmark.
Aquinnah's FY2026 residential tax rate is $6.87 per $1,000 of assessed value. Massachusetts assesses homes at full value, so each $100,000 of assessed value costs about $687 a year. The average single-family tax bill was $12,677, on an average assessed value of $1,845,298.
$6.87per $1,000, residential
Source: Massachusetts Division of Local Services, Tax Rates by Class and Average Single Family Tax Bill.
| Fiscal year | Residential rate |
|---|---|
| FY2022 | $6.27 |
| FY2023 | $6.10 |
| FY2024 | $6.40 |
| FY2025 | $6.76 |
| FY2026 | $6.87 |
What we check on a Aquinnah purchase: MassHousing limits, the flood map, the smoke certificate, wells & septic, coastal erosion, smoke & co certificate.
MassHousing sets its own income and price limits for Dukes County. We check them with you before you shop.
MassHousing home loansAquinnah's Atlantic shoreline below the eroding clay cliffs and its Vineyard Sound beaches at Lobsterville put low-lying shoreline parcels in FEMA-mapped flood zones. We check FEMA's map before you offer.
FEMA's flood map for AquinnahMassachusetts requires the seller to get a smoke and carbon monoxide certificate from the Aquinnah Fire Department before the sale closes. Call 508-645-2311 to schedule.
Aquinnah Fire Department pageAquinnah has no townwide water or sewer system, so most properties use private wells and septic systems. Massachusetts law requires a Title 5 septic inspection before a home on a septic system can be sold.
Aquinnah Board of HealthThe clay cliffs at Aquinnah erode continuously; the town moved Gay Head Light 129 feet inland in 2015 for this reason. Buyers near the bluffs should ask about setbacks and any coastal management restrictions.
Sellers in Massachusetts need a smoke detector and carbon monoxide alarm compliance certificate from the local fire department before a home sale can close.
Aquinnah Fire DepartmentAll loans are subject to credit approval, underwriting, and property and program requirements. MassHousing limits and eligibility are set by MassHousing and change from time to time.
We're licensed in Massachusetts. Send us a Aquinnah address and we'll run the numbers, taxes included.
Who to call in Aquinnah: Eversource for power.
Thursday 8:00 am-2:00 pm; Saturday 9:00 am-1:00 pm (June 15-October 19)
Transfer station detailsAquinnah Town Hall is at 955 State Road, Aquinnah, MA 02535. Main line: 508-645-2300.
Aquinnah's FY2026 residential tax rate is $6.87 per $1,000 of assessed value. Massachusetts fiscal years run July 1 to June 30.
Massachusetts taxes homes on their full assessed value. If a home is assessed at $400,000, that's about $2,748 a year at $6.87 per $1,000. The bill uses the assessor's value, not the sale price.
No. Aquinnah uses a single rate of $6.87 per $1,000 for all property classes.
The average single-family tax bill in Aquinnah was $12,677 for FY2026, on an average assessed value of $1,845,298.
Aquinnah uses ZIP code 02535, shared with neighboring Chilmark; the town has no post office of its own.
No. Aquinnah residents bring trash and recycling to the town's Local Drop-off, part of the Martha's Vineyard Refuse Disposal and Resource Recovery District.
Eversource is the electric utility serving Aquinnah; the town has no natural gas service.
The Martha's Vineyard Transit Authority's Route 5 runs along South Road connecting Aquinnah, Chilmark and West Tisbury. A seasonal bike ferry also crosses Menemsha Pond to Chilmark.
Aquinnah has no ferry terminal of its own. The nearest Steamship Authority terminal is in Vineyard Haven, with service to Woods Hole in Falmouth.
The Town of Aquinnah took ownership of Gay Head Light in February 2026; the lighthouse opens to visitors seasonally.
Neighbors of Aquinnah, including across the Connecticut line where it applies. All Massachusetts town guides.