Prospect center
36 Center Street, Prospect, CT 06712
Living in Prospect, Connecticut
Prospect is a hilly, largely residential town in New Haven County just south of Waterbury. It was incorporated in 1827 from the South Farms section of Waterbury and the West Rocks section of Cheshire, after being known as Columbia Parish. The town sits among the eastern fringe of the Berkshire foothills, with rocky, glacially deposited soil.
Prospect at a glance
- 28.47 millsReal estate tax rate, fiscal year 2026–27
- 15 minDrive to Waterbury
- New HavenCounty · Naugatuck Valley
Prospect's zip code
Prospect uses the single 06712 ZIP code.
| Area | Zip code | Where it is |
|---|---|---|
| Prospect center | 06712 | The town hall and town green sit along Center Street/Route 68 at the middle of town. |
Prospect covers about 14.5 square miles and borders Waterbury, Cheshire, Bethany and Naugatuck. It was incorporated in 1827.
Things to do in Prospect, CT
Start with Prospect town green and Prospect Public Library.
Prospect town green
The historic center of town, from which, before tree growth obscured the view, residents could once see Long Island Sound and Long Island on clear days. The green gave the town its name.
Center St, Prospect, CT
Prospect Public Library
The town's public library, hosting community programs and events.
Prospect, CT
Plan a visit
A little history
Prospect was incorporated as a town in 1827, formed from the South Farms section of Waterbury and the West Rocks section of Cheshire.
The town was originally called Columbia Parish after its 1797 Congregational church, but was denied the name Columbia at incorporation because a town in Tolland County already held it, so it took the name Prospect for the view from its town green.
The first parlor matches made in the United States were produced in Prospect at the Ives & Judd factory.
Parks, trails and outdoors in Prospect
Prospect's landscape is hilly and forested, with several reservoirs in and around town, though most public outdoor recreation is at town-run parks and fields rather than large preserves.
- Prospect town reservoirsSeveral reservoirs lie fully or partly within Prospect's hilly terrain.
Walkability and getting around Prospect
Prospect has a small town center around the green and town hall but no dense walkable downtown; most residents drive for shopping and dining, largely in neighboring Waterbury or Cheshire.
Drive times
- Waterbury, about 6 miles15 min
- Bradley International Airport, about 35 miles40–50 min
Approximate, without traffic.
By bus or train
Prospect has no fixed-route CTtransit bus service within town; a car is needed for most trips, and the nearest rail service is the Metro-North Waterbury Branch station in Waterbury.
Prospect property taxes and home prices
Prospect's 2026–27 mill rate is 28.47, which is $28.47 of tax for every $1,000 of assessed value. Connecticut taxes a home at 70% of its appraised value, so every $100,000 of value costs about $1,993 a year in taxes at 28.47 mills.
What homes in Prospect sell for
| 12 months ending | Single-family | Condo |
|---|---|---|
| Sep 2024 | $393,50062 sales | $461,0005 sales |
October to September, state records. Text us for this month's sales.
Prospect's mill rate for 2026–27
28.47mills, fiscal year 2026–27
- Town of Prospect28.47 mills
- Motor vehicles28.47 mills
- Next revaluationOctober 1, 2029
How Prospect's mill rate has changed
| Fiscal year | Town rate |
|---|---|
| 2022–23 | 31.95 |
| 2023–24 | 31.92 |
| 2024–25 | 32.14 |
| 2025–26 | 25.57 |
| 2026–27 | 28.47 |
Prospect's town rate went from 31.95 in 2022–23 to 28.47 in 2026–27. Next revaluation: October 1, 2029.
Look up a Prospect property
- Property record cardsAssessed value, lot size and building details
- FEMA flood mapWhether a lender will require flood insurance
- Town ClerkLand records, deeds and vital records
- Assessor's officeQuestions about an assessment
Buying a home in Prospect
What we check on a Prospect purchase: CHFA limits, the flood map and water & sewer.
First-time buyer programs in Prospect
CHFA sets Prospect's income and price limits for New Haven County. We check them with you before you shop.
See CHFA's limits mapCheck the flood zone first
Several small streams, brooks and reservoirs in Prospect's hilly terrain create localized FEMA flood zones near low-lying watercourses. We check FEMA's map before you offer.
FEMA's flood map for ProspectMixed water and sewer coverage
Parts of Prospect are served by the Regional Water Authority while other areas rely on private wells, and sewer coverage is partial. Confirm the water and sewer setup for a specific address before making an offer.
All loans are subject to credit approval, underwriting, and property and program requirements. CHFA and USDA limits and eligibility are set by those agencies and change from time to time.
Thinking about buying in Prospect?
Send us a Prospect address and we'll run the numbers, taxes included.
Moving to Prospect: utilities, trash and town offices
Who to call in Prospect: Eversource for power.
- ElectricEversource
- Natural gasAvailability varies by street; check with Eversource for a specific address
- WaterSouth Central Connecticut Regional Water Authority and private wells in some areas
- Sewer or septicPartial town sewer coverage; some areas remain on septic
- Trash and recyclingProspect provides municipal trash and recycling collection information through the town, and hazardous waste and bulk items are handled through regional and bulk recycling programs.
Town offices and contacts
Prospect Town Hall is at 36 Center Street, Prospect, CT 06712. Hours: Monday–Friday 8:30 am–4:00 pm. Main line: 203-758-4461. Each link opens that office's page on the town's website.
- Town HallMain line and town website203-758-4461
- Mayor's OfficeChief executive office of the town203-758-4461
- Town ClerkLand records, vital records and voter registration
- AssessorProperty values and assessments
- Tax CollectorProperty tax billing and payment
- Building DepartmentBuilding permits and inspections
- Land Use / Planning & ZoningZoning applications and land use permits
- Public WorksRoad maintenance and public infrastructure
- Prospect Public LibraryProspect's public library
- Region 16 School DistrictSchool district website (Prospect and Beacon Falls)
Prospect, CT FAQ: taxes, prices and town services
The short answers. Call or text us for the long ones.
What is the mill rate in Prospect, CT?
Prospect's 2026–27 mill rate is 28.47, which is $28.47 of tax for every $1,000 of assessed value. The motor vehicle rate is 28.47 mills.
How much are property taxes on a $500,000 home in Prospect?
Connecticut assesses homes at 70% of appraised value, so a $500,000 home would be assessed at about $350,000. At 28.47 mills that's about $9,964 a year, or about $830 a month. The actual bill depends on the town assessor's appraisal, not the price you pay.
When is Prospect's next revaluation?
Prospect's next revaluation takes effect October 1, 2029, on the state's schedule. The new assessments first show up on the tax bills due in July 2030.
What county is Prospect, CT in?
Prospect is in New Haven County.
What ZIP code does Prospect use?
Prospect uses 06712.
How far is Prospect from Waterbury?
Prospect borders Waterbury directly to its north, about 6 miles from the town center.
What school district serves Prospect?
Prospect is part of Region 16, along with Beacon Falls.
What are Prospect Town Hall's hours?
Monday through Friday, 8:30 am to 4:00 pm.
Towns near Prospect
Neighbors of Prospect in New Haven County and nearby. All New Haven County towns.
Sources
- Mill rates: Connecticut Office of Policy and Management, "Mill Rates for FY 2014–2027," data.ct.gov. Revaluation year: OPM, Revaluation Schedule 2023–2037.
- Home sales: "Real Estate Sales 2001–2024 GL," data.ct.gov. Medians use Prospect sales recorded October 1 to September 30, leaving out sales the town flagged as non-market.
- Wikipedia: Prospect, Connecticut: en.wikipedia.org
- Town of Prospect official website: townofprospect.gov
- Region 16 School District: region16ct.org
- Wikimedia Commons: File:Welcome_to_Prospect,_Prospect_CT.jpg: commons.wikimedia.org
- Walkability: Walk Score®, Bike Score® and Transit Score®, provided live by Walk Score.
- Photo: John Phelan, CC BY-SA 4.0, via Wikimedia Commons.
- Checked September 25, 2026.